Ferrari insurance rates and quotes |

Ferrari insurance rates

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Average insurance cost of owning a Ferrari

The average cost of insurance for your Ferrari will vary depending on multiple factors, including your location, your driving history, the model Ferrari you are purchasing and your age, among other factors.

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Name Product Roadside assistance New car protection Accident forgiveness Available states
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.

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How a vehicle from Ferrari affects the cost of insurance

Insurance companies determine the insurance cost for a vehicle based on safety ratings, theft rates, replacement costs and overall damage susceptibility.

Ferraris come with many safety features and aren’t commonly stolen, which helps with the cost of insurance. However, the brand’s reputation for speed and fast cars, plus the expensive price tag and costly repairs make this a pricey car to insure.

Although Ferrari is part of the upper echelon of fine automobiles, many insurance providers will provide coverage for your new sports car. If you have trouble finding insurance, you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called luxury auto insurance.

Ferrari car insurance rates

Model Monthly insurance rate Base car Price
488 GTB $783 $245,400
488 Spider $868 $272,700
812 $1,188 $335,275
Berlinetta F12 & TDF $1,015 $319,995
California $648 $202,723
FF $935 $295,000
GTC4 Lusso $953 $300,000

Pros and cons of insuring a Ferrari


  • Not commonly stolen
  • Great safety features


  • Costly to purchase and costly to repair
  • Luxury sports car

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About the Ferrari brand

Ferrari was founded in Italy in 1939 by Enzo Ferrari. But the company didn’t manufacture its first car until 1947. Its legendary symbol was first used by an Italian WWI pilot. Once the war had ended, the pilot’s family allowed Ferrari to adopt the prancing horse symbol.

Today, some of Ferrari’s most prestigious racing successes include 15 F1 World Drivers’ Championships and 226 victories in F1 Grand Prix.

Are there any standout Ferrari models?

The 812 Superfast is Ferrari’s most powerful and fastest car to date (with the exception of the rear-engined special limited-series 12 cylinders). This speedster boasts maximum power output of 800 cv at 8,500 rpm, maximum torque of 718 Nm at 7,000 rpm, and 0-100km/h in 2.9 seconds. It’s also the first Ferrari with electric power steering.

What’s Ferrari Driver Academy?

Ferrari’s driver academy was created in 2009 to groom promising young drivers. Some of the academy’s drivers include Callum Ilott, Jules Lucien André Bianchi and Guan Yu Zhou. The Ferrari Campus headquarters is located at the Fiorano Circuit (Ferrari’s private racetrack) in Modena, Italy.

Ferrari car facts

  • Ferrari has garnered over 5,000 victories on the world’s tracks and roads.
  • Founder Enzo Ferrari won the Columbus Prize in 1965.
  • The iconic California Spider first appeared in 1957.

Ferrari competitors

Need help considering some other car manufacturers?

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Bottom line

Like the price of your Ferrari, the cost of insuring this car won’t be cheap either. So be sure to shop around to find the best car insurance for you.

Frequently asked questions about Ferrari

Which car insurance provider is best for me?

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