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Certificates of Deposit (CDs)

Maximize your savings with the locked-in rates that CDs offer.

Compare CDs

Narrow down top CDs by opening deposits, terms and APYs. To view up to four accounts side by side, tick the Compare box for a closer comparison.

1 - 10 of 95
Product Finder Score 6-month APY 1-year APY 5-year APY Minimum deposit to open Bonus offer
Finder score
N/A
3.80%
N/A
$1
Up to $500 bonus for new customers with qualifying deposits using promo code BOOST.
Valley Direct Online CD
Valley Direct logo
Finder score
N/A
4.00%
N/A
$500
SkyOne FCU 48-month callable CD through Raisin
Raisin logo
Finder score
N/A
N/A
N/A
$1
SkyOne CD through Raisin
Raisin logo
Finder score
N/A
3.95%
N/A
$1
mph.bank 60-month callable CD through Raisin
Raisin logo
Finder score
N/A
N/A
4.32%
$1
Quontic Bank logo
Finder score
3.75%
3.25%
3.00%
$500
Raisin logo
Finder score
4.00%
N/A
N/A
$1
Alliant Credit Union CDs
Alliant Credit Union logo
Finder score
4.10%
4.00%
3.65%
$1,000
Bask Bank CDs
Bask Bank logo
Finder score
4.20%
4.30%
N/A
$1,000
Raisin logo
Finder score
N/A
N/A
N/A
$1
Up to $500 bonus for new customers with qualifying deposits using promo code BOOST.
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What is the Finder Score?

The Finder Score analyzes hundreds of CDs from more than 100 institutions. It takes into account the product's interest rate for available terms and opening deposit requirements - this gives you a simple score out of 10.

Different banks and credit unions offer CDs for various lengths of time, ranging from as short as seven days to as long as 20 years. For our ratings, we consider the term lengths that the FDIC uses in its monthly updates on national rates.

If a bank or credit union doesn’t offer a CD for a specific term used by the FDIC, we don’t penalize it: Instead, we simply don’t rate it. Each of the standard term lengths has its own APY rating based on the FDIC’s average rates.

Read the full Finder Score breakdown

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