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Nationwide vs. American Family: Which provider is right for you?
Nationwide vs. American Family car insurance
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Vehicle Guides
Having a hard time deciding between getting car insurance through Nationwide or American Family?
It can be frustrating trying to choose, as most providers offer similar discounts and similar rates. For example, both Nationwide and American Family offer a defensive driver discount. And both companies do well in the customer satisfaction department. So how is one to choose?
We’ve lined up the two companies side by side in a comprehensive comparison so you can get the facts you need to make the best decision for your personal situation.
Our top pick: Nationwide
Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.
- A+ Superior rating
- On Your Side auto repair network
- Plenti rewards program
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|
|
|---|---|
| Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. | American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection. |
| All states except AK, HI, LA, MA | AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| Online Phone |
online phone |
| 12 months 6 months Monthly |
12 months monthly custom |
| Yes | Yes |
| Yes | Yes |
| No | No |
| No | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes, up to 10% |
| No | No |
| Yes | Yes |
| Yes, 5-40% | Yes |
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|
|
Bottom line
Both companies have been in the insurance industry for a long time and have solid reputations. When comparing discounts, remember to keep your personal situation in mind. The company that offers the most discounts won’t necessarily be the best choice for you. It’s the one that has the most discounts that apply to you that will provide the most cost savings.
Also keep in mind that American Family only provides insurance in 19 states. If you don’t live in one of those states, it’s not even an option for you.
Compare your car insurance options to find the best insurance company for you.
