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Lotus insurance rates

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Average insurance cost for a Lotus

The average insurance cost of a Lotus varies depending on the model you choose, your location, your driving history and many other factors. But you can expect to pay a heft monthly premium for this ultra-high-end sports car.

Other factors that affect the price of insurance include safety ratings, its likelihood of being stolen and how costly it is to repair or replace.

Get rates for your Lotus model

Get car insurance quotes for your Lotus

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Bottom line

Like its high price tag, this performance sports car will come with high insurance premiums, so be sure to shop around to find the best car insurance for you.

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