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Lincoln Insurance Rates

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Average insurance cost of owning a Lincoln

The average insurance cost of a Lincoln is $179 a month, or $2,144 a year. Known for drawing older buyers, Lincoln manufactures cars for a premium MSRP range. The higher-than-average price tag tends to raise insurance premiums. On the plus side, however, Lincolns are infrequently targeted by car thieves and tend to score strong safety ratings.

Below is a list of Lincoln car models. Click on a model name to find the average insurance cost, base cost of the car and where it ranks in our list of most expensive cars to insure.

Lincoln Car models

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Special notes

  • Lincolns aren’t cheap: The lowest-priced model is the MKZ, which starts at $35,170. Pricier vehicles mean pricier insurance.
  • Fortunately, Lincoln cars don’t tend to attract car thieves, and they generally score solid crash safety ratings. These factors keep insurance prices down.
  • Lincoln has the oldest median buyer age, just ahead of Buick and Lexus.
  • You may want more than minimum liability coverage for your Lincoln, expanding your protection through comprehensive coverage.

Companies that provide coverage for Lincolns

Most major insurers will cover your Lincoln. Check with your provider if your Lincoln is an older model, such as the Mark VII or Mark VIII. Above all, compare multiple insurers to find the best price.

Details Features
Liberty Mutual Car Insurance
Liberty Mutual Car Insurance
Car insurance through Liberty Mutual will give coverage options for almost any situation.
  • Multi-car discount
  • Bundle discount for combining auto and home policies
  • New vehicle discount
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Esurance
Esurance
Esurance offers a modern online and mobile experience that helps you take your insurance on the go.
  • CoverageMyWay® helps you make smarter choices
  • Gain peace of mind with 24/7 claims service
  • Manage your policy on the go with Esurance Mobile
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Allstate Auto Insurance
Allstate Auto Insurance
With a range of coverage options at affordable prices, Allstate auto insurance can be personalized to your needs as a driver.
  • Reward System for Safe Drivers
  • Bumper-to-Bumper Basics® Tool
  • Comprehensive Tools to Design a Customized Insurance Plan
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About the Lincoln brand

Henry Leland, of Cadillac fame, founded the Lincoln Motor Company in 1917. Just five years later, it was sold to Ford in the wake of financial troubles. Under its new parent corporation, Lincoln crafted the iconic Continental in 1939. The Town Car followed 40-some years later, as did the Navigator in the ‘90s.

With an aging buyer demographic in today’s market, Lincoln has upgraded its vehicle designs to attract millennial buyers. The Continental, in particular, is winning a new surge of attention: It’s comfortable, roomier and stylish like a luxury car should be.

Other car brands you might want to see rates for…

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