Fifth Third Bank promotions and bonus offers of July 2025

Fifth Third Bank is among the biggest banks in the US. It has a lot of different personal and business bank accounts. Currently, it has one $350 checking bonus on select checking accounts with direct deposit requirements.

All Fifth Third Bank bonuses at a glance

Fifth Third’s best bonus offer

Fifth Third Bank’s only bonus offer currently is for its Fifth Third Momentum Checking and Fifth Third Preferred $350 direct deposit bonus. Fifth Third occasionally offers bonuses for other accounts, such as a now-expired $500 bonus on select business checking accounts.

To earn the checking bonus, you must receive $500 or more in qualifying direct deposits within 90 days of account opening, making it a straightforward signup bonus. The bonus is valid until , and it is delivered within 10 days of meeting requirements.

To qualify for the checking bonus, your account must be open and in good standing. You must either be a new Fifth Third customer or must not have closed a Fifth Third checking account within the last 13 months.

What does Fifth Third consider a qualifying direct deposit?

Fifth Third Bank considers payroll or government-issued direct deposit as qualifying direct deposits for the checking account bonus.

Compare more bank account bonuses

Fifth Third is among one of the biggest banks in the US, offering branch access on the East Coast and a variety of personal and business accounts. But many of its accounts have monthly fees, and some accounts require you to apply in person. If Fifth Third isn’t the right fit, compare more bank account bonuses.

• SoFi terms and conditions

  
  New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus when they set up Direct Deposit of at least $1,000 during the Direct Deposit Bonus Period. Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 12/31/24. Full terms at sofi.com/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Direct Deposit can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the 4.50% APY for savings (including Vaults). Members without Direct Deposit will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/27/2024. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
  Our account fee policy is subject to change at any time.
  SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms
  See list of participating banks at SoFi.com/banking/fdic/receivingbanks
  We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time
  Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
  

Frequently asked questions

Are there banks with immediate signup bonuses?

Unfortunately, most banks don’t offer immediate signup bonuses. This is because most bonuses have some sort of requirement you must meet to earn a signup bonus, such as depositing a certain amount within a time frame. After you’ve met requirements, most banks deliver the signup bonus within 30 to 90 days if your account remains open and in good standing.

How do I get $300 from Fifth Third Bank?

Fifth Third Bank used to offer a $300 cash bonus when you open a Fifth Third Momentum Checking or Preferred checking account, but that offer expired in 2021. The signup bonus right now is up to $350 if you open one of those two accounts and meet direct deposit requirements.

How long does it take to get a bonus from the Fifth Third Bank?

Fifth Third’s checking bonus is delivered within 10 days after you’ve met its requirements, which requires receiving up to $2,000 in qualifying direct deposit within 90 days of account opening.

To make sure you get accurate and helpful information, this guide has been edited by Holly Jennings as part of our fact-checking process.

Written by

Bethany Hickey

Banking editor

Bethany Hickey is the banking editor and personal finance expert at Finder, specializing in banking, lending, insurance, and crypto. Bethany’s expertise in personal finance has garnered recognition from esteemed media outlets, such as Nasdaq, MSN, Yahoo Finance, GOBankingRates, SuperMoney, AOL and Newsweek. Her articles offer practical financial strategies to Americans, empowering them to make decisions that meet their financial goals. Her past work includes articles on generational spending and saving habits, lending, budgeting and managing debt. Before joining Finder, she was a content manager where she wrote hundreds of articles and news pieces on auto financing and credit repair for CarsDirect, Auto Credit Express and The Car Connection, among others. Bethany holds a BA in English from the University of Michigan-Flint, and was poetry editor for the university’s Qua Literary and Fine Arts Magazine. See full bio

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