Credit-building 101
Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
See a side-by-side comparison of the best credit monitoring services that track your credit report activity and alert you of changes.
Experian Boost® is a free credit-building tool that helps you build credit with rent payments, utility payments and streaming service subscriptions.
These rent and utility reporting services report rent and bill payments to credit bureaus to help you build credit without a credit card.
A charge-off means that a creditor has closed an account, but the debt isn’t gone. See how this can negatively affect your credit score.
Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which Finder receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Finder compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.