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Sarah George

Sarah George

Writer

Sarah George is an insurance writer at Finder who’s penned over 400 articles, unraveling complicated topics about car, home and life insurance. Her insurance know-how has been featured in online publications and news networks, including CBS, CNET and Reviews.com, as well as Finder’s YouTube channel. Sarah’s working to become a Certified Educator in Personal Finance (CEPF), and was a panelist on Finder’s 2020 money-saving webinar.

Expertise

  • Car, motorcycle, home and life insurance
  • Insurance for specific car models
  • Analysis of industry reports
  • Insurance policy comparison

Highlights

  • Studying to become a Certified Educator in Personal Finance (CEPF)
  • Skilled at breaking down jargon-heavy insurance principles into easy-to-understand terms and concepts
  • Author of over 400 insurance articles, including reviews, informational guides, news and data-driven stats pieces
  • Expertise featured in digital publications and news networks, including CBS, CNET and Reviews.com
  • Panelist on Finder’s 2020 webinar, “How to Find $500 in Your Budget This Month"

Education

  • Bachelor of Science in English Education | Pensacola Christian College | 2010–2014

Featured Publications

Industry insights from Sarah George

We asked Sarah to flex her expertise by answering a few questions about insurance risks for drivers and homeowners in 2021.

I live in an area of California at high risk of wildfires. I’m having a difficult time finding an insurance company willing to sell me homeowner’s coverage. What can I do?

You can contact the California Department of Insurance for a list of companies that insure homes in at-risk areas. At best, you’ll find private companies that will accept your home’s wildfire risk. Otherwise, you might need to use the state’s Fair Access to Insurance Requirements (FAIR) Plan. The FAIR Plan spreads the risk of insuring high-risk homes across multiple insurers while offering low coverage for homeowners — some insurance is better than none. Either way, you’ll probably work with the company on fireproofing your home to lower your risk.

Car insurance companies in Europe use dash cams to offer lower premiums. Do you see auto insurers in the US moving to this in the coming years?

Car insurance companies in the US are traditionally slow to make major changes, and some of that is tied to state laws and getting approval to lower premiums. That said, insurers are adopting more and more technology — look at the rise of insurtechs and telematics policies that have paved the way for tracking technology in insurance. If insurers encourage drivers to use dash cams, the footage could help with fighting insurance fraud, which costs companies billions of dollars every year to pay for false claims.

I don’t currently have flood insurance for my home, but live on the coast. How will FEMA’s new flood insurance rules affect me if I buy a policy today?

If you buy a policy from the National Flood Insurance Program (NFIP) before October 1, 2021, you’ll get the benefit of being grandfathered into the new Risk Rating 2.0 system. Current policyholders won’t be subject to the new risk rating methodology until their policy renews on or after April 2022. This new rating system is designed to use new technology and industry best practices to produce rates that are fair, accurate and better represent a property’s actual flood risk. Current laws won’t allow most policyholders’ premiums to rise by more than 18% per year, unless you meet certain criteria. So buying a policy now could help you keep your premiums lower for longer if you live in a flood-prone area. In some cases, you may see a lower premium because the new system looks at your home’s risk and rebuild value, among other factors.

Featured videos

Latest articles by Sarah George

433 articles written by this author

Waffle car insurance review

Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.

Sarah George 23 June 2021
Waffle car insurance review

Savvy car insurance review

This insurance shopping tool compares 100+ companies and prefills your quote forms.

Sarah George 2 June 2021
Savvy car insurance review

Lemonade car insurance review for 2021

Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.

Sarah George 20 April 2021
Lemonade car insurance review for 2021

Teen driving statistics

Are teen car crashes getting better or worse compared to past years?

Sarah George 29 March 2021
Teen driving statistics

New disability insurance option for the self-employed, starting at just $6/month

Get up to $500,000 in coverage for freelancers, gig workers and small businesses.

Sarah George 19 March 2021
New disability insurance option for the self-employed, starting at just $6/month

Worst drivers by state in 2021

TBH, we’re a bit surprised.

Sarah George 9 March 2021
Worst drivers by state in 2021

You can now pay for car insurance in Bitcoin – here’s how

You can pay for car insurance in Bitcoin, even if your insurer doesn't accept it yet.

Sarah George 24 February 2021
You can now pay for car insurance in Bitcoin – here’s how

Combined life insurance review July 2021

Find unusually low face values for a whole life policy, ideal for supplemental insurance.

Sarah George 11 February 2021
Combined life insurance review July 2021

Compare life insurance for major organ transplant

Learn your policy options based on the type of transplant and your health status now.

Sarah George 10 February 2021
Compare life insurance for major organ transplant

Wagmo pet insurance review Jul 2021

Get pet insurance that reimburses 100% of your vet bills or a separate wellness plan.

Sarah George 8 February 2021
Wagmo pet insurance review Jul 2021
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