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The BMW X1 is a luxury SUV that’s relatively cheap to insure. The average insurance costs for a BMW X1 is $189 a month, or $148 a year. With a base price of $33,750, the annual insurance cost–to–base car price ratio is 6.4%, above the national average of 4%.
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Broad coverage, including for custom car parts or ridesharing
- Transparent pricing tools that help you buy within budget
- Accident forgiveness on small claims or for staying claim-free
- Stack a variety of discounts for multiple cars, autopay or homeownership
Compare insurance for your BMW X1
BMW X1 car insurance rates
The average insurance costs for a BMW X1 is $189 a month — or $2,148 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
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About the BMW X1
The BMW X1 has been around since 2009 and is a compact luxury SUV. The BMW X1 is known for its remarkable performance, large interior and cargo space and fast acceleration. The 2017 model was awarded the Top Safety Pick safety rating by the Insurance Institute for Highway Safety.
BMW X1 Series money-saving safety features
You could save money on car insurance for your BMW X1 Series if it comes equipped with these safety features.
- Anti-lock brakes
- Anti-theft device
- Electronic stability control
- Seatbelt pretensioners
- Lane-departure warning systems
- Adaptive cruise control
- Daytime running lights
How does the BMW X1 compare to other car models?
From a price standpoint, the BMW X1 ranks right in the middle of our list of the 360 priciest car models to insure.
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