Our top pick: State Farm
- Service with a personal feel through dedicated agents
- Bundle multiple policies or vehicles to save up to 20%
- No. 1 for personal auto insurance by market share, suggesting satisfied customers
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
State Farm vs. The General: Compare rates and discounts
State Farm vs. The General
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
If you need car insurance, you might be considering State Farm and The General. These two providers have their similarities. State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. And The General is known for providing affordable insurance to high-risk drivers.
Both State Farm and The General have solid reputations for customer service. The General gets an A+ from the Better Business Bureau and State Farm a B+. With all of these things in common, it might be heard to choose. Take a look at our detailed comparison below, and you’ll be armed with the info you need to make your decision.
|
|
|
|---|---|
| Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. | Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month. |
| All 50 states | All states except Hawaii, Massachusetts, Michigan and New Jersey |
| Optional | Optional |
| Yes | No |
| Yes | No |
| Yes | No |
| Yes |
Yes |
| Online Phone |
Phone App |
| 12 months 6 months Monthly |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes, Up to 20% | Yes |
| Yes | Yes |
| Yes, up to 40% | Yes |
| Yes | No |
| No | No |
| Yes, Up to 25% | Yes |
| No | No |
|
|
|
Bottom line
State Farm offers more discounts than The General, but if you don’t qualify for insurance through State Farm because of a poor driving history, The General is a solid option. Compare your car insurance options to find the best insurance company for you.
Compare alternatives to State Farm and The General
More guides on Finder
-
Black unemployment rates by state
Finder analyzes which states have the highest and lowest rates of employment for Black and African Americans.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
-
Which US states are hit most often by hurricanes?
We took a stroll down hurricane alley to learn which states are the most at risk for being hit, what time of year is the most active and which violent storms cost the most.
-
Compare the best auto and renters insurance bundles
The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare RV rental insurance
Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
-
States with the strictest driving laws
If you’re relaxed behind the wheel, you’ll want to steer clear of these states with the strictest driving laws.
-
Compare the best bundling insurance companies for 2021
Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
-
Compare the best online car insurance companies
Compare the 5 best digital-focused car insurance companies.
-
Shopify vs. Square
Comparing Shopify and Square? Here’s how these services measure up.
-
Branch car insurance review Mar 2021
Branch auto insurance takes a community-focused approach with friend referral discounts.
Ask an Expert