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Checking accounts

Make your everyday finances easier with these checking account guides and comparisons.

Checking 101 Best checking accounts Best free accounts High-yield checking Kids' debit cards Business checking Credit-building cards Premium checking

10 of 143 results
Finder Score Fee Minimum deposit to open Annual Percentage Yield (APY)
Finder score
8.6 Great
$0 per month
$5
5.00% on balances of $0 to $10,000
4.00% on balances of $0 to $10,000
3.00% on balances of $0 to $10,000
$150$150 REWARD
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Finder score
8.8 Great
$0 per month
$0
N/A
$400$400 REWARD
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Finder score
9 Excellent
$0 per month
$0
Up to 3.30%
Earn up to 4.00% APY on savings and $50 or $300 with direct deposit. Open a new SoFi Checking and Savings account by 31 December 2026, set up eligible direct deposit within 60 days, and maintain direct deposit for six months. T&Cs apply.
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Varo logo
Finder score
9.6 Excellent
Varo Bank Account
Finder score
9.6 Excellent
$0 per month
$0
N/A
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Relay Financial logo
Finder score
9.6 Excellent
Relay
Finder score
9.6 Excellent
$0 per month
$0
2.68% on balances of $0+
1.55% on balances of $0+
0.91% on balances of $0+
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Revolut logo
Finder score
9.6 Excellent
Revolut
Finder score
9.6 Excellent
From $0 per month
$0
5.50% on balances of $0+
4.50% on balances of $0+
4.00% on balances of $0+
Join Revolut and get $20. Make your first virtual or physical Revolut card payment to receive $20 credited to your Revolut account. T&Cs apply.
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Wealthfront logo
Finder score
9.4 Excellent
Wealthfront Cash Account
Finder score
9.4 Excellent
$0 per month
$1
3.50% on balances of $1+
New clients earn 4.15% APY. Boost your APY from 3.50% to 4.15% APY for 3 months when you open and fund a Cash Account. T&Cs apply.
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NBKC Bank logo
Finder score
9.2 Excellent
NBKC Business Checking
Finder score
9.2 Excellent
$0 per month
$0
N/A
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NBKC Bank logo
Finder score
9.2 Excellent
NBKC Everything Account
Finder score
9.2 Excellent
$0 per month
$0
1.75% on balances of $0.01+
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Public Invest logo
Finder score
9.2 Excellent
Public High-Yield Cash Account
Finder score
9.2 Excellent
$0 per month
$0
3.30%
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Showing 10 of 59 results

What is the Finder Score?

The Finder Score crunches over 300 checking accounts from hundreds of financial institutions. It takes into account the product's monthly fees, overdraft fees, opening deposit, customer support options, ATM network and features — this gives you a simple score out of 10.

To provide a Score, Finder’s banking experts analyze hundreds of checking accounts against what we consider is the best option: no monthly fees, no overdraft fees, a large ATM network of 50,000 or more, additional features outside of typical banking services, and the optional perk of earning interest. Accounts that are nearly free to maintain and use are scored the highest, while accounts with costly fees and few features are scored the lowest.

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FINDER REWARDS EXCLUSIVE
Business account
ENDS SOON
Get $400 from Finder
Become a Finder member, open an Airwallex Business Account and make a qualified First Transaction (any account-level transaction except the monthly fee occurrence). Offer ends on May 29, 2026. Separate T&Cs and limits apply.
SIGN UP & GET $400
FINDER REWARDS EXCLUSIVE
Checking Accounts
ENDS SOON
Get $150 from Finder
Become a Finder member, open a new Consumers Credit Union Rewards Checking account and make a first deposit of $250 or more. Only available to new Consumers Credit Union customers. Offer ends on June 8, 2026. Separate T&Cs apply
SIGN UP & GET $150

7 Great

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HSBC Premier Checking

A premium account with HSBC exclusive pricing and discounts, and great for traveling.

  • Exclusive access to HSBC relationship rates and discounts.
  • Share Premier status with family.
  • 0% foreign transaction fee.
  • Waivable monthly fee

Top checking guides

More resources on Finder

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