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Credit Building

Find the tools you need to build your credit score, no matter your credit history.

Build your credit with the Extra Debit card


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Extra gives you a line of credit called 'Spend Power' to turn your daily purchases into credit payments.

  • Starts at $12.50/month with yearly plan or $20 paid monthly
  • No credit check and no APR
  • Earn up to 1% back in points
  • Connects to your existing bank account
  • Compatible with 10,000+ banks
The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

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