Compare Travelers vs American Family car insurance

Although American Family Insurance might not be as well-known as Travelers, it is the 10th-largest insurance provider in the US. The company has been meeting drivers’ insurance needs for 90 years. American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection.

Like American Family, Travelers has been in the insurance business for quite some time. But unlike American Family, Travelers insures drivers in all 50 states. Both providers do well in customer service and offer affordable insurance through discounts.

So which one will you choose? That decision could be tough, but we’ve put together this comprehensive comparison to help making your decision easier.

• Save with multiple discounts
• Instant quotes and access to agent support anytime
• Available in 42 states

Our top pick: Travelers

Travelers' five-step online guide takes the frustration out of building the perfect policy.

• Financial strength
• Multiple discounts
• Friendly website with quick quotes
• Access to agents

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	Travelers	American Family
About the provider	Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.	For 90 years, American Family has worked hard to give quality rates and services. In addition to auto insurance, it offers home, life, business, and farm and ranch insurance with a strong commitment to protect its customers.
Price	Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.	Policy costs depend your personal situation. Visit American Family for a quote based on your specific needs.
States served	All 50 states	19
User satisfaction*	A	B+
J.D. Power ratings**	3/5 on overall claims satisfaction	4/5 on overall claims satisfaction
Driver discounts	View driver discounts	View driver discounts
Vehicle discounts	View vehicle discounts	View vehicle discounts
	Read Review	Read Review

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

	Travelers	American Family
Good student	8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.	8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver		5-10% (55+, completed defensive driving course)
Good driver	10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount	Up to 7.5%
Multicar	Up to 8%
Military
Homeowner	Up to 5%
Other discounts	Continuous insurance discount – Up to 15% (no gaps in coverage) EFT discount – 2-3% (pay through EFT or payroll deduction) Good payer discount – Up to 15% (consistent payment on time) Early quote discount – 3-10% (quote before your policy expires) Driver training discount – Up to 8%	Loyalty discount Early-bird discount Steer into Savings discount Low mileage discount – Drive less than 7,500 miles per year Teen Safe Driver discount – Enroll teen in free program Young volunteer discount – Under 25, 40+ hours per year volunteering for non-profit Generational discount – 18-24 with a parent who is an American Family customer KnowYourDrive discount – Up to 40% on your car insurance (based on evaluation during KnowYourDrive periods)
	Read Review	Read Review

Vehicle discounts

	Travelers	American Family
Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts	Hybrid/electric vehicle – Up to 10% New car – Up to 10% (car less than 3 years old)	Auto safety equipment – 10-30%
	Read Review	Read Review

Bottom line

If you don’t live in one of the 19 states where American Family provides coverage, then considering this company is a non-starter for you. But if you do, then this smaller insurance provider might be a winner. As always, keep your personal situation in mind when comparing the discounts the two offer.

Compare alternatives to Travelers and American Family

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.	Go to site More Info	Compare	loading Fetching your data...
Metromile		Optional			49%	AZ, CA, IL, NJ, OR, PA, VA, WA	Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.	Go to site More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.	Go to site More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Get free quotes from top insurers for the exact coverage you need in minutes.	Go to site More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Enjoy having your own dedicated agent to help you get the best discounts and coverage.	Go to site More Info	Compare	loading Fetching your data...
Root					52%	AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT	Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.	Go to site More Info	Compare	loading Fetching your data...
Geico		Optional			26%	All 50 states	It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.	Go to site More Info	Compare	loading Fetching your data...
The Hartford		Optional			Yes	All 50 states	Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.	Go to site More Info	Compare	loading Fetching your data...
Clearcover		Optional			No	CA, IL	A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.	Go to site More Info	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.	Go to site More Info	Compare	loading Fetching your data...
Farmers					15%	All 50 states	Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.	Go to site More Info	Compare	loading Fetching your data...
Elephant		Optional			10%	IL, IN, MD, TN, TX, VA	Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.	Go to site More Info	Compare	loading Fetching your data...

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Roslyn McKenna

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As the car insurance publisher for finder.com, Roslyn McKenna is driven to help people get a great deal on car insurance so they can enjoy the ride. Roslyn has put her Bachelor of Arts in Writing and Communications to good use by covering topics ranging from finance to insurance. When she’s not researching car insurance discounts to share with readers, she’s busy planning her next trip with latte in hand and cat in lap.