Finder Money Newsletter: Nov. 30, 2022

Posted: 30 November 2022 5:26 pm

🔎 Americans to spend $3.2 billion on unwanted gifts

Hi Finders,

Roughly 138 million Americans will receive gifts they don’t actually want this holiday season. Does that scratchy sweater from great aunt Betty come to mind?

It should, as 49% of these ugly duckling presents are clothing and accessories, while 29% are household items and 24% are cosmetics and fragrances.

The average cost of unwanted items? $60 … which equates to roughly $8.3 billion across the US.

See which generation is most ungrateful

Score 100,000 bonus miles ✈️

A popular US airline is offering big sign-up bonuses – up to 100,000 miles – right now. That’s enough to fly to Europe first class. For realz.

Each card also comes with loooads of other perks, like lounge access, rewards and more.

Learn more

Gen Z is running up debt 💸

90-day delinquency rates with 18 to 29-year-olds rose to over 6% from Q3 of 2021 to 2022, compared to 3.7% overall, according to data from the New York Federal Bank.

It’s not exactly a head-scratcher why – prices are up over 8% due to inflation, and turmoil in the economy usually affects young folks more than old, says Entrepreneur Mag.

Times are tough. And with interest rates rising and a recession looming, now’s the time to start paying down debt. A balance transfer credit card can help kick-start your goals with 0% APR.
See balance transfer credit cards

Gift ideas that could snag insurance discounts 🛟

Gadgets and gizmos that protect your assets could help bring down your insurance premiums for next year.

  • Auto. Dashcams and other driver aids, like telematics.
  • Home. Security systems and smart protection, like leak and fire alarms.

Talk to your agent to inquire about discounts. Not happy with your provider? We can help you find a better one.

Is JP Morgan getting into crypto?

Yep. The trademark for J.P. Morgan Wallet was approved last week, meaning the nation’s largest bank will soon enable customers to transfer virtual currencies. It’s a tight swerve from 2017, when CEO Jamie Dimon called Bitcoin a “fraud”, and even said he’d fire anyone at JPMorgan found to be trading digital currency.

⚠️We’re here to remind you that it’s always better to own your crypto directly, as opposed to keeping it on an exchange (AKA a virtual wallet), where it could be lost if the company goes under.

Learn about hardware wallets

Best crypto savings accounts 💰

Finder’s data team and crypto experts scored participating cryptocurrency trading platforms on a comprehensive list of 55 criteria and these are the winners.

Do you make more than a Macy’s Elf? 🎄

Starting earlier this month, most companies in NYC were required to include salary ranges in their job postings. A Macy’s Elf, who is required to stay in costume all day, makes $15 an hour, says the New York Times.

A side gig, whether it involves jingle bells or not, can help you prepare for the upcoming recession.

💙Favorite finds💙

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