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McLaren insurance rates

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The average insurance cost of a McLaren varies depending on the model you choose, your location, your driving history and many other factors. But you can expect higher than average insurance rates for this sports car. Filter car insurance companies by your state to get a quote.

When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.

A McLaren’s high price tag means pricey car insurance. The fact that it’s a sports car can also negatively affect insurance costs — insurance companies make certain assumptions about the driving habits of sports car owners.

It takes a high-end provider to be willing to underwrite your McLaren. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called “classic” auto insurance.

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Are there any standout McLaren models?

The 570S Spider is a standout for sure, with its retractable hardtop and iconic dihedral doors. And the 3.8-liter McLaren v8 engine, 7-speed gearbox and carbon ceramic brakes deliver optimum performance.

Pros and cons of insuring a McLaren

Pros

  • Not targeted by thieves

Cons

  • Its high price tag means high insurance rates
  • Fast sports car

About the McLaren brand

A race car driver, Bruce McLaren founded his eponymous company in 1963 in effort to make compact, lightweight Grand Prix cars. The company went on to have a rich racing history, and today produces some of the world’s best sports and luxury cars.

Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.”

What’s Pure McLaren?

Experience the thrill of getting behind the wheel of a McLaren on an official track with Pure McLaren. Work with a McLaren coach to test your skills against other drivers or develop your racing credentials.

Choose from several programs and packages to get the ideal driving experience you’re looking for.

McLaren car facts

Bottom line

A McLaren doesn’t come cheap, and neither does the insurance for this ultimate sports car. So be sure to shop around to find the best car insurance for you.

Frequently asked questions about McLaren

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Writer

Julia Cameron is a freelance journalist and editor, specializing in personal finance, mergers and acquisitions and immigration law. Her writing and analysis has been featured in TechRadar, MSN, Harper's Bazaar, Time and other top media. She holds a BA in English literature from the University of Central Florida. See full bio

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