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Ferrari insurance rates

Find the best insurance rates for your Ferrari

The average cost of insurance for your Ferrari will vary depending on multiple factors, including your location, your driving history, the model Ferrari you are purchasing and your age, among other factors. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Depends on provider
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.

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Find your Ferrari model

How a vehicle from Ferrari affects the cost of insurance

Insurance companies determine the insurance cost for a vehicle based on safety ratings, theft rates, replacement costs and overall damage susceptibility.

Ferraris come with many safety features and aren’t commonly stolen, which helps with the cost of insurance. However, the brand’s reputation for speed and fast cars, plus the expensive price tag and costly repairs make this a pricey car to insure.

Although Ferrari is part of the upper echelon of fine automobiles, many insurance providers will provide coverage for your new sports car. If you have trouble finding insurance, you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance.

Ferrari car insurance rates

ModelMonthly insurance rateBase car Price
488 GTB$783$245,400
488 Spider$868$272,700
Berlinetta F12 & TDF$1,015$319,995
GTC4 Lusso$953$300,000

Pros and cons of insuring a Ferrari


  • Not commonly stolen
  • Great safety features


  • Costly to purchase and costly to repair
  • Luxury sports car

About the Ferrari brand

Ferrari was founded in Italy in 1939 by Enzo Ferrari. But the company didn’t manufacture its first car until 1947. Its legendary symbol was first used by an Italian WWI pilot. Once the war had ended, the pilot’s family allowed Ferrari to adopt the prancing horse symbol.

Today, some of Ferrari’s most prestigious racing successes include 15 F1 World Drivers’ Championships and 226 victories in F1 Grand Prix.

Are there any standout Ferrari models?

The 812 Superfast is Ferrari’s most powerful and fastest car to date (with the exception of the rear-engined special limited-series 12 cylinders). This speedster boasts maximum power output of 800 cv at 8,500 rpm, maximum torque of 718 Nm at 7,000 rpm, and 0-100km/h in 2.9 seconds. It’s also the first Ferrari with electric power steering.

What’s Ferrari Driver Academy?

Ferrari’s driver academy was created in 2009 to groom promising young drivers. Some of the academy’s drivers include Callum Ilott, Jules Lucien André Bianchi and Guan Yu Zhou. The Ferrari Campus headquarters is located at the Fiorano Circuit (Ferrari’s private racetrack) in Modena, Italy.

Ferrari car facts

  • Ferrari has garnered over 5,000 victories on the world’s tracks and roads.
  • Founder Enzo Ferrari won the Columbus Prize in 1965.
  • The iconic California Spider first appeared in 1957.

Bottom line

Like the price of your Ferrari, the cost of insuring this car won’t be cheap either. So be sure to shop around to find the best car insurance for you.

Frequently asked questions about Ferrari

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