In this guide

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  • Details
    • Product details
    • Discounts
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The Zebra car insurance review

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The Zebra
5.0
★★★★★
Finder score
Roadside assistance
optional
New car protection
Depends on provider
Accident forgiveness

Summary

See real prices and brand name insurance companies in this site’s user-friendly quote tool.

Get a quote if… you want to compare multiple companies in one go.

Pick something else if… you find a lower rate directly with an insurer.

Pros

  • Compares 100+ insurance companies
  • User-friendly quote tool shows real prices
  • Offers bundled quotes for car, home and renters policies

Cons

  • May have to finish quote on insurer’s website
  • Can’t customize coverage until you call or buy online

In this guide

  • Review
  • Details
    • Product details
    • Discounts
  • Your reviews
  • Ask a question

Details

Product details

States served All 50 states
Roadside assistance Optional
Accident forgiveness Yes
New car protection Depends on provider
Pay schedule Monthly, Pay in full
Claims methods Depends on provider
Rideshare coverage Depends on provider
SR-22 support Depends on provider

Discounts

Anti-theft device discount
Bundling discount Yes
Defensive driving discount Depends on provider
Good student discount Depends on provider
Loyalty discount Depends on provider
Homeowner discount Yes
Military discount Depends on provider
Safety device discount Depends on provider
Special employment discount Depends on provider
Usage-based discount Depends on provider
Other discounts Autopay, Currently insured, Good credit, Homeowner, Pay in full, Paperless delivery, Safe driver.

Get the cheapest quotes for your car

Compare providers in your area.

The Zebra’s quote tool delivers on saving you time and money when shopping for car insurance, a claim backed by high ratings from reviewers. However, the process may involve a few extra clicks on the insurance company’s website to finish your application.

Expert review

The Zebra has one of the most user-friendly quote tools that we’ve seen for shopping for insurance. You can shop for multiple types of insurance from major companies, and you’ll see real car insurance rates at the end.

The main downside is that you won’t see a dollar amount for every insurance company that the quote tool recommends. Some companies require you to transfer your information to their website to get a quote or finish your application. This process is common when shopping on a comparison site.

You can’t add or delete optional types of coverage from The Zebra’s quote tool. You’ll have to finalize your quote with the insurance company first, a process that could make your initial quotes inaccurate.

However, The Zebra builds your quote with standard types of coverage. Choosing a coverage level makes the quote process faster than customizing each coverage. Then, the quote tool accurately transfers your information to the insurer’s website, leaving you to fill in the gaps with questions.

The Zebra car insurance rates

How easy is it to get a quote with The Zebra?

The Zebra makes getting quotes from insurance companies painless by asking a few questions to find out your needs. Follow these steps to go through the quote process.

  1. Enter your ZIP code and select Get my quotes.
    The Zebra
  2. Answer questions about your name, birthdate, address, insurance you’re looking for and why you’re looking for car insurance. Tap Save & continue after each set of questions.
  3. Select or add your vehicles to your quote. Then, answer questions about yourself and any other drivers in the household. Tap Save & continue.
    The Zebra
  4. Choose which level of coverage you prefer to see quotes. Select Show quotes at this coverage.
    The Zebra
  5. Scroll through the list of quotes and select view details to see coverage information.
    The Zebra
  6. If you’re interested in one of the companies, tap on the dollar amount or button to get your quote.
  7. Finalize your quote by answering any additional questions and choosing the button to buy online or by phone.
  8. Enter your payment details and select your policy start date.

The Zebra car insurance reviews and complaints

Reviewers give The Zebra high praise for its comparison tool, handing out a 4.1 rating out of 5 on Trustpilot. People love that The Zebra saves them money, offers a user-friendly quote tool and provides live representatives for help along the way.

The Zebra is accredited by the Better Business Bureau (BBB) with 10 years of industry experience under its belt. People rate the site with 4.41 out of 5 stars, a high score for a BBB rating. Many people only rate companies when they’re unhappy with their service, leaving many businesses with less than two stars on the BBB.

A handful of reviewers complain that they receive spam calls and emails after giving out their information. However, Zebra representatives ensure customers that the site protects their data. When requested, representatives remove personal information from The Zebra’s system.

Pros and cons of The Zebra car insurance

The Zebra compares a variety of companies in one quote, saving you time and money on your insurance. However, you may need to finalize your policy on the insurer’s website or by phone.

Pros

The Zebra offers an intuitive quote tool and live customer support to meet your insurance needs.

  • Compares 100+ insurance companies. The Zebra checks quotes with a variety of large and small companies, including top-rated insurers.
  • Personalized support through licensed agents. Got questions? Talk with one of The Zebra’s licensed, independent agents by calling 855-638-5909.
  • User-friendly quote tool shows real prices. This tool asks few questions, uses plain language and makes the quoting process quick and painless.

Cons

You may have a few extra steps beyond using The Zebra’s quote tool to start your policy.

  • May have to finish quote on the insurer’s website. You won’t see a real price for every company you’re matched with. But the tool transfers your information to the insurer’s website.
  • Can’t customize coverage until you call or buy online. The Zebra lets you choose a coverage level that it generates for you, which may or may not include your preferred coverages or coverage levels.

Compare The Zebra to competitors

For personalized quotes

Get quotes
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
State Farm
State Farm
No
Yes
Drive Safe and Save
Yes
All 50 states
Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value.
Geico
No
No
DriveEasy
Yes
All 50 states

Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.

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What car insurance coverage does The Zebra offer?

You’ll see standard types of coverage on your quote in The Zebra’s tool. However, you can add or take away coverage when you finalize your policy with an insurance company.

  • Bodily injury liability — Pay for injuries or pain and suffering that you cause to someone else in an accident.
  • Comprehensive — Protect your car from natural accidents. Coverage includes damage from storms, hitting an animal, theft or vandalism.
  • Collision — Pay for your own car’s repairs or for another car if you cause an accident.
  • Personal injury protection — Cover accident-related medical bills for you and your passengers. It also may reimburse lost income, childcare or home services if you can’t work or take on your normal responsibilities.
  • Property damage liability — Pay for damage that you cause to someone else’s car or property like car seats, cargo or fencing.
  • Rental car reimbursement — Repay the cost of a rental car while your car is in the mechanic’s shop.
  • Roadside assistance — Call for a tow or flats, battery jumps, fuel delivery and more.

What discounts can I get with The Zebra?

The Zebra gives you an idea of discounts you could qualify for. Your exact discounts vary by the insurance company.

  • Autopay — Save on your car insurance when you automate payments from your bank account or credit card.
  • College degree — You could save if you earned a degree in higher education.
  • Currently employed — Insurers may consider you less of a risk for not paying your bills if you currently work.
  • Currently insured — Prove that you have a history of keeping insurance on your car to save on premiums.
  • Good credit — A solid credit score shows that you take paying bills seriously, although some states like California forbid companies from using it.
  • Homeowner — Some insurance companies lower your insurance cost or offer a discount if you own your home.
  • Military — You may see savings as a thank you for your active or past service in the military.
  • Paperless delivery — Get a discount for setting up email notifications from your insurance company.
  • Pay in full — You’ll usually shave a few dollars off your total by paying your bill all at once rather than monthly.
  • Safe driver — Most companies give deep discounts for keeping a clean driving record.

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