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Compare credit cards

Compare more than 500 credit cards based on credit score, rewards and more.

Finder's experts review more than 500 credit cards to help you find the best for you. When comparing, first narrow options based on your estimated credit score. Then, search for a card that fits your financial needs, whether that's paying off debts, building credit or earning rewards.

Name Product Filter values Rewards Annual fee Purchase APR
Blue Cash Everyday® Card from American Express
Finder Rating: 4.6 / 5: ★★★★★
Blue Cash Everyday® Card from American Express
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on other purchases (redeem as statement credit)
0% intro for the first 15 months (then 13.99% to 23.99% variable)
Earn a $200 statement credit after spending $2,000 in the first 6 months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Finder Rating: 4.4 / 5: ★★★★★
Capital One Venture Rewards Credit Card
Earn unlimited 2x miles on every purchase, every day
15.99% to 23.99% variable
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Citi® Diamond Preferred® Card
Finder Rating: 4.6 / 5: ★★★★★
Citi® Diamond Preferred® Card
0% intro for the first 12 months (then 13.74% to 23.74% variable)

Best of Finder 2021

An impressive 21 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Blue Cash Preferred® Card from American Express
Finder Rating: 4.3 / 5: ★★★★★
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
0% intro for the first 12 months (then 13.99% to 23.99% variable)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Citi Custom Cash℠ Card
Finder Rating: 4.9 / 5: ★★★★★
Citi Custom Cash℠ Card
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
0% intro for the first 15 months (then 13.99% to 23.99% variable)
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).

Compare up to 4 providers

This article was reviewed by Marguerita Cheng, a member of the Finder Editorial Review Board and award-winning advocate for ethical financial planning for over 20 years.

  • Why trust us? Unlike our competitors, Finder’s credit card experts research and write about all credit cards, including those from providers who aren’t partners on our site. Our trustworthy, unbiased evaluations are solely meant to help you choose the best credit card for your financial needs.

How to compare credit cards

When comparing any type of credit card, consider these key features to narrow down your options.

  • Strong introductory offers. Credit cards often come with promotional features and perks for new customers, such as introductory 0% APRs, bonus points or waived annual fees in the first year. These types of deals can give you more value when you first get a new card, as long as you meet the offer requirements.
  • Complimentary extras. Credit cards offer a wide range of complimentary features and benefits that you can use to get more value from the account. Examples include travel and medical insurance, airport lounge access, concierge services, and more. These perks can add up to hundreds of dollars of extra value, but only if you use them. When you’re looking at the complimentary extras during your credit card comparison, be realistic about whether or not you will be able to get value from these features so that they offset the cost of any fees.
  • Valuable rewards programs. If you want to earn rewards for your credit card spending, pay attention to the type of rewards program available. Some credit cards are linked to existing reward schemes, including Delta Skymiles, United MileagePlus and the Southwest Rapid Rewards. Others have their own rewards programs, such as Chase Ultimate Rewards or American Express Membership Rewards. As well as deciding which rewards program you want, think about how often you’ll use the card and the amount of points you need to redeem rewards. This will help you compare different rewards credit cards so you can find one that works for you.
  • Low rates and fees. Carefully comparing and understanding the rates and fees will help you work out the overall cost of each credit card you compare. Interest and annual fees are two of the biggest figures to watch out for, though you’ll want to understand all credit card fees to best use your card.

Which credit card is best for me?

That really depends on what you’re planning to use your credit card for. There’s no such thing as a single best credit card because each person’s situation can be completely different. For example, if you spend heavily on grocery store purchases or enjoy dining at restuarants, you might want a card with strong cashback rates in those categories. But if you travel frequently, an airline cobranded card might suit you better. You might also want multiple cards that serve different needs.

Here are a few examples of common situations that can help guide you towards the right credit card. For a full rundown of how to choose, check out our full selection guide.

How you plan to use your credit card…

Type of credit card to apply for…

Refinance or consolidate other credit card debtA credit card that has 0% APR on balance transfers.
Get rewards on all purchasesA credit card that has cash back or rewards for every purchase.
Build your creditA credit card that reports activity to all three bureaus and offers free credit scores.
For business expensesA business card the has rewards in line with your business spending.
Traveling in foreign countriesA travel card with no foreign transaction fee and travel based incentives.
Carry a balance from month to monthA credit card with 0% or low interest.
Reduce chances of being deniedA secured credit card.
To pay for a medical procedureA medical credit card.
Not oftenA card with no annual fee with terms that are suitable for you.

5 common questions about credit cards answered

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