State Farm vs. The General: Compare rates and discounts

State Farm vs. The General: Compare rates and discounts

State Farm vs. The General

If you need car insurance, you might be considering State Farm and The General. These two providers have their similarities. State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. And The General is known for providing affordable insurance to high-risk drivers.

Both State Farm and The General have solid reputations for customer service. The General gets an A+ from the Better Business Bureau and State Farm a B+. With all of these things in common, it might be heard to choose. Take a look at our detailed comparison below, and you’ll be armed with the info you need to make your decision.

Find the cheapest rates

Use our magical comparison tool to find providers offering the cheapest rates in your area.

Your information is secure.

State FarmState FarmThe GeneralThe General
AboutFounded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
PricePolicy costs depend your personal situation. Visit StateFarm for a quote based on your specific needs.Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States servedAll 50 states46
User satisfaction*B+A+
J.D. Power ratings**3/5 on overall claims satisfactionN/A
Driver discountsView driver discounts
Vehicle discountsView vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

State FarmState FarmThe GeneralThe General
Good studentUp to 25% (under 25). Additional discount if student is away from home and only using the car when back home.No
Defensive driverYesNo
Good driverYes (3 years no moving violations or at-fault accidents)No
Pay in full discountNoYes
Multi carUp to 20% (two or more vehicles in household)No
MilitaryNoNo
HomeownerNoNo
Other discounts
  • Driving training – Varies (all operators under 21 complete approved drivers education)
  • Drive Safe & Safe – Enroll in the State Farm app

Vehicle discounts

State FarmState FarmThe GeneralThe General
Anti-theft deviceYesNo
Anti-lock brakeNoNo
Passive restraintsUp to 40% (medical-related coverage, vehicle made in 1994 or later)No
Air bagYesNo
Other discountsVehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)

Bottom line

State Farm offers more discounts than The General, but if you don’t qualify for insurance through State Farm because of a poor driving history, The General is a solid option.

Find the cheapest rates

Use our magical comparison tool to find providers offering the cheapest rates in your area.

Your information is secure.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Go to site