State Farm vs. Nationwide: Which provider is better?

State Farm vs. Nationwide

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Nationwide ranks high in customer service, getting an A+ Superior rating from A.M. Best and an A from the Better Business Bureau. The company also offers roadside assistance and provides numerous discounts, making car insurance more affordable.

Like Nationwide, State Farm also gets a “good grade” from the Better Business Bureau – a solid B. As well, State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. But the similarities don’t stop there. State Farm too offers roadside assistance.

But with all of these things in common, which one do you choose? We’ve made it easier for you but comparing StateFarm and Nationwide side by side. Check out the pros and cons of each provider below and choose the one that’s right for you.

  • Excellent rating and top choice in the US
  • Full range of financial options
  • Available in 50 states

Our top pick: State Farm

Get personalized, one-on-one support to build your policy with your local agent. Start your policy today at 877-745-0232.

  • Excellent rating and top choice in the US
  • Full range of financial options
  • Available in 50 states
State Farm

State Farm

Nationwide

Nationwide

About the provider Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.. Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.
Price Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs. Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.
States served All 50 states 46
User satisfaction* B+ A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

State Farm

State Farm

Nationwide

Nationwide

Good student Up to 25% (under 25). Additional discount if student is away from home and only using the car when back home. Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver (3 years no moving violations or at-fault accidents) Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar Up to 20% (two or more vehicles in household)
Military
Homeowner
Other discounts Driving training – Varies (all operators under 21 complete approved drivers education)

Drive Safe & Safe – Enroll in the State Farm app

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

Nationwide Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies


Vehicle discounts

State Farm

State Farm

Nationwide

Nationwide

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints Up to 40% (medical-related coverage, vehicle made in 1994 or later) N/A
Air bag
Other discounts Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)

Bottom line

Neither company offers an overwhelming amount of discounts, but both have their pros and cons. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to State Farm and Nationwide

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

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