Super.com Cash Advance Review: More Features, High Fees

Is Super.com legit?

Super.com is a legitimate business that can generally be trusted. The company is backed by well-known investors like Inovia Capital, Acrew Capital and NBA star Steph Curry, which lends credibility to the app. Super.com takes security seriously, protecting customer data through 256-bit encryption and other industry-standard protocols.

However, some users complain on social media that Super.com is a “scam.” The vast majority of these complaints are related to difficulty canceling hotel reservations made through the app, a common issue with all third-party booking systems. If you’re interested primarily in the financial tools that Super.com has to offer, you should have little to no trouble with the app.

What makes Super.com cash advance shine?

Super.com stands out for its cash advance feature that allows Super+ members to borrow up to $250 with no credit check required. You’re also not charged any interest or additional fees for the advance, but you may be asked for an optional tip. You’ll be charged up to $6.99 if you want your money fast, but a standard transfer of three business days is free.

The app also excels at finding various ways to save and earn extra cash. Super.com gives members access to discounts on hotels, gas, phone plans, insurance policies and even prescriptions. Plus, it gives you cash back on qualified purchases, up to $500 every year. You can even earn money through the app by taking surveys, playing games and completing online tasks.

Where Super.com cash advance falls short

While Super.com offers members many ways to save and earn cash, there are a few shortfalls that potential users should be aware of. The primary issues are with the discount travel booking services; customers report issues changing or canceling reservations that were made through the app.

As far as the cash advance feature goes, the biggest barrier is the $15 monthly membership fee. If you’re only interested in getting a cash advance, the monthly expense may not be worth it. In that case, you should look for apps like super, but may be mostly free, operate on an optional tip model like EarnIn or charge lower subscription fees like Dave, Empower and Brigit.

Super.com cash advance details

Super.com contact info

How to qualify for Super.com cash advance

If you want to take out a cash advance through Super.com, here’s what you need to qualify:

• App downloaded on your smartphone
• Age of consent (18 in most states)
• Valid bank account that’s at least 60 days old
• Consistent, verifiable income
• Social Security number
• Super+ membership
• Super debit card

Super.com bases the cash advance amount on your employment and wage history, so you may not qualify for the maximum limit of $250. Users report their cash advance limit increasing after being a member for longer. If you don’t qualify the first time, you can always try again in the future.

Other features

In addition to providing cash advances to Super+ members, Super.com also offers additional features, such as:

• Travel deals on hotels
• FDIC-insured checking account
• Secured credit card to help build credit
• Earn money through games, surveys and online tasks
• Cash back on purchases made through the Super.com app
• Discounts on gas, phone plans, prescriptions, insurance and more

Super.com reviews and complaints

The business profile for Super.com is currently being updated on the Better Business Bureau site, so there’s no information on its rating, accreditation or reviews. However, there’s still plenty of feedback to be found on Trustpilot, Reddit, the Apple App Store and the Google Play Store.

Those on Trustpilot mostly have good things to say, reporting an easy process. Negative comments claim not being able to get as big of an advance as they wanted on the first go.

Reviews in the Apple App and Google Play stores are more positive overall, which is reflected in their higher ratings. The supportive comments are mostly about earning money on the app, whether it’s through cash back on purchases, taking surveys or playing games. Most of the complaints in the app stores focus on issues with the app not working correctly or being offered a $20 cashback promotion to sign up for Super+ but not receiving the credit.

What do people on Reddit say?

Customers’ thoughts on Reddit are mostly negative, but they’re not complaining about the cash advance feature. Their issues are primarily with travel bookings. Many commenters report trouble with hotel reservations not going through or being unable to change or cancel existing reservations.

Those who do talk about getting a cash advance through Super.com mostly have good things to say. They report that the process is easy and works well. The only complaints about the cash advance feature is that sometimes it can take multiple tries to get a bank connected to the app and you may not qualify for a large advance the first time you try.

Compare Super.com cash advance to other apps

Not sold on Super.com’s cash advance feature? Compare it to other cash advance apps to see which one might be the best fit for you.

6 of 6 results

Updated regularly

Finder Score	Loan amount	Turnaround time	Requirements
Promoted 9.5 Excellent EarnIn	9.5 Excellent	Up to $150/day, with a max of $1000 between paydays	1–2 business days standard; minutes with Lightning Speed	At least 18 and a US resident, Valid Social Security number, At least 60 days of banking history, Proof of consistent income, Positive bank balance, Get paid by direct deposit.	Access up to $150 per day, with a max of $1000 between paydays. Not available to CT or Washington, D.C. residents. Subject to EarnIn terms & conditions.	Important information EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details. Expedited transfers available for a fee. Visit Earnin.com for full details.	Go to siteView details Compare product selection Compare	loading
Promoted 8.2 Great Cleo	8.2 Great	$20 to $250	3 to 4 days or instant for a fee.	Not stated	Automatically monitor your spending plus access cash advances up to $100 at a time.	Go to siteView details Compare product selection Compare	loading
Promoted 9.4 Excellent Chime® MyPay®	9.4 Excellent	Up to $500	Instant transfers: 3% of the advance amount ($2 minimum, $5 maximum)	Chime checking account, direct deposits of $200+ and only available in some states	Access up to $500 of your pay before payday fee-free within 24 hours. See Chime terms and conditions. MyPay is only offered in select states.	Important information MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS 2316451). MyPay eligibility: You must receive qualifying direct deposits to your Chime Checking Account in the preceding 36 days as set forth in the MyPay Agreement. A qualifying direct deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). MyPay is currently only available to eligible Chime members in certain states. Other restrictions apply. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $1000 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. Your MyPay Credit Limit and Maximum Available Advance may change at any time. See Bancorp MyPay Agreement or Stride MyPay Agreement for details. Instant funds: Option to get funds instantly for a fee of 3% of the advance amount ($2 minimum, $5 maximum) per advance, or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details. SpotMe: SpotMe® on Credit is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, "SpotMe"). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month. Qualifying members will be allowed to overdraw their Chime Checking Account and/or their Secured Deposit Account up to $20 in total, but may be later eligible for a higher combined limit of up to $200 or more based on member’s Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your SpotMe Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your SpotMe Limit. SpotMe for Credit and SpotMe on Debit share a single SpotMe limit. Your SpotMe Limit may change at any time, at Chime or its banking partners’ discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions or OTC cash withdrawal fees at retailers. SpotMe won’t cover non-card transactions, including ACH s, Pay Anyone s, or Chime Checkbook transactions. SpotMe terms and conditions. Early Pay: Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Savings: Chime® Checking Account is required to be eligible for a Savings Account. The 3.75% Annual Percentage Yield (APY) is only available to members with Chime Prime status, otherwise, either the 3.00% APY for members with Chime Plus status or the standard rate of 0.75% APY will apply. The APYs are effective as of 02/26/2026, are variable and may change at any time. No minimum balance required. Must have $0.01 in savings to earn interest. See Chime Membership Tiers Terms and Conditions for more details. Credit Builder: Based on a representative study conducted by Experian® in Sept 2025, the top 10% of members who made their first purchase with Credit Builder, an earlier version of Chime Card, between April and August 2024, observed a FICO® Score 8 increase of 71 points after approximately 8 months. Average increase of 28 points across all participants in the study. Credit score improvement not guaranteed. Paying on time may increase your score, while late payment may decrease your score. Other credit activity can impact your score. Credit score is one of many factors creditors may consider in evaluating credit applications.	Go to siteView details Compare product selection Compare	loading
9.4 Excellent Varo Cash Advance	9.4 Excellent	Up to $250 today. Build up to $700 over time with direct deposit at Varo. Average loan: $195. Qualifications Apply.	Instant, once qualified	You must have an active Varo Bank Account with a positive balance, no delinquent Varo Line of Credit or charged off Believe account in prior 6 months. Varo Advance qualification is subject to evaluation of consumer reports and Varo account activity.	Important information Varo Advance qualification is subject to evaluation of consumer reports and Varo account activity. If approved, initial limits range from $20- $250. Unlock higher limits up to $700 over time when you bring your qualifying direct deposit to Varo and build a positive history with us. Negative repayment history may impact credit. Fees range from $1.60 - $100 based on loan amount, and deposits to your Varo Bank Account. Your current limit and applicable fees can be viewed in the Varo App. Qualifying direct deposits are electronic deposits of your paycheck, pension or government benefits (such as Social Security or unemployment) from your employer or government agency to the extent that can be identified. Tax refunds and government stimulus payments, Person-to-Person payments (such as Venmo or Varo to Anyone), and funds deposited using a Varo routing number are not considered a direct deposit.	Go to siteView details Compare product selection Compare	loading
9.4 Excellent OppLoans Installment Loans	9.4 Excellent	$500 to $5,000	As soon as the same business day	+18 years old, Receive paychecks through direct deposit, $1,500 minimum monthly income, Live in eligible state	Not available in: CO, CT, GA, IA, MD, MA, NY, SD, VT, WV. Comes with the option to change your due date so you won’t fall behind on repayments.	Important information The advertised APR is an estimate based on currently available information, is not final, and is subject to change. If approved, your actual rate will be determined and assigned based on your creditworthiness, income, application information, and other relevant factors. Applications submitted on the OppLoans platform will be originated by one of our bank partners and serviced by OppLoans. Please see the Rates and Terms for details regarding the availability of products in your state of residence. Subject to credit approval and verification. Actual approved loan amount and terms are dependent on our bank partners’ standard underwriting guidelines and credit policies. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 PM CT on a business day. If approval occurs after 12:00 PM CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction. Installment loan amounts typically range from $500 to $5,000. Annual percentage rate (APR) ranges from 129% to 195%. Installment loan lengths range from 9 to 18 months. Example: A $2,000 installment loan repayable in 9 monthly payments with an APR of 160% would have monthly payments of $394.58. Loan amount, APR, and repayment terms may vary by state, please see https://www.opploans.com/rates-and-terms for additional information. Approval is not guaranteed. If approved, your actual rate will fall within the marketed range of rates, and will be determined and assigned based on your creditworthiness, income, application information, and other relevant factors. Not all applicants will qualify for the lowest available rates. This is an expensive form of credit and you should determine whether the offered product(s) meets your financial needs. OppLoans’ Bank Partners may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. The credit inquiry will appear as a soft credit inquiry on your Experian credit report and a hard credit inquiry on your Clarity report. Therefore it will not affect your FICO credit score. OppLoans and its Bank Partners report customer payment history to the three major credit bureaus. On-time payments may improve credit score.	Go to siteView details Compare product selection Compare	loading
8.8 Great Albert Instant	8.8 Great	$25 to $1,000	Within minutes	An active bank account with transaction history linked to Albert	Advance up to $1,000 in minutes with Albert Instant.	Important information Albert is not a bank. Savings account provided by Wells Fargo, N.A., Member FDIC. Albert plans start at $19.99/mo. Try for 30 days before you're charged. Fees auto-renew until canceled. Cancel in the app. Terms apply. Albert Instant Line of Credit is an unsecured line of credit issued by FinWise Bank, a Utah chartered bank, Member FDIC. Limits range from $25-$1,000. Draw fees apply. Terms and eligibility criteria including geographic restrictions apply. In some states, Albert may offer you an Albert Instant Advance instead. Limits range from $25-$1,000, subject to terms and eligibility criteria. No Albert subscription is required for Albert Instant Line of Credit or Albert Instant Advance. See Albert Terms of Use for additional important terms.	Go to siteView details Compare product selection Compare	loading

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Frequently asked questions

Do I need good credit to get a cash advance from Super.com?

No, you don’t need to have good credit to get a cash advance from Super.com. Like most cash advance apps, there’s no credit check required.

How much can I borrow with Super.com cash advance?

The maximum cash advance is $250, but that doesn’t mean you’ll qualify for the full amount. Super.com doesn’t disclose its exact underwriting criteria, but we know that advances are based on your bank activity. You’ll need a steady income to qualify for the maximum amount.

How do I repay a Super.com cash advance?

The amount owed is automatically deducted from your linked bank account on the due date, which is set by the app when you request your cash advance. But you can opt out of automatic repayment if you prefer to have more control over when your payment is pulled.