Compare Capital One Credit Cards

Capital One offers travel rewards, low interest rates, low fees and cash back rewards credit cards that will let you earn capital toward your next goals.

Capital One, one of America’s most recognizable brands, offers a wide range of features and rewards depending on your needs. Available credit cards include student, business, travel rewards, cash back rewards, and secured cards to build your credit score. Capital One has partnered with Visa and Mastercard, which indicates that their cards are accepted worldwide.

Compare Capital One featured credit cards

Rates last updated October 23rd, 2017
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
Capital One Spark® Classic for Business
23.99% variable
$0
Get the credit you want for your business, and unlimited 1% cash back on every purchase, every day
Capital One Spark Miles Select for Business
13.99%, 17.99% or 21.99% variable
$0
Unlimited 1.5X miles per dollar on every purchase, every day
Capital One Spark Miles for Business
17.99% variable
$0 intro for the first year, $59 after that
Unlimited 2X miles per dollar on every purchase, every day
Capital One Spark® Cash Select for Business
13.99%, 17.99% or 21.99% variable
$0
Unlimited 1.5% cash back on every purchase, every day.
Capital One Spark Cash for Business
17.99% variable
$0 intro for the first year, $59 thereafter
Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.
Capital One QuicksilverOne® Credit Card
24.99% variable
$39
Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories.
Capital One® Platinum Credit Card
24.99% variable
$0
Enjoy no annual fee, plus access to valuable benefits.
Capital One Secured MasterCard
24.99% variable
$0
Take control and build your credit with responsible use.
Capital One® Premier Dining Rewards Credit Card
15.49%, 20.49% or 24.49% variable
$0
Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases.
Capital One Quicksilver® Rewards Credit Card
13.99%, 18.99% or 23.99% variable
0% Intro APR for 9 months (with 3% of the amount of each transfer that posts to your account wit% balance transfer fee)
$0
Earn unlimited 1.5% cash back on every purchase, every day
Capital One® Venture® Rewards Credit Card
13.99%, 18.99% or 23.99% variable
$0 intro for the first year, $59 after that
Earn 40000 bonus miles once after spending $3,000 on purchases within the first 3 months from account opening.

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Awards

  • Fortune 500 ranked. Capital One stands at #126 in the Fortune 500 ranking list.
  • America’s Best Employers. Forbes ranked Capital One as one of the best employers in the United States.
  • Best Credit Card Rewards. Capital One offers one of the best cash rewards programs according to CardHub.

Compare Capital One credit cards

With low, intro rates, no annual fees, travel rewards and business credit cards to choose from, Capital One is likely to have a credit card that meets your needs. Each card provides their own features you can benefit from. For example, earn 1.5% cash back on everyday purchases, 2 dollars per mile, and 0% intro APR for 12 months. When applying online you can see if you’re prequalified in 60 seconds or less without affecting your credit score.

  • Travel rewards credit cards
    Capital One has 4 credit cards with travel rewards: The Venture Rewards, VentureOne Rewards, Spark Miles for Business and Spark Miles Select for Business. With these cards you can earn unlimited rewards on every purchase, and your rewards don’t expire. Plus, earn bonus miles if you spend a certain amount on purchases within the first 3 months.
  • Cash back rewards credit cards
    Depending on the card you choose, earn up to 1.5% cashback on every purchase, and 0% intro APR for 9 months on purchases and balance transfers. Your rewards never expire and you can redeem them at anytime. Also, you can take advantage of fraud coverage, security alerts and an extended warranty on items purchased with the card.
  • Student credit cards
    Build credit and earn cash back with the Journey Student credit card. Earn 1% back on all purchases and pay on time to increase your cash back total to 1.25% for that month. Enjoy unlimited access to CreditWise to help you monitor your credit profile, access a higher credit line after making your first 5 monthly payments, and save money with no foreign transaction or annual fees.
  • Business credit cards
    Capital One offers 2 types of business credit cards. Spark Business Cash Rewards Cards and Spark Business Miles Rewards Cards. You can earn up to 2% cash back and a bonus for signing up with the Spark Business Cash Rewards Card. The Spark Business Miles Rewards Card features one-time bonus miles and the ability to earn up to 2 miles per dollar on all purchases.
  • Secured credit cards
    The Secured Mastercard from Capital One has a refundable deposit of $49, $99 or $200, which gets you a $200 initial credit line. By making your first 5 monthly payments on time you will be eligible for a higher credit line.

The perks

Capital One benefits include a variety of options that only cardholders can use with ease. The benefits of Capital One include:

  • Online banking. With online banking you can manage all of your Capital One credit cards in one centralized place. You can activate your new credit card online and create an online banking profile to view your account information. Online banking with Capital One is easy — you can make payments online, set up account alerts and view your credit card rewards and statements.
  • 24/7 customer service. At Capital One customer service agents are available to help you 24 hours a day. You can reach Capital One via telephone, mail, or their online chat feature located on the website.
  • Account alerts. You can set up customizable account alerts by email or text message for the activities you want to track in your account. This benefit can help you pay bills on time and track your spending.

How to apply for a credit card with Capital One

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • Applicants must be 18 years old or older to apply
  • Applicants must be in the following locations: the 50 United States, Washington, D.C., or a U.S. military location
  • Applicants must have a Social Security number or Individual Taxpayer Identification Number
  • To complete the application, have the following information and documents ready.

Required documents:

  • Full name
  • Social Security number
  • Date of birth
  • Physical address (No P.O. Boxes)
  • Estimated gross annual income

Frequently asked questions

Your Social Security number is needed to pull information from the credit bureaus to review data like your annual gross income. It’s also required by federal law to obtain, verify, and record information that identifies for each person who opens an account.

To open a credit card account with Capital One you need a physical address due to federal regulations. You can always update your mailing address to a P.O box after you’ve opened the account.

No, Capital One does not offer this service at this time. Although you can add an authorized user once the account is opened.

It depends on the Capital One credit card you select. A secured card offers someone with average credit to apply, whereas with a travel card you may need excellent credit to be considered.

Once approved for a credit card, Capital One will further review your application and determine your credit limit. You should receive written notification about this within 7-10 business days.

If approved, you will receive your credit card by mail within 7-10 business days.

You can increase your credit line with Capital One by applying online in your account profile and by telephone. When looking at credit line increases, Capital One will consider your on-time payment history, average monthly payment amount, credit bureau information, and credit score.

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US Credit Card Offers

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Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

15.99
variable

Annual fee

0 For the first year
More info
First Access Visa Card
First Access Visa Card

APR

29.99
variable

Annual fee

75 For the first year
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Indigo® Platinum MasterCard®
Indigo® Platinum MasterCard®

APR

23.9
variable

Annual fee

75 For the first year
More info
Barclaycard Ring™ Mastercard®
Barclaycard Ring™ Mastercard®

APR

13.99
variable

Annual fee

0 For the first year
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