Checking accounts

Top checking guides

Some of the best free debit cards for kids that don’t charge any monthly fees include Step, Current, Cash App, Axos, Chase, Revolut and more.

SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo, Juno and Capital One.

Instant sign-up bonuses with no deposit are not typically offered. However, these bank account bonuses have easy requirements.

The best overall free checking account is Upgrade Rewards Checking Plus. Other top no-fee checking accounts are SoFi, Varo, Chime more.

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Acorns Checking account review
Invest your spare change in real-time and earn up to 10% in bonus investments.
Upgrade Rewards Checking Plus review
The free Upgrade Rewards Checking account offers 2% cashback, but you can’t deposit cash.
Juno review
Earn up to 5% cashback and a 3% bonus rate on balances up to $250,000 with this digital checking account.
Best checking accounts of 2024
SoFi wins the best checking account overall, with close runners-up: Chime, Upgrade, Chase, Bluevine, Step, Varo, Juno and Capital One.
10 second-chance bank accounts
Compare second-chance top bank checking accounts from Capital One, Chase, Chime, PNC and Varo.
6 best online checking accounts: Get 24/7 access with fewer fees than traditional banks
Find out how they work, what to look for in an account and what to watch out for. Plus, compare six accounts from top online banks.
Best interest-bearing checking accounts
Earn a little interest without limiting your transactions. But don’t expect it to replace your high-interest savings account.
Best cashback debit cards
The best debit cards with rewards include Varo, One, SoFi, Discover Cashback Debit, Axos, Upgrade, Aspiration and more.
Virtual debit cards
Compare the top banks and fintechs that offer virtual card options and learn how to use them.
Chime® Checking Account review
Chime’s checking account has almost no fees and comes with great modern banking features.