Finder's experts review more than 500 credit cards to help you find the best for you. When comparing, first narrow options based on your estimated credit score. Then, search for a card that fits your financial needs, whether that's paying off debts, building credit or earning rewards.
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each credit card in our database of hundreds based on a data-driven methodology with 3 main criteria: Does the card offer rewards? Does the card have an annual fee? What's the card APR%?
What’s the best way to apply for a credit card?
To apply for any of the cards you see on this page, select the Go to site button next to the card in our comparison table. Fill out the application on the provider’s website, and you should receive an answer on your application within a few minutes to a few days.
What does my credit score need to be before I apply for a credit card?
Required credit scores can vary. Typically, however, you’ll qualify for most cards with a good or excellent score of 680 or higher.
If you have fair, bad or nonexistent credit, you may be limited to secured cards. These require initial deposits but will help you build your credit as long as you make timely payments.
What is the best loyalty program?
The best loyalty program really comes down to the one you’ll use most. With that said, there are a few loyalty programs with bigger value than others. You can check out the best credit card loyalty programs for more information.
How much are points and miles worth?
Loyalty program points and miles tend to change in value based on how you spend them and the individual program. You can get a full overview of their worth at our points and miles guide.
What are the best signup bonuses?
The top credit card signup bonuses fluctuate from month to month as providers introduce new offers.
Credit cards like Firstcard, Capital One Quicksilver, Blue Cash Everyday and Fizz don’t require a social security number to open.
The best credit cards for young adults are cards with low or no credit score requirements, low or no interest and rewards to go around.
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