State Farm vs. The General: Compare rates and discounts

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If you need car insurance, you might be considering State Farm and The General. These two providers have their similarities. State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. And The General is known for providing affordable insurance to high-risk drivers.

Both State Farm and The General have solid reputations for customer service. The General gets an A+ from the Better Business Bureau and State Farm a B+. With all of these things in common, it might be heard to choose. Take a look at our detailed comparison below, and you’ll be armed with the info you need to make your decision.

	Read review	Read review
OVERVIEW			OVERVIEW
About the provider
About the brand	Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value.	Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
States served
States served	All 50 states	All states except Hawaii, Massachusetts, Michigan and New Jersey
COVERAGE			COVERAGE
Roadside assistance
Roadside assistance	Optional	No
New car protection
New car protection	No	No
Accident forgiveness
Accident forgiveness	Yes	No
Rideshare coverage
Rideshare coverage	Yes	Yes
SR-22 insurance
SR-22 insurance	Yes	Yes
Claims methods
Claims methods	Online Phone	Phone App
Payment schedule
Payment schedule	12 months 6 months Monthly	12 months monthly
DISCOUNTS			DISCOUNTS
Anti-theft device discount
Anti theft device discount	Yes	Yes
Bundling discount
Bundling discount	Yes	Yes
Home owner discount
Home owner discount	Yes	Yes
Military discount
Military discount	No	Yes
Multi car discount
Multi car discount	Yes, Up to 20%	Yes
Paid in full discount
Paid in full discount	Yes	Yes
Safety device discount
Safety device discount	Yes, up to 40%	Yes
Safe driver discount
Safe driver discount	Yes	No
Special employment discount
Special employment discount	No	No
Student discount
Student discount	Yes, Up to 25%	Yes
Usage based discount
Usage based discount	No	No
Learn more
Learn more	Read review	Read review

Bottom line

State Farm offers more discounts than The General, but if you don’t qualify for insurance through State Farm because of a poor driving history, The General is a solid option. Compare your car insurance options to find the best insurance company for you.

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