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McLaren insurance rates

Compare McLaren car insurance: Find the perfect harmony of coverage, service and value for you.

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The average insurance cost of a McLaren varies depending on the model you choose, your location, your driving history and many other factors. But you can expect higher than average insurance rates for this sports car. Filter car insurance companies by your state to get a quote.

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

A McLaren’s high price tag means pricey car insurance. The fact that it’s a sports car can also negatively affect insurance costs — insurance companies make certain assumptions about the driving habits of sports car owners.

It takes a high-end provider to be willing to underwrite your McLaren. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called “classic” auto insurance.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Telematics only
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.

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Are there any standout McLaren models?

The 570S Spider is a standout for sure, with its retractable hardtop and iconic dihedral doors. And the 3.8-liter McLaren v8 engine, 7-speed gearbox and carbon ceramic brakes deliver optimum performance.

Pros and cons of insuring a McLaren


  • Not targeted by thieves


  • Its high price tag means high insurance rates
  • Fast sports car

About the McLaren brand

A race car driver, Bruce McLaren founded his eponymous company in 1963 in effort to make compact, lightweight Grand Prix cars. The company went on to have a rich racing history, and today produces some of the world’s best sports and luxury cars.

Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.”

What’s Pure McLaren?

Experience the thrill of getting behind the wheel of a McLaren on an official track with Pure McLaren. Work with a McLaren coach to test your skills against other drivers or develop your racing credentials.

Choose from several programs and packages to get the ideal driving experience you’re looking for.

McLaren car facts

Bottom line

A McLaren doesn’t come cheap, and neither does the insurance for this ultimate sports car. So be sure to shop around to find the best car insurance for you.

Frequently asked questions about McLaren

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