Get the cheapest quotes on your auto insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
BMW X1 insurance rates
Average BMW X1 insurance cost: $172. At this price point, look for more perks to protect your ride.
We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a BMW X1 is $171.85 — or approximately $2,062 yearly. However, some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2013 BMW X1 | $106.91 | $116.89 | $171.34 | $188.13 | $145.82 |
| 2016 BMW X1 | $116.41 | $129.81 | $181.56 | $192.90 | $155.17 |
| 2021 BMW X1 | $114.41 | $146.44 | $220.13 | $206.43 | $171.85 |
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Your rates may be different based on details such as your age, location, job type, annual mileage and more.
Get the cheapest quotes for your Bmw X1
Enter your zip code to compare providers in your area.
Your information is secure
Compare the X1’s insurance factors to similar cars
The BMW X1 garners one of the lowest insurance rates around for a luxury SUV, similar to that of insuring a nonluxury model. That means you get to enjoy a luxury ride with lower ownership costs than typical for a BMW.
| Models similar to BMW X1 | Monthly insurance cost | Car value | Safety rating by NHTSA | Theft rate |
|---|---|---|---|---|
| BMW X1 | $171.85 | $36,395 | 5-star | 0.3 |
| Audi Q5 | – | $44,395 | 5-star | 0.54 |
| BMW X3 | $187.73 | $43,995 | 5-star | 0.6 |
| Mercedes-Benz GLC Class | $188.12 | $44,250 | Not rated | Not available |
| Porsche Macan | – | $53,450 | Not available | Not available |
We found 2021 car values from Car and Driver’s car model reviews. We also found safety ratings and theft rates from the National Highway Traffic Safety Administration (NHTSA). However, the NHTSA doesn’t rate every model or model year for safety and number of thefts.
About the BMW X1
The BMW X1 has been around since 2009 and is a compact luxury SUV. The BMW X1 is known for its remarkable performance, large interior and cargo space and fast acceleration. The 2017 model was awarded the Top Safety Pick safety rating by the Insurance Institute for Highway Safety.
BMW X1 Series money-saving safety features
You could save money on car insurance for your BMW X1 Series if it comes equipped with these safety features.
- Airbags
- Antilock brakes
- Antitheft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
More guides on Finder
-
How to buy Sui (SUI)
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on SUI.
-
How to buy Pepe (PEPE)
This guide provides step-by-step instructions on how to buy Pepe, lists some exchanges where you can get it and provides daily price data on PEPE.
-
How to buy Arbitrum (ARB)
This guide provides step-by-step instructions on how to buy Arbitrum, lists some exchanges where you can get it and provides daily price data on ARB.
-
How to buy SSV Network (SSV)
This guide provides step-by-step instructions on how to buy SSV Network, lists some exchanges where you can get it and provides daily price data on SSV.
-
How to buy USDD (USDD)
This guide provides step-by-step instructions on how to buy USDD, lists some exchanges where you can get it and provides daily price data on USDD.
-
How to buy Blur (BLUR)
This guide provides step-by-step instructions on how to buy Blur, lists some exchanges where you can get it and provides daily price data on BLUR.
-
How to buy FLOKI (FLOKI)
This guide provides step-by-step instructions on how to buy FLOKI, lists some exchanges where you can get it and provides daily price data on FLOKI.
-
How to buy Aptos (APT)
This guide provides step-by-step instructions on how to buy Aptos, lists some exchanges where you can get it and provides daily price data on APT.
-
How to buy EthereumPoW (ETHW)
This guide provides step-by-step instructions on how to buy EthereumPoW, lists some exchanges where you can get it and provides daily price data on ETHW.
-
How to buy Coinbase Wrapped Staked ETH (CBETH)
This guide provides step-by-step instructions on how to buy Coinbase Wrapped Staked ETH, lists some exchanges where you can get it and provides daily price data on CBETH.
Ask an Expert