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Compare Credit Cards

Use the credit card comparison tool to find the right card for you.

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Comparing credit cards before you apply will help you find one with the right balance of features, perks and fees. Use the credit card comparison tool below to see a range of options from various banks and compare them side-by-side. Select your estimated credit score to get started.

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Diamond Preferred® Card
0% intro for the first 18 months (then 14.74% to 24.74% variable)
Long 18 months intro APR periods on purchases and balance transfers. Plus Citi Entertainment℠ for deals on dining and going out.
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
This one of the most valuable flat cashback cards. It comes with 2% cash back (1% when you buy plus 1% when you pay) and 18 months to pay off transfers.
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
Luxury Card Mastercard® Titanium Card™
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
14.99% variable
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Amalgamated Bank of Chicago Platinum Rewards Mastercard®
1x points on all purchases and 5x points in quarterly rotating categories on up to $1,500 each quarter you activate, then 1x points
0% intro for the first 12 months (then 12.9% to 22.9% variable)
Earn 5x points in rotating categories and $150 after spending $1,200 in the first 90 days
OpenSky® Secured Visa® Credit Card
17.39% variable
Apply for this card with no credit check if you're new to credit or have bad credit.
Applied Bank® Secured Visa® Gold Preferred® Credit Card
9.99% fixed
No credit check is required for this secured card. Make a deposit of at least $200 to open this card and get a low 9.99% fixed APR on purchases.

Compare up to 4 providers

How to use the credit card comparison tool

To use the credit card compare tool, first select your estimated credit score. You’ll see cards that you’re more likely to qualify for based on your credit history. Then you can filter the cards to find the ones that meet your needs. You can filter by the following:

  • Credit score: Here you can change your score if you want to search cards available to those with other credit scores.
  • Card feature: This is where you select the feature that is most important to you, such as balance transfer offer, no annual fee or rewards. You’ll see cards that have this feature.
  • Card issuer: If you prefer a particular bank to issue your card, select it here.

Now that you’ve filtered the table, you’ve narrowed it down to a set of cards you’re most interested in. Next, click the compare buttons under the credit card images to see a side-by-side comparison of up to four cards. Here you’ll see a lineup of each card’s features, rates and fees. Keep comparing until you find the perfect card. Once you find the right card, click the green button to start the application process.

If you’re still having trouble picking a card, check out our credit card quiz to get a personalized recommendation.

  • Why trust us? Here at Finder, we have an experienced team of credit card experts who are passionate about helping you learn about credit cards and find the right card for you. We’ll let you know if a card has high fees and poor rewards compared to other cards in the industry. We aim to educate readers how to identity a great card that will benefit their finances. After all, we have thousands of hours of credit card research under our belt and we’ve pledged to write unbiased and accurate content in our editorial guidelines.

Compare credit cards by bank

Want to open a card from a specific bank? Check out cards offered by each bank by clicking a logo below.

Compare credit cards by card type

What types of credit cards can I compare?

Credit cards offer a wide range of features to suit different spending habits and goals. For example, if you want to pay off existing card debt, you could look at a card with a 0% balance transfer offer. On the other hand, if you want to be rewarded for your spending, you could look at reward and travel credit cards.

Once you know what you want from a credit card, you can focus your search by comparing credit cards in a specific category. Here are nine of the most popular options.

  • Balance transfer credit cards. These cards offer you a low or 0% promotional interest rate when you move your existing credit card debt onto the new account. This can help you save on interest charges and pay off the debt faster.
  • Travel credit cards. Compare credit cards that offer thousands of bonus airline points through introductory offers, as well as points per $1 spent on your everyday, eligible purchases.
  • Cash back credit cards. A cash back credit card rewards your spending with cold hard cash. Cash back can be redeemed as a statement credit towards your balance, in a credit card shopping portal, as a gift card or in a deposit to your bank account.
  • Reward credit cards. Earn points for your spending and redeem them for travel, gift cards, merchandise and more with a rewards credit card.
  • Low rate credit cards. Designed to help you save on interest charges, these credit cards offer a lower interest rate for purchases compared to other options.
  • No annual fee credit cards. Save on your ongoing card costs by getting a credit card that offers no annual fee for life or for the first year.
  • 0% purchase APR credit cards. These credit cards can help you save on new purchases by offering you a 0% intro APR for the first few months you have the card. After this introductory period ends, the card’s standard interest rate applies to any balance from your purchases.
  • Business cards. Designed for business use, a business credit card comes with perks and rewards that are specific to small businesses needs. Using a business credit card is an effective way to keep your personal and business expenses separate.
  • Secured cards. A secured credit card works just like a regular credit card, but you’re required to put down a security deposit that acts as your line of credit. Typically these cards are used by people trying to build their credit or repair their credit.

Other types of credit cards

Here are some of the other credit card categories you can consider when comparing different options.

Which credit card is best for me?

That really depends on what you’re planning to use your credit card for. There’s no such thing as a single best credit card because each person’s situation can be completely different.

Here are a few examples of common situations that can help guide you towards the right credit card. For a full run down of how to choose, check out our full selection guide.

How you plan to use your credit card…

Type of credit card to apply for…

Refinance or consolidate other credit card debtA credit card that has 0% APR on balance transfers.
Get rewards on all purchasesA credit card that has cash back or rewards for every purchase.
Build your creditA credit card that reports activity to all three bureaus and offers free credit scores.
For business expensesA business card the has rewards in line with your business spending.
Traveling in foreign countriesA travel card with no foreign transaction fee and travel based incentives.
Carry a balance from month to monthA credit card with 0% or low interest.
Reduce chances of being deniedA secured credit card.
To pay for a medical procedureA medical credit card.
Not oftenA card with no annual fee with terms that are suitable for you.

How to compare credit cards

No matter what type of credit card you’re looking for, it’s important to consider a range of factors so that you can get one that works for you. So, here are the key features you should look at when you compare credit cards.

Introductory offers

Credit cards often come with promotional features and perks for new customers, such as introductory 0% interest rates, bonus points or waived annual fees in the first year. These types of deals can give you more value when you first get a new card, as long as you meet the offer requirements.

Complimentary extras

Credit cards offer a wide range of complimentary features and benefits that you can use to get more value from the account.

These perks can add up to hundreds of dollars of extra value, but only if you use them. When you’re looking at the complimentary extras during your credit card comparison, be realistic about whether or not you will be able to get value from these features so that they offset the cost of any fees.

Rewards programs

If you want to earn rewards for your credit card spending, pay attention to the type of rewards program available. Some credit cards are linked to existing reward schemes, including Delta Skymiles, United MileagePlus and the Southwest Rapid Rewards. Others have their own rewards programs, such as Chase Ultimate Rewards or American Express Membership Rewards.

As well as deciding which rewards program you want, think about how often you’ll use the card and the amount of points you need to redeem rewards. This will help you compare different rewards credit cards so you can find one that works for you.

Rates and fees

Carefully comparing and understanding the rates and fees will help you work out the overall cost of each credit card you compare. Here are the key details to consider:

  • Annual fee: the amount you’ll pay every year to keep the card and the account open (ranges from $0 to over $1,000)
  • Purchase rate: the interest rate charged for most purchases you make (usually 17% to 25% APR)
  • Interest-free days: the amount of days applicable to new purchases where interest isn’t charged (usually 21 to 25 days)
  • Cash advance rate: charged when you make an ATM withdrawal or cash-equivalent transaction (usually ~26% APR)
  • Cash advance fee: charged as a one-time fee when you make a cash-equivalent transaction (usually the greater of 5% of the transaction amount or $10)
  • Balance transfer rate: the interest rate that applies to your balance on the new card (usually 17% to 25% APR)
  • Balance transfer fees: if applicable, a percentage of the amount transferred charged as a one-time fee (usually the greater of 3% of the transferred amount or $5)
  • Foreign transaction fees: charged when you make a transaction in a foreign currency (usually 3% of the transaction)
  • Other fees and charges: additional cardholder fees, printed statement fees, optional rewards program enrollment

Make sure you consider these charges and when they could apply, so that you know what other potential costs you may have to pay for the card you choose.

Finder tip: Did you know you can prequalify for credit cards?

Some banks let you check if you qualify for a credit card without doing a hard pull on your credit. This means you can check your odds of approval without affecting your credit score. Learn more about the prequalification process for different banks and providers below:

Bottom line

From low rate and balance transfer options to rewards credit cards, super-premium platinum and black cards or those with no fees, there are credit cards available to suit almost anyone’s needs. Now that you understand more about the different factors that need to be considered, you can start comparing credit cards and apply for one that really works for you.

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