We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
McLaren insurance rates
Average insurance cost for a McLaren
The average insurance cost of a McLaren varies depending on the model you choose, your location, your driving history and many other factors. But you can expect higher than average insurance rates for this sports car.
Find your McLaren model
Compare car insurance for your McLaren
How a vehicle from McLaren affects insurance costs
When determining the cost of insurance, insurance companies look at a car’s safety ratings, its likelihood of being stolen and how costly it is to replace or repair, among other factors.
A McLaren’s high price tag means pricey car insurance. The fact that it’s a sports car can also negatively affect insurance costs — insurance companies make certain assumptions about the driving habits of sports car owners.
It takes a high-end provider to be willing to underwrite your McLaren. You’ll find a few big-name providers that offer coverage, but you may need to look into specialty insurers of exotic vehicles and sports cars. This type of coverage is sometimes called “classic” auto insurance.
Are there any standout McLaren models?
The 570S Spider is a standout for sure, with its retractable hardtop and iconic dihedral doors. And the 3.8-liter McLaren v8 engine, 7-speed gearbox and carbon ceramic brakes deliver optimum performance.
Pros and cons of insuring a McLaren
- Not targeted by thieves
- Its high price tag means high insurance rates
- Fast sports car
About the McLaren brand
A race car driver, Bruce McLaren founded his eponymous company in 1963 in effort to make compact, lightweight Grand Prix cars. The company went on to have a rich racing history, and today produces some of the world’s best sports and luxury cars.
Today the company continues to “build ultra-luxury performance automobiles with timeless Italian style, accommodating bespoke interiors and effortless, signature sounding power.”
What’s Pure McLaren?
Experience the thrill of getting behind the wheel of a McLaren on an official track with Pure McLaren. Work with a McLaren coach to test your skills against other drivers or develop your racing credentials.
Choose from several programs and packages to get the ideal driving experience you’re looking for.
McLaren car facts
- McLarens are one of the most expensive vehicles to insure. Reason being that you usually need more than just minimum liability coverage for your vehicle. You’ll also typically want an umbrella policy and comprehensive coverage.
- The price to insure your McLaren will vary greatly depending on the type and number of coverages you want in your policy.
- Not every insurance company sells specialty/high-end car insurance.
Compare McLaren competitors
Need help considering some other car manufacturers?
A McLaren doesn’t come cheap, and neither does the insurance for this ultimate sports car. So be sure to shop around to find the best car insurance for you.
Frequently asked questions about McLaren
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
Based on your answers, check out:
Read more on this topic
Noblr car insurance review Noblr car insurance offers monthly premium discounts based on your safe driving habits.
Compare carshare car insurance Make sure the free insurance offered by carshare services is enough protection for you.
Compare car insurance for self-employed drivers Self-employed drivers need to balance getting the best rates with protecting their business.
Compare Allstate car insurance discounts You could save well over 30% by taking advantage of Allstate’s numerous car insurance discounts.
Compare Liberty Mutual car insurance discounts Save extra money with Liberty Mutual by taking advantage of its numerous car insurance discounts.
Which gas should you use in your car? When should you use regular, premium or E85 gas? And what if you use the wrong kind?
How does car insurance cover additional drivers? Insurance should cover drivers listed on your policy, but double-check how your company handles unnamed drivers.
Compare car insurance with accidental death benefits An accidental death benefits rider can help cover funeral expenses after a fatal car accident.
Does driver assist technology affect car insurance? Driver assist technology won’t discount your insurance premium, but it could save your life.
Ferrari LaFerrari car insurance rates You can expect to pay a lot to buy — and insure — this hybrid hypercar from Ferrari.
Ask an Expert