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Richard Laycock

Richard Laycock

Senior editorial manager

Richard Laycock is Finder’s NYC-based senior content marketing manager & insights editor, spending the last decade data diving, writing and editing articles about all things personal finance. His musings can be found across the web including on NASDAQ, MoneyMag, Yahoo Finance and Travel Weekly. Richard studied Media at Macquarie University, including a semester abroad at The Missouri School of Journalism (MIZZOU).

Education

  • Bachelor of Media, Macquarie University
  • Diploma of International Communications, Sydney Institute of Business Technology
  • Data Analytics, General Assembly

Educational organizations

  • Macquarie University
  • The Missouri School of Journalism at the University of Missouri
  • Sydney Institute of Business Technology
  • General Assembly

Latest articles by Richard Laycock

106 articles written by this author

Largest banks in the US in 2024

If the Capital One and Discover merger goes ahead, it will be the 6th biggest bank in the US.

Richard Laycock 14 March 2024
Largest banks in the US in 2024

Small business statistics

Stats and facts about starting a business in the US. 

Richard Laycock 22 February 2024
Small business statistics

Super Bowl Spending Statistics: 2007 – 2024

The cost of a Super Bowl ticket in 2024 to cost roughly 11.7% of median household income.

Richard Laycock 6 February 2024
Super Bowl Spending Statistics: 2007 – 2024

$415 billion in student loan debt may not get paid

22% of borrowers say they won't be able to afford student loan repayments when they resume.

Richard Laycock 26 January 2024
$415 billion in student loan debt may not get paid

9 benefits of having a good credit score

Improving your chances for better interest rates is just one advantage of having a good credit score. Discover more benefits in this guide.

Richard Laycock 12 January 2024
9 benefits of having a good credit score

What is a VantageScore?

VantageScore is an alternative to FICO and is used to assess your creditworthiness. See how it's calculated and how to improve yours here.

Richard Laycock 12 January 2024
What is a VantageScore?

Why did my credit score drop?

Drops in credit score could mean high balances, closed accounts, late payments and more. See what you can do to fix them in this guide.

Richard Laycock 11 January 2024
Why did my credit score drop?

Gas prices are down

Concern over the cost of gas remains high.

Richard Laycock 14 December 2023
Gas prices are down

53% of Americans admit to opening up at least one unwanted holiday gift each year

Over half of American adults receive gifts they dislike, totaling some 138 million Americans combined.

Richard Laycock 6 December 2023
53% of Americans admit to opening up at least one unwanted holiday gift each year

Holiday spending statistics 2023

How much are people spending on Christmas on average, how many gifts are they buying and will they be cutting back on spending in 2023?

Richard Laycock 29 November 2023
Holiday spending statistics 2023
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