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Compare Travelers vs American Family car insurance

Travelers vs American Family: which car insurance is right for you?


Fact checked

Although American Family Insurance might not be as well-known as Travelers, it is the 10th-largest insurance provider in the US. The company has been meeting drivers’ insurance needs for 90 years. American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection.

Like American Family, Travelers has been in the insurance business for quite some time. But unlike American Family, Travelers insures drivers in all 50 states. Both providers do well in customer service and offer affordable insurance through discounts.

So which one will you choose? That decision could be tough, but we’ve put together this comprehensive comparison to help making your decision easier.

Our top pick: Travelers

Travelers' five-step online guide takes the frustration out of building the perfect policy.

  • Financial strength
  • Multiple discounts
  • Friendly website with quick quotes
  • Access to agents
  • Save with multiple discounts
  • Instant quotes and access to agent support anytime
  • Available in 42 states


American Family


About the provider
About the brand Travelers' five-step online guide takes the frustration out of building the perfect policy. American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection.
States served
States served All states except AK, HI, KS, MI, ND, SD, WV, WY AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI


Roadside assistance
Roadside assistance Optional Optional
New car protection
New car protection Optional Yes
Accident forgiveness
Accident forgiveness Yes Yes
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes
Claims methods
Claims methods online
Payment schedule
Payment schedule monthly
12 months


Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes, up to 5% No
Military discount
Military discount No Yes
Multi car discount
Multi car discount Yes, up to 8% Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes, up to 10% Yes
Safe driver discount
Safe driver discount Yes, 10-23% Yes, up to 10%
Special employment discount
Special employment discount No No
Student discount
Student discount Yes, 8% Yes
Usage based discount
Usage based discount No Yes
Learn more
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Bottom line

If you don’t live in one of the 19 states where American Family provides coverage, then considering this company is a non-starter for you. But if you do, then this smaller insurance provider might be a winner. As always, keep your personal situation in mind when comparing the discounts the two offer.

Compare alternatives to Travelers and American Family

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Car Insurance Finder
All 50 states
Get your customized online car insurance quote from top brands near you. Answer 3 easy questions to see your top picks in seconds.
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

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