Kids debit cards
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Banking for kids
Teach your kids good money habits with this kids' banking guide.
Kids’ banking resources
Explore these useful banking tools and resources for your kids.
- Kids’ Chore Calculator. If you decide to teach your child the value of a dollar through a chore allowance, use this calculator to determine how much you should pay them based on age and your state.
Kids chore calculator
Calculate how much to pay your kids for completing their chores by selecting your state, child's age, child's savings goal, and chore.
State
Kid's age range
Add chore
Which days will this chore be completed on?
Please fill all fields
Chore | S | M | T | W | T | F | S | Rate |
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Add chores to work out weekly total | ||||||||
Weekly total | $0 |
Your child is 0% toward their weekly savings goal of $0.
Chore rates are based on suggestions from experts. See our methodology.
Kids Chore Calendar
Mon | Tue | Wed | Thu | Fri | Sat | Sun |
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If you complete all of your chores each week, you’ll make $0. This is 0% of your weekly savings goal!
- Allowances guide. Find out if paying your kid an allowance is a good idea and four steps to get started with this allowance guide.
- Financial literacy guide. From savings jars to budgeting, here are nine ways you can get your child started on their money management journey using this financial literacy guide.
- Budgeting for teens. Seven experts weigh in on how you can get your teen to start thinking about budgeting and taking ownership over their money.
- Teenage money management. Check eight ways to teach your teen how to make healthy financial decisions and develop sound financial habits.
Learn more about kids’ bank accounts
From opening an account for your newborn baby to saving for college, explore various kids banking topics below.

Requirements for opening a kids’ bank account
Before you head to the bank and open an account for your kid, learn about the documentation you need to have and how this account could affect you come tax time.

Compare bank accounts for your baby
Opening a bank account in your child’s name can be a great way to save for future educational expenses and teach your child good money habits. But not all banks and credit unions allow you to open an account for a baby. Find out which ones you qualify for here.

529 savings plans
Education savings accounts, also known as 529 plans, are set up to save for your child’s future education. The funds from these accounts are used to cover educational expenses, such as elementary or secondary school expenses or college tuition. The number one perk of these savings accounts is that the earnings from the investment as well as any withdrawals from the account are not taxable for federal income tax purposes.

Teen debit cards and bank accounts
Teens can open savings accounts at most banks and credit unions, which can come in handy when they get their first job. Compare top-rated accounts for teens and find out how they compare to prepaid cards and traditional bank accounts.

How to save for college
College gets more expensive every year. The earlier you save, the greater the chance you have to combat student debt in the future. Uncover the average cost of tuition, fees and room and board. Then learn how to create a savings plan that helps your money go further.
Read more on this topic
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Step vs. Current: Which kids’ card is worth it?
Two top teen accounts go head to head, each suited for different families.
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BusyKid vs. Greenlight: Which kids’ card is worth it?
See how two of the best kids’ debit cards match up in cost, features and more.
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5 fun ways to boost your kids’ savings
These saving methods can help teach and motivate kids to save.
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8 best free debit cards for kids and teens
Compare the best free kids’ debit card options that teach financial literacy.
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Step review
Step banking accounts help kids and teens learn to manage their money while building their credit scores.
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BusyKid Visa Prepaid Debit Card review
BusyKid is a surprisingly customizable chore app, but it’s not especially intuitive.
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The best debit cards for kids and teens in December 2023
Our list of the best debit cards for kids and teens includes options from Greenlight, Step, GoHenry, BusyKid and more.
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Greenlight card review
This card aims to make learning financial responsibility easier by giving you control over your child’s debit card.
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How to open a kids’ bank account in 5 steps
You’ll need an adult cosigner and proof of ID to open an account. And you may need to pay taxes. Learn what to look for and how to get started.
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Best credit cards for teens
Step is a credit-building card for teens for safe credit building. Alternatively, you can add your teen to your credit card as an authorized user.
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