US Bank Smartly Checking
- Send and receive money with Zelle
- Automated budgeting tools
- Overdraft protection options
- FDIC insured
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A checking account is a bank account designed for everyday spending. It allows you to pay bills, receive direct deposits, make purchases online and in-person, withdraw money at an ATM, write checks and more.
Checking accounts commonly come with:
You can quickly narrow your search for the right checking account by identifying which features are most important to you. Check out each variant below and compare each checking account option for that type.
Type of checking account
|Traditional checking account||Based on our experience reviewing and rating more than 110 traditional checking or mobile-based debit accounts, this is our curated list of the best overall picks.|
|Free checking account||When free and easy to use is at the top of your list, these are the accounts to pick from.|
|Interest checking account||Do more with your checking and earn an annual percentage yield (APY) on the money that’s just sitting there waiting for bills to be paid.|
|Rewards checking account||Earn points, miles or cash back with every purchase by opening an account that offers special incentives when you spend.||Compare accounts|
|Online checking account||Without the cost burden of brick-and-mortar branches, online checking accounts can serve your needs without fees.|
|Second chance checking account||If you’ve been in trouble with a bank before, these accounts may give you a chance to regain the bank’s trust by improving your credit score.|
|Business checking account||Keep your business running smoothly with a checking account tailored to the demands of the business world.|
|Student checking account||Prepare your student for responsible financial management with a checking account for high school and college.|
|Digital bank account||Bank from your smartphone with an app-based account and debit card.|
There’s a lot to consider when choosing a checking account.
US Bank Smartly Checking
BMO Harris Smart Advantage™ Account
Chime Checking account
There are over 30 bank fees you may encounter while managing your money, but here are the five most common:
Yes, most banks will allow you to open an account online. To get started, visit the website of the bank you’re interested in, navigate to the application page and follow the onscreen prompts.
If you handled an account poorly in the past that led to its closure, check your specific state laws regarding forced closed accounts. Some state laws restrict you from opening a new account for a period of time. This may require you to opt for non-bank alternatives, like prepaid cards, for a while.
To open a checking account, you typically need the following:
Yes, it’s possible to sign up for a checking account without funding it. As long as the account doesn’t have a minimum opening deposit, you can open an account and add cash whenever you’re ready.
You should monitor your checking account at least once a week. This will help you keep track of your spending, avoid bank fees and spot any fraudulent transactions you may need to report to your bank.
We’ve rounded up Chase’s new account bonus offers and what you’ll need to qualify.
First Citizens Bank Free Checking includes budgeting features, but it’s not available nationwide.
First National Bank Freestyle Checking has no monthly fee, but it doesn’t earn interest.
First National Bank eStyle is an online bank account without check-writing privileges.
First National Bank Lifestyle checking earns interest and includes a safe deposit box.
Sable’s debit card earns rewards, but you can’t deposit checks or use ATMs for free.
A bank account that intelligently divvies up your money where you need it for a monthly fee.
A debit card exclusively for Uber drivers. But it may take some time to get your cash back.
Invest your spare change in real-time and earn up to 10% in bonus investments.
Reduce your carbon emissions and enjoy no monthly fees with this ethical checking account.
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How can I open a business bank account in us for LLC? I am from India. I want to open remotely, is it possible? I can travel to the USA, if it’s impossible to open physically.
Thank you for your comment.
You must meet basic eligibility requirements to open a US-based business account:
-Valid Social Security or tax identification number
-Valid state-issued ID
-Valid US address
-Sole proprietor, if applying online
Looks like you need to ensure you have the above to open a business bank account. You can also review some tips and guides to open a business bank account.
I need to open a checking account in U.S.
I am a foreig citizen, so I don’t have a Social Security Number.
What can I do?
Thanks for leaving a question on Finder.
If you relocated to the US to work or study, it is possible for you to open a US bank account. As a new arrival to the US, you may find it more difficult to meet the requirements of a bank. You’ll typically need to provide a government-issued ID and a Social Security number as well as proof of your creditworthiness.
Online banking is an option, but current laws in place to protect against money laundering could prevent you from successfully opening an account. You may find better results by talking directly with a client representative at a bank’s physical branch. You will need to confirm the requirements for the bank you’re interested in as well as gather the documentation necessary. Also, ask about maintenance fees so that you can plan ahead.
Want to know what bank would be best for my needs
Thanks for reaching out.
Everyone has unique banking needs. Some prefer convenience and flexibility, while others want to earn points on their purchases. One of the great things about bank accounts are they can be a short term commitment.
Review your needs regularly to see if your bank account still meet your needs.The best bank account will help you manage your finances efficiently and reach your savings goals.
Learn more about the the different types of bank accounts, their benefits and what you need to consider before opening.
I need help with getting me bank account setup
Thanks for getting in touch!
To open a bank account, you can do this online (by visiting the website of the bank) or you can go directly to the bank’s offie and physically open an account there. May I ask for which bank account this is?
Looking forward to your reply!