McLaren insurance rates

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Average insurance cost for a McLaren

The average insurance cost of a McLaren varies depending on the model you choose, your location, your driving history and many other factors. But you can expect higher than average insurance rates for this sports car.

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Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.
Allstate
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Convenient online quotes, coverage and claims for tech-savvy drivers.
Motion Auto
Optional
No
AZ
Get instant coverage and track your driving over time to lower your rates.
State Farm
Optional
Yes
All 50 states
Get personalized, one-on-one support to build your policy with your local agent. Start your policy today at 877-745-0232.
Farmers
15%
All 50 states
Choose from add-ons like glass repair services and new car replacement to enhance basic coverage.
Assurance
Optional
No
All states except AK, CA, DC, GA, HI, KY, LA, MA, MD, MI
Your broker is your one-stop shop for comparing any coverage you need.
Elephant
Optional
10%
IL, IN, MD, TN, TX, VA
An online-based brand with big discounts and 12-month rate locks.

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How a vehicle from McLaren affects insurance costs

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

A McLaren’s high price tag means pricey car insurance. The fact that it’s a sports car can also negatively affect insurance costs — insurance companies make certain assumptions about the driving habits of sports car owners.

It takes a high-end provider to be willing to underwrite your McLaren. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called “classic” auto insurance.

Are there any standout McLaren models?

The 570S Spider is a standout for sure, with its retractable hardtop and iconic dihedral doors. And the 3.8-liter McLaren v8 engine, 7-speed gearbox and carbon ceramic brakes deliver optimum performance.

Pros and cons of insuring a McLaren

Pros

  • Not targeted by thieves

Cons

  • Its high price tag means high insurance rates
  • Fast sports car

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About the McLaren brand

A race car driver, Bruce McLaren founded his eponymous company in 1963 in effort to make compact, lightweight Grand Prix cars. The company went on to have a rich racing history, and today produces some of the world’s best sports and luxury cars.

Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.”

What’s Pure McLaren?

Experience the thrill of getting behind the wheel of a McLaren on an official track with Pure McLaren. Work with a McLaren coach to test your skills against other drivers or develop your racing credentials.

Choose from several programs and packages to get the ideal driving experience you’re looking for.

McLaren car facts

Compare McLaren competitors

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Bottom line

A McLaren doesn’t come cheap, and neither does the insurance for this ultimate sports car. So be sure to shop around to find the best car insurance for you.

Frequently asked questions about McLaren

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