The average insurance cost of a Lincoln is $179 a month, or $2,144 a year. Known for drawing older buyers, Lincoln manufactures cars for a premium MSRP range. The higher-than-average price tag tends to raise insurance premiums. On the plus side, however, Lincolns are infrequently targeted by car thieves and tend to score strong safety ratings.
Below is a list of Lincoln car models. Click on a model name to find the average insurance cost, base cost of the car and where it ranks in our list of most expensive cars to insure.
Lincoln Car models
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- Lincolns aren’t cheap: The lowest-priced model is the MKZ, which starts at $35,170. Pricier vehicles mean pricier insurance.
- Fortunately, Lincoln cars don’t tend to attract car thieves, and they generally score solid crash safety ratings. These factors keep insurance prices down.
- Lincoln has the oldest median buyer age, just ahead of Buick and Lexus.
- You may want more than minimum liability coverage for your Lincoln, expanding your protection through comprehensive coverage.
Companies that provide coverage for Lincolns
Most major insurers will cover your Lincoln. Check with your provider if your Lincoln is an older model, such as the Mark VII or Mark VIII. Above all, compare multiple insurers to find the best price.
About the Lincoln brand
Henry Leland, of Cadillac fame, founded the Lincoln Motor Company in 1917. Just five years later, it was sold to Ford in the wake of financial troubles. Under its new parent corporation, Lincoln crafted the iconic Continental in 1939. The Town Car followed 40-some years later, as did the Navigator in the ‘90s.
With an aging buyer demographic in today’s market, Lincoln has upgraded its vehicle designs to attract millennial buyers. The Continental, in particular, is winning a new surge of attention: It’s comfortable, roomier and stylish like a luxury car should be.
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