What credit score do mortgage lenders look at?
About 90% of lenders use your FICO Score, the most widely used among other credit scores. But different loan types use different FICO Score versions.
When applying for a mortgage, a lender will likely pull these three scores:
- FICO Score 5 based on Equifax data
- FICO Score 2 based on Experian data
- FICO Score 4 based on TransUnion data
I only have two medical bill on my credit .Will i be able to raise mine fast.I have car payment too.But thats it.
Hi Booker,
Thank you for reaching out to Finder.
You may be interested in checking our guide on how to improve and raise your credit score. The page offers tips and guides that would help you improve your score. Hope this helps!
Cheers,
Reggie