What's in this guide?
- Which cars are made in the USA?
- What makes a vehicle American-made?
- List of the top 50 American-made cars
- How can I finance an American-made vehicle?
- How to buy American vehicles in 4 steps
- What other factors should I consider when buying a vehicle?
- Pros and cons of buying American vehicles
- Does my car's country of origin affect my insurance?
- Compare car insurance for American made cars
- Bottom line
- Common questions about cars made in America
Which cars are made in the USA?
While several automakers got their start making cars in America, you won’t find any vehicles on the market that are 100% American-made. Today, manufacturers outsource their car production. So brands with American origins now make their cars in other countries, and foreign brands outsource some production in America.
|Make||Brand headquarters||Percent content from North America in most popular models|
*Brands with only one model primarily made in North America
What makes a vehicle American-made?
Finding cars made in America depends on your interpretation of the term American-made. You can look for:
- Auto manufacturers that started in America.
- Makes that have US headquarters.
- Cars produced mostly in North America, which includes the US and Canada.
For example, Ford Motor Company has rooted its car-making history in America. While several Ford vehicles still have 40-50% of their parts made in North America, the Ford Fusion only includes 26% North American-made parts.
How do you find out those details?
The National Traffic Highway Safety Administration (NHTSA) requires brands to list their North American-made parts as a percentage, without differentiating between parts made in the US versus Canada. The countries and percentages of parts made there are listed in the American Automobile Labeling Act (AALA) Reports.
List of the top 50 American-made cars
To find the most red-blooded American-made vehicles, we looked at models with the most parts produced in North America as well as the final assembly. We ranked the cars based on these factors:
- Where most of the parts are manufactured
- The country that assembles the vehicle before sale
- Where the engine is built
- Where the transmission is made
You can find at least 50 vehicle models made mostly under America’s stars and stripes and Canada’s maple leaf.
|Makes||Models||Percent of content from the US and Canada||Country of final assembly||Where the engine is built||Where the transmission is made|
|Jeep||Wrangler JK, JK Unlimited||74%||US||US (3.6L)||US (Automatic)|
|Jeep||Wrangler JK Unlimited||73%||US||US (3.6L)||US (Automatic)|
|Ford||F150||65%||US||US (2.7 DOHC, 3.0DSL, 3.3 TIVCT, 5.0 DOHC)||US|
|Acura||TLX FWD A-Spec||65%||US||US||US|
|Lincoln||MKC||61%||US||US (2.3 T/C)||US|
|Honda||Accord 2.0T Sport Touring||60%||US||US||US|
|Hyundai||Santa Fe Sport||60%||US||US||US|
|Ram||1500||57%||US||US (3.6L)||US (Auto 8HP70, RWD & AWD)|
|Ford||Mustang||56%||US||US (3.0 T/C)||US|
|Tesla||Model 3 & Model 3 Long Range||45-50%||US||US||US|
How can I finance an American-made vehicle?
You don’t have any limits on financing a car that’s made in America. To find the best deal, you can take two different routes:
- Compare standard car loans, their APRs and contract terms through a traditional lender or bank. As a starting point, the average interest rate is 7%.
- You can compare financing deals from different manufacturers if you’re not sure which car you want. For example, Honda has offered past financing deals with a 1.9% APR on specific models.
How to buy American vehicles in 4 steps
If buying American is a priority, find out whether your preferred make and model is made in the US before you buy:
- Research your preferred cars. You might start by looking at features that are most important to you, such as the vehicle’s body type, safety features or a list of American-made cars or brands.
- Look up where your preferred model is made. Once you’ve found a few potential models, use the NHTSA’s American Automobile Labeling Act Reports to verify how much of any vehicle comes from North America. The reports include models from 2007 to 2021.
- Find out your financing options. Shop around to see the interest rates and loan offers you can get on your chosen car, rather than simply accepting the dealership’s offer. This helps you choose the loan that works best for you, and it can help you negotiate dealership offers too.
- Find the perfect ride. You could head to the nearest dealership, or you might search online to find cars for sale and highly rated dealerships near you.
What other factors should I consider when buying a vehicle?
You can choose the right car based on many characteristics like:
- Affordable price for your budget.
- Average car insurance costs.
- Driver assistance technology to keep you safer on the roads.
- Durability to ensure you stay on the road and out of the repair shop.
- Gas mileage or electric range to save on fuel costs.
- Safety ratings from the NHTSA and Insurance Institute for Highway Safety.
- Space for extra seating, cargo or leg room.
Pros and cons of buying American vehicles
- You’ll support US manufacturing
- The ticket price won’t be inflated by extra shipping costs
- You’ll save on repairs because of availability for domestic parts
- More luxury features for the value than foreign-made cars
- You can find extras not offered by many foreign brands, like rebates
- You’ll limit your choices
- Reliability can be hit or miss, depending on the model
- The cheapest models may not be American
Does my car’s country of origin affect my insurance?
Yes, where your vehicle is made can affect your insurance rates, especially if parts are difficult to find in the US. The country of origin also may affect the car’s sale price because of trade laws and shipping costs, and a higher sale price leads to higher car insurance rates.
Does my car’s manufacturer affect my insurance?
Factors about your vehicle’s make also affect insurance, such as if the brand makes high-dollar luxury or performance cars or if the manufacturer’s cars tend to see high safety ratings. Why these factors make a difference:
- High sale price means that your insurance company will pay more to replace your car if it gets totaled in an accident.
- High-performance engine could tempt drivers to risky driving on the roads.
- High safety ratings mean that the vehicle keeps you and your passengers safer during an accident, leading to fewer injuries.
Compare car insurance for American made cars
Now that you know the ins and outs of where vehicles originate, research the right car model based on your priorities. Then, you can save money on financing your new ride by looking at all your car loan options before heading to the dealership.
Common questions about cars made in America
More guides on Finder
Biden plans another boost for electric car stocks
Biden’s plan to replace the federal fleet with American-made electric vehicles gives another boost to a red-hot sector led by Tesla.
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
Investing in car stocks
Top car stocks and ETFs that track the category.
5 ways COVID-19 may have helped you buy a car
Navigate car deals and a wavering market if you’re buying a ride during the coronavirus.
People are still dying after more than 6 years of Takata recalls – are you at risk?
Know your rights if your car has defective Takata air bags, and learn how to find your car’s manufacturer recalls.
What is the Americans with Disabilities Act?
The ADA protects and serves the 1 in 4 Americans living with disabilities. Learn your legal rights and what you can do if you experience discrimination.
Compare car loans and repayment options available during COVID
Reach out to your lender directly to discuss alternate payment options.
Top 20 candle brands made in the USA
Support American businesses with a hand-poured, high-quality candle from the heartland. Find our top 5 brand picks for scents that are all-American.
Car payments hit record high as prices increase — here’s how to avoid paying more than you have to
Americans borrowed an average of $1,552 more than last year to buy a car, but it’s still possible to find a good deal.
How do I prevent keyless car theft?
Keyless cars can be easy to steal with cheap tech, but are they stolen more often?
Ask an Expert