Travelers vs. American Family: Which provider is right for you?

Travelers vs. American Family: Which provider is right for you?

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Travelers vs. American Family

Although American Family Insurance might not be as well-known as Travelers, it is the 10th-largest insurance provider in the US. The company has been meeting drivers’ insurance needs for 90 years. American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection.

Like American Family, Travelers has been in the insurance business for quite some time. But unlike American Family, Travelers insures drivers in all 50 states. Both providers do well in customer service and offer affordable insurance through discounts.

So which one will you choose? That decision could be tough, but we’ve put together this comprehensive comparison to help making your decision easier.

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Travelers

Travelers

American Family

American Family

About the provider Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.For 90 years, American Family has worked hard to give quality rates and services. In addition to auto insurance, it offers home, life, business, and farm and ranch insurance with a strong commitment to protect its customers.
PricePolicy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.Policy costs depend your personal situation. Visit American Family for a quote based on your specific needs.
States servedAll 50 states19
User satisfaction*AB+
J.D. Power ratings**3/5 on overall claims satisfaction4/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Travelers

Travelers

American Family

American Family

Good student 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver5-10% (55+, completed defensive driving course)
Good driver10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discountUp to 7.5%
MulticarUp to 8%
Military
HomeownerUp to 5%
Other discounts

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%

Loyalty discount Early-bird discount

Steer into Savings discount

Low mileage discount – Drive less than 7,500 miles per year

Teen Safe Driver discount – Enroll teen in free program

Young volunteer discount
– Under 25, 40+ hours per year volunteering for non-profit

Generational discount – 18-24 with a parent who is an American Family customer

KnowYourDrive discount – Up to 40% on your car insurance (based on evaluation during KnowYourDrive periods)


Vehicle discounts

Travelers

Travelers

American Family

American Family

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Auto safety equipment – 10-30%

Bottom line

If you don’t live in one of the 19 states where American Family provides coverage, then considering this company is a non-starter for you. But if you do, then this smaller insurance provider might be a winner. As always, keep your personal situation in mind when comparing the discounts the two offer.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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