State Farm vs. The General: Compare rates and discounts

State Farm vs. The General

If you need car insurance, you might be considering State Farm and The General. These two providers have their similarities. State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. And The General is known for providing affordable insurance to high-risk drivers.

Both State Farm and The General have solid reputations for customer service. The General gets an A+ from the Better Business Bureau and State Farm a B+. With all of these things in common, it might be heard to choose. Take a look at our detailed comparison below, and you’ll be armed with the info you need to make your decision.

	State Farm	The General
About the provider	Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.	The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
Price	Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs.	Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States served	All 50 states	46
User satisfaction*	B+	A+
J.D. Power ratings**	3/5 on overall claims satisfaction	N/A
Driver discounts	View driver discounts	View driver discounts
Vehicle discounts	View vehicle discounts	View vehicle discounts
	Read Review	Read Review

* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study

Driver discounts

	State Farm	The General
Good student	Up to 25% (under 25). Additional discount if student is away from home and only using the car when back home.
Defensive driver
Good driver	3 years no moving violations or at-fault accidents
Pay in full discount
Multicar	Up to 20% (two or more vehicles in household)
Military
Homeowner
Other discounts	Driving training – Varies (all operators under 21 complete approved drivers education) Drive Safe & Safe – Enroll in the State Farm app
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Vehicle discounts

	State Farm	The General
Anti-theft device
Anti-lock brake
Passive restraints	Up to 40% (medical-related coverage, vehicle made in 1994 or later)
Air bag
Other discounts	Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)
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Bottom line

State Farm offers more discounts than The General, but if you don’t qualify for insurance through State Farm because of a poor driving history, The General is a solid option.