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Compare gas rewards credit cards August 2021

Earn rewards when you use your card to fill up your car.

The best gas rewards credit cards offer the highest earning rate on gas purchases and solid rewards in other categories as well. The Finder credit cards experts spent over 200 hours reviewing available gas credit cards and ranked the best among them into several categories to help you choose the most valuable one for your needs.

What are the best gas credit cards of 2021?

Best card for gas and dining
Sam's Club® Mastercard®

Sam's Club® Mastercard® logo
Finder Rating: 4 / 5

★★★★★

Credit recommended (670-850)
See offer
on Synchrony Bank's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$30
Welcome offer
The Sam's Club® Mastercard® earns a higher rewards rate on gas purchases than most competitor cards. What's more, you earn this rate on all gas stations, not only at Sam's Club. But gas is not the only rewards category. You earn a solid cashback rate on dining and takeout purchases, and on your Sam's Club purchases. And if you're a Sam's Club Plus member, you earn even more cash back on purchases at the store.
  • Cash back. Earn 5% cash back on gas purchases on up to $6,000 annually, and 1% after that. Earn 3% back on dining and takeout, and 5% back on Sam's Club purchases. With a Plus membership, you earn an additional 2% back for a 5% back total on Sam's Club purchases. All other purchases earn 1% back.
  • Signup bonus. Earn a $30 statement credit after you spend at least $30 in the first 30 days of card membership. This is low compared to similar cashback credit cards, but it's way easier to earn.
  • No annual fee. The card doesn't cost any extra beyond your Sam's Club membership fee.
  • Sam's Club membership required. To apply for the card and use it, you need to be a Sam's Club member, which costs either $45 for Basic membership or $100 for Plus membership.
  • No intro APR period. The card offers solid rewards, but it doesn't offer a 0% intro APR period on purchases, balance transfers or both.
Annual Fee $0
Purchase APR 14.9% to 22.9% variable
Balance transfer APR 14.9% to 22.9% variable
Welcome offer Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases
within 30 days.
Estimated welcome offer value
Rewards Up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases

Best for gas and travel
Costco Anywhere Visa® Card by Citi

Costco Anywhere Visa® Card by Citi logo
Finder Rating: 3.4 / 5

★★★★★

Credit recommended (740-850)
Apply now
on Citi's secure site
740
Min. credit score
$0
Annual fee
Up to 4%
Cash back
n/a
Welcome offer
The Costco Anywhere Visa® Card by Citi doesn't offer quite as high a rewards rate on gas as some other credit cards. But it comes close, and it offers excellent cash back on travel, something no other gas card offers.
  • Cash back. Earn 4% cash back on eligible gas for the first $7,000 in purchases per year, then 1%. Earn 3% cash back on eligible travel, 2% on all Costco and Costco.com purchases and 1% on all other purchases.
  • No annual fee. If you already shop regularly at Costco, you might think of this card as a no-annual-fee product. Otherwise, the card essentially goes for $60 a year, the cost of an annual Costco membership.
  • No foreign transaction fees. Use your card freely online with foreign merchants or when traveling abroad and you won't pay any foreign transaction fees.
  • No intro APR period. There's no 0% intro APR period on purchases or balance transfers, and you won't get a 0% deferred interest on your purchases.
  • No signup bonus. Most cashback cards let you earn a certain amount of cash bonus within the first months of card membership. But this card, doesn't have any signup bonus.
Annual Fee $0
Purchase APR 15.24% variable
Balance transfer APR 15.24% variable
Welcome offer N/A
Estimated welcome offer value
Rewards 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases

Best for gas and groceries
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95 ongoing
Annual fee
Up to 6%
Cash back
$150
Welcome offer
This card offers a great cashback rate on eligible gas and transit. But the real stars of the show are the even higher accelerated cash back at US supermarkets and on select US streaming subscriptions. If you spend a lot on gas but spend even more on groceries, try this product.
  • Cash back. On up to $6,000 per calendar year in purchases, you'll earn 6% cash back at US supermarkets. Once you hit the spending cap, you'll earn 1% back for the rest of the year. You'll also earn 6% cash back on select US streaming subscriptions, as well as 3% cash back at US gas stations and 3% cash back on transit such as rideshare and parking. Earn 1% back on other eligible purchases.
  • Welcome offer. Earn $150 back after you spend $3,000 in purchases on your card within the first 6 months of card membership.
  • Intro APR. Get 0% on purchases for 12 months following your account opening, and 13.99% to 23.99% variable after that.
  • Foreign transaction fees. Try to avoid using this card abroad or online with foreign merchants. Otherwise, you'll pay a 2.7% fee of the amount of each transaction.
Annual Fee $0 intro annual fee for the first year ($95 thereafter)
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offer Up to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
Estimated welcome offer value
Rewards 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Best for earning flexibility
Citi Custom Cash℠ Card

Citi Custom Cash℠ Card logo
Finder Rating: 4.9 / 5

★★★★★

Credit recommended (670-850)
Apply now
on Citi's secure site
670
Min. credit score
$0
Annual fee
Up to 5%
Cash back
$200
Welcome offer
The Citi Custom Cash℠ Card let's you earn 5% back on your highest eligible spending category up to $500 each billing period, reverting to 1% after. Your available options naturally include gas, but also include other everyday essentials, including, dining, grocery stores, travel and home improvement stores. This makes it an excellent card to maximize your earnings without needing to worry about rotating categories.
  • Cash back. Earn 5% back on eligible categories, up to $500 total each billing period, reverting to 1% after that. Eligible categories include restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment.
  • Signup bonus. Earn $200 after you spend $750 within your first 3 months of account opening..
  • No annual fee. You won't pay an annual fee to use this card.
  • Foreign transaction fee. It's best to avoid using this card at foreign merchants online or abroad or you'll pay a 3% of the amount.
  • No introductory APR. The lack of an intro APR on purchases stings a bit if you need to make heavy initial investments and pay them off over time interest free.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Welcome offer $200 cash back after spending $750 in the first 3 months. Fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
Estimated welcome offer value
Rewards 5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases

Best credit union gas card
PenFed Platinum Rewards Visa Signature® Card

PenFed Platinum Rewards Visa Signature® Card logo
Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
Up to 5x
Points
$150
Points welcome offer
If gas takes the biggest chunk out of your monthly budget, the PenFed Platinum Rewards Visa Signature® Card is an excellent choice. The card is a good pick for groceries as well, offering accelerated points.
  • Rewards points. Earn 5x points when you buy gas at the pump, a market-leading rate. Also, earn 3x points on groceries and 1x points on all other purchases. There's no cap on points you can earn.
  • Promotional APR. Get 0% on balance transfers for 12 months following your account opening, and 13.49% to 17.99% variable after that.
  • Signup bonus. Earn $150 statement credit after you spend $1,500 in the first 90 days of card membership.
  • No intro APR on purchases. You get a 0% intro APR period on balance transfers, but not on purchases.
  • Balance transfer limitations. You must complete your transfers before a certain date to use the 0% intro APR period. Otherwise, you'll accrue the standard interest rate.
Annual Fee $0
Purchase APR 13.49% to 17.99% variable
Balance transfer APR 0% intro for the first 12 months (then 17.99% variable)
Welcome offer 15,000 Bonus Points when you spend $1,500 in the first 90 days
Estimated welcome offer value
Rewards 5x points on gas at the pump, 3x points on groceries and 1x points on all other purchases

Best gas station card
Chevron and/or Texaco Techron Advantage Visa® Card

Chevron and/or Texaco Techron Advantage Visa® Card logo
Credit recommended (580-850)
Rates & fees

580
Min. credit score
$0
Annual fee
Up to 20
Cents off a gallon
20
Welcome offer
If you can consistently earn 20 cents a gallon in Fuel Credits, this card can give you a better rewards rate than the Chevron and/or Texaco Techron Advantage Visa® Card. In that sense, the Chevron and/or Texaco Techron Advantage Visa® Card may be the best gas-station card you'll find.
  • Rewards. Earn Fuel Credits as you pump gas at Chevron and Texaco stations. These are redeemed as statement credit. When you fill-up at Chevron and Texaco stations, you'll earn 3 cents per gallon in fuel credits. Visa Spend Fuel Credits expand your earnings. If you spend $300 to $999.99 with non-fuel merchants in a month, you'll earn 10 cents per gallon in fuel credits. If you spend $1,000 or more with non-fuel merchants in a month, you'll earn 20 cents per gallon in fuel credits. This is the rewards tier you want to aim for, as it can give you an excellent rewards rate on fuel purchases.
  • No annual fee. The card doesn't cost anything to own.
  • High APR. If you can't pay your balance in full before the due date, expect to pay a high APR of 26.99% variable.
  • Foreign transaction fee. The Visa version of the card has a 3% foreign transaction fee on purchases made abroad or online with foreign merchants.
Annual Fee $0
Purchase APR 26.99% variable
Balance transfer APR N/A
Welcome offer 20 cents per gallon for the first 90 days at Chevron and Texaco stations
Estimated welcome offer value
Rewards 3 cents per gallon at Chevron and Texaco, 10 cents/gal after spending $300 on non-fuel purchases each month and 20 cents/gal after spending $1000 on non-fuel

Best student card
Discover it® Chrome for Students

Discover it® Chrome for Students logo
Credit recommended (580-669)
Read review
580
Min. credit score
$0
Annual fee
Up to 2%
Cash back
Other
Welcome offer
Rewards on a student card are a rarity, but the delivers just that. Rewards on gas and dining are solid - though limited quarterly - and the card also offers a modest intro APR on purchases and balance transfers.
  • Rewards. Earn 2% cash back on gas and dining in up to $1,000 in combined spending each quarter after activation. After that and on all other purchases, earn 1% back.
  • No annual fee. The card doesn't cost anything to own.
  • Intro APR. You'll enjoy a 0% APR on purchases and balance transfers for the first 6 months following account opening. After, your APR will be 12.99% to 21.99% variable.
  • Short intro period. The intro APR is rather short at six months, so you'll need to pay off your purchases quickly.
  • Balance transfer fees. You'll pay a 3% fee on balance transfers made with this card.
Annual Fee $0
Purchase APR 0% intro for the first 6 months (then 12.99% to 21.99% variable)
Balance transfer APR 10.99% intro for the first 6 months (then 12.99% to 21.99% variable)
Welcome offer Discover will match cash back at the end of your first card year
Estimated welcome offer value
Rewards 2% back on gas and dining up to $1,000 combined each activated quarter, then 1% after that and on all other purchases

Best secured card
Discover it® Secured

Discover it® Secured logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (300-669)
Read review
300
Min. credit score
$0
Annual fee
Up to 2%
Cash back
Other
Welcome offer
The Discover it® Secured is another generous offering from Discover, providing accelerated rewards on dining and gas for no annual fee. Secured cards don't often provide rewards, so this is a welcome addition if you're trying to rebuild your credit.
  • Rewards. Earn 2% cash back on gas and dining in up to $1,000 in combined spending each quarter after activation. After that and on all other purchases, earn 1% back.
  • No annual fee. The card doesn't cost anything to own.
  • Signup bonus. Discover will match all cash back you earned at the end of your first year.
  • Security deposit. You'll need to deposit at least $200 to start using this card.
  • Late fees. While your first late fee is waived, you'll pay up to $40 in fees on subsequent late payments.
Annual Fee $0
Purchase APR 22.99% variable
Balance transfer APR 10.99% intro for the first 6 months (then 22.99% variable)
Welcome offer Discover will match cash back earned at the end of your first card year
Estimated welcome offer value
Rewards 2% back on gas and dining up to $1,000 combined each activated quarter, then 1% after that and on all other purchases

Best for reward flexibility
Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (720-850)
Read review
720
Min. credit score
$0
Annual fee
Up to 3%
Cash back
$200
Welcome offer
With the Bank of America® Cash Rewards Credit Card, you'll earn 3% back on the category of your choice, which can include gas. Of course, you can swap out your chosen category each quarter, giving you some agency in how you maximize your rewards.
  • Rewards. Earn 3% cash back on the category of your choice out of six options, and 2% back on groceries and wholesale store purchases on up to $2,500 in combined purchases each quarter. After that and on all other purchases, earn 1% back.
  • No annual fee. The card doesn't cost anything to own.
  • Signup bonus. Spend $1,000 in your first 90 days and you'll receive a $200 bonus.
  • Foreign transaction fees. You'll pay a 3% fee on purchases made abroad.
Annual Fee $0
Purchase APR 0% intro for the first 15 billing cycles (then 13.99% to 23.99% variable)
Balance transfer APR 0% intro for the first 15 statement closing dates (then 13.99% to 23.99% variable)
Welcome offer $200 after spending $1,000 in the first 90 days
Estimated welcome offer value
Rewards 3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else

Best for overall travel
Wells Fargo Propel American Express® Card

Wells Fargo Propel American Express® Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
670
Min. credit score
$0
Annual fee
Up to 3x
Points
20,000
Points welcome offer
If you're looking for a card that offers rewards on many kinds of travel, the Wells Fargo Propel American Express® Card is a great choice. Not only does it offer rewards on gas, but transit, flights, rideshares and even car rentals will earn you accelerated points.
  • Rewards. Earn 3x points on gas, dining, rideshares and transit, travel, hotels, car rentals, and select streaming services. On all other purchases earn 1x points.
  • No annual fee. The card doesn't cost anything to own.
  • Signup bonus. Spend $1,000 in your first 3 months and you'll receive a 20,000 point bonus.
  • Low minimum credit line. The lowest credit line you can receive with this card is $1,500, which is lower than the average of around $5,000.
  • Potentially high APR. Depending on your credit score, this card's APR runs as high as 24.99% variable.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Balance transfer APR 0% intro for the first 12 months (then 14.49% to 24.99% variable)
Welcome offer 20,000 points after spending $1,000 in the first 3 months
Estimated welcome offer value $200 based on Finder's valuation
Rewards 3x points on dining, gas, transit, travel and streaming and 1x points on all other purchases

How we selected our top cards

We compared a few factors when selecting the best gas credit cards of 2020. These factors included eligible gas stations, points or cash back earned per dollar spent, rewards point value when redeemed, annual fees, introductory APRs and other perks or features a consumer might look at when selecting a gas credit card. The cards that stood out were some of the top performers in one or several of these areas, earning spots on our list.

What’s changed in 2021

Given 2020 was a weak year for travel, our top gas card picks remained mostly unchanged heading into 2021. Gas rewards and gas credit cards didn’t change much as few people were traveling. With that said, Finder’s experts are keeping an eye on these placements for 2021, as it’s expected to be a strong year for travel depending on US pandemic response.

Card nameBest for…Finder ratingAnnual feeWhy
Sam's Club® Mastercard®Best card for gas and dining
★★★★★
Finder rating: 4/5
$0Why it’s best for gas and dining.
Costco Anywhere Visa® Card by CitiBest for gas and travel
★★★★★
Finder rating: 3.4/5
$0Why it’s best for no credit check. The OpenSky® Secured Visa® Credit Card goes the extra mile for a card with no credit check, including a credit line the cardholder can control and reasonable purchase APR.
Blue Cash Preferred® Card from American ExpressBest secured card for low APR
★★★★★
Finder rating: 4.3/5
$95Why it’s best for low APR. The Blue Cash Preferred® Card from American Express has one of the lowest APRs available on a secured card. In fact, its APR is low even by unsecured card standards.
PenFed Platinum Rewards Visa Signature® CardBest for highest rewards rate on gas with a general-rewards card
Not yet rated
$0Why it’s best for low deposit and no annual fee. Capital One is a well-trusted provider for secured cards and the Capital One® Secured Mastercard® is as consumer-friendly as a secured card gets.
Chevron and/or Texaco Techron Advantage Visa® CardBest gas station card
Not yet rated
$0Why it’s best for signup bonuses. Signup bonuses are a rarity for secured cards and the Discover it® Secured continues to offer one of the few secured cards on the market to have one.
Discover it® Chrome for StudentsBest student card
Not yet rated
$0Why it’s best for military members. On top of small reward opportunities, the Navy Federal Credit Union will review your account after six months to potentially upgrade you to an unsecured card.
Discover it® SecuredBest secured card
★★★★★
Finder rating: 4.4/5
$0Why it’s best for cash back. The Bank of America® Cash Rewards Secured actually earns accelerated rewards in various categories, which is perhaps even rarer than a signup bonus on a secured card.
Bank of America® Cash Rewards Credit CardBest for reward flexibility
★★★★★
Finder rating: 4.6/5
$0Why it’s best for a high secured deposit. If you need a large card limit, the U.S. Bank Secured Visa® Card is one of your best choices, letting you deposit up to $5,000.
Wells Fargo Propel American Express® CardBest for overall travel
★★★★★
Finder rating: 4.4/5
$0Why it ‘s best for balance transfers. Few secured cards allow for balance transfers, but the Wells Fargo Propel American Express® Card does just that, including a six-month intro APR on transfers.

What is a gas card?

A gas credit card offers rewards when you spend on fuel. These rewards can come in the form of discounts, cash back, points or miles. For example, a gas card might give you fuel credits that reimburse you after you fill up. Another gas card might offer bonus points as you fill up, which you can redeem for flights, hotel stays and more.

Your gas-station card may also give you larger discounts as you make a certain amount of purchases each month. At the same time, it may limit the number of gallons on which you can receive a discount per fill up. To understand exactly what you’re getting for rewards, check your card’s terms and conditions.

What makes a good gas card?

Generally, the higher the savings or better the rewards, the stronger the gas card.

Examples of strong gas credit cards

  • One gas card might offer 3 cents off every gallon of gas, while another might offer 6 cents off every gallon of gas. Everything else being equal, the latter card is better.
  • Normally, the base rewards rate for general credit cards is 1 point earned for every dollar spent. However, a gas card might offer 5 points per dollar you spend on fuel.

Two types of credit cards with benefits on gas purchases

There are two major types of credit cards with gas rewards: gas-station cards, which are affiliated with oil companies, and general-rewards cards that offer bonus points, miles or cash back on gas purchases.

Also, note that gas-station cards may be closed-loop, meaning they can only be used at gas stations owned by the affiliated oil company. Alternatively, they may be cobranded with a major payment network such as Visa or Mastercard. These cards can be used with their affiliated gas companies and anywhere else that accepts cards in their payment networks.

How do I know if I can use my gas credit card outside of the specified gas station?

Look for a payment-network logo on your card — for example. Visa or Mastercard. If you see one, you can use it outside of the specified gas station. If you don’t see one, your card is probably closed-loop.

Gas-station credit cards

These cards give you discounts or rebates for gas. Most major oil companies — Shell, BP, Chevron, ExxonMobil and the like — offer their own credit cards.

  • Here’s an example of a discount:
    When you use your card at the pump, you’ll automatically save 10 cents per gallon of gas you buy.
  • Here’s an example of a rebate:
    When you use your card for non-gas purchases, you’ll earn gas rebates at a 1% rate. After you use your card for eligible gas, your rebates will be redeemed automatically for statement credit.

General-rewards credit cards

These cards aren’t affiliated with specific gas companies, but they offer elevated rewards on general gas purchases.

  • For example: A card might offer 4% cash back on gas, which is an excellent rate. It might also offer elevated rewards in different categories, such as travel and dining.

Some rewards credit cards may limit the number of gas purchases you earn elevated rewards on, such as $6,000 annually. Once you’ve reached that threshold, your gas purchases will typically earn rewards at the base rewards rate — usually 1%.

After you accumulate rewards, you can often redeem them for statement credit, bank deposits, gift cards, travel, merchandise or other options offered by your credit card issuer.

Gas credit cards vs. general rewards credit cards

Gas credit cardRewards credit card
Can often only be used at gas stations affiliated with a single company.Can be used almost anywhere.
May offer instant discounts on gas purchases.Allows you to accumulate rewards that you can redeem later.
Typically has higher interest rates.May offer lower interest rates. May also offer promotional interest rates on purchases and balance transfers.
Potentially low credit limit.Chance for a higher starting credit limit.
Typically, no rewards on gas purchases with other gas stations.Earn rewards on all gas purchases.
Usually requires good to excellent credit.

How do I choose a gas credit card?

Gas benefits are likely most important to you, but other features of each card — such as fees and additional perks — might factor into your decision.
  • Decide whether you want to be tied to a specific gas-station brand.
    If you get fuel with one company, a gas-station card might offer attractive benefits. Otherwise, you might like a general-rewards card you can use at different gas stations.
  • Initial bonus.
    For a gas-station credit card, you might receive more fuel credits or a bigger discount on gas purchases during an initial period. For a general-rewards card, you might receive a welcome bonus for spending a certain amount on your card within a specified period.
  • APR.
    Gas-station cards tend to have very high APRs. Consider paying off your balance in full each month to avoid expensive finance charges if you end up going with one.
  • Annual fee.
    If you want to save money, an annual fee might not be worth paying. Look for a card with a low or $0 annual fee. If a card has an annual fee, calculate if your potential for rewards earned will offset the card’s cost.
  • Other rewards and perks.
    While your primary goal is to find a credit card that will reward you for gas purchases, any other rewards you receive will only sweeten the deal. A general-rewards card is more likely to offer elevated rewards in additional categories.

How to maximize your gas rewards

  • Choose a gas card based on nearby gas stations.
    It may not be worth burning fuel to drive to a gas station that’s out of the way. If there are no credit cards affiliated with gas stations near you, choose a general-rewards product that pays rewards on all gas purchases, regardless of the brand.
  • Watch out for gas stations that charge more for credit-card purchases.
    Many gas stations charge different prices for cash and credit-card purchases. Cash purchases get a discount, while credit card purchases are charged a few cents more per gallon.
  • Buy all your fuel with your gas card.
    You’ll save the most money — and earn the most rewards — when you make your gas purchases exclusively with your gas card.
  • Combine credit cards.
    Those who spend on gas over the cashback limit could consider adding a second gas card. This way you could benefit from additional perks and you’ll make sure to always earn a top rewards rate on gas purchases.

Should I get a gas card?

There are a few reasons you might apply for a gas card. Strongly consider getting a gas credit card if both of these apply to you:

  • You spend a lot on gas each month.
    A gas credit card will give you a big break on gas costs if you spend several hundred dollars or more each month on gas.
  • You pay your balance in full each month.
    Pay special attention if you have a gas-station card, as it likely has a very high APR. Paying your balance in full every month lets you avoid paying interest on your purchases. If you carry a balance from month to month, however, you’ll accrue finance charges that will offset your gas rewards.

Compare gas rewards cards

Want a close look at your gas card options? Select your credit score from the options below and click “Show cards” to start comparing side-by-side.

Name Product Welcome offer Rewards Annual fee Filter values
Sam's Club® Mastercard®
Get a $30 statement credit when you open a new account and make $30 in Sam's Club purchases
within 30 days.
Up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases
$0
Earn up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases.
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.
Blue Cash Preferred® Card from American Express
Up to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Citi Custom Cash℠ Card
$200 cash back after spending $750 in the first 3 months. Fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
5% cash back on purchases in your top eligible spend category each billing cycle on up to the first $500 spent, then 1% cash back thereafter and on all other purchases
$0
A new cashback card that automatically awards 5% to your highest eligible spending category each billing cycle, on up to $500 (then 1%).
Blue Cash Everyday® Card from American Express
Up to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
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Compare up to 4 providers

Bottom line

A gas credit card is a smart choice if you’re constantly filling up. Consider a gas-station card if you buy fuel with one company; otherwise, a general-rewards card may be a better pick.

If you’re not sure if a gas credit card is right for you, check out other rewards cards.

Frequently asked questions

  • Do gas rewards expire?
    This depends on your card issuer. To make sure, give your issuer a call or read your card’s terms and conditions. For general-rewards cards, rewards typically don’t expire as long as your account remains open and in good standing.
  • Do gas-station cards have signup bonuses?
    Yes, they often have signup bonuses. Typically, you’ll receive a larger discount on gas purchases for a certain period.
  • Do I need good credit to apply for a gas credit card?
    You may be approved for a gas-station credit card even with less-than-perfect credit. But general-rewards cards typically require good to excellent credit scores.

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