State Farm vs. Nationwide: Which provider is better?

State Farm vs. Nationwide

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Nationwide ranks high in customer service, getting an A+ Superior rating from A.M. Best and an A from the Better Business Bureau. The company also offers roadside assistance and provides numerous discounts, making car insurance more affordable.

Like Nationwide, State Farm also gets a “good grade” from the Better Business Bureau – a solid B. As well, State Farm provides its customers ways to save, with its Drive Safe & Save discount and a vehicle safety discount, among others. But the similarities don’t stop there. State Farm too offers roadside assistance.

But with all of these things in common, which one do you choose? We’ve made it easier for you but comparing StateFarm and Nationwide side by side. Check out the pros and cons of each provider below and choose the one that’s right for you.

  • Excellent rating and top choice in the US
  • Full range of financial options
  • Available in 50 states

Our top pick: State Farm

Get personalized, one-on-one support from your local State Farm agent. Start your policy today at 877-745-0232.

  • Excellent rating and top choice in the US
  • Full range of financial options
  • Available in 50 states
State Farm

State Farm

Nationwide

Nationwide

About the provider Founded in 1922, State Farm ranks as one of the top companies where cars and homes are insured. State Farm stands by its customers by striving to offer the best products and prices. The company is no stranger to the Fortune 500 list.. Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926.
Price Policy costs depend your personal situation. Visit State Farm for a quote based on your specific needs. Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs.
States served All 50 states 46
User satisfaction* B+ A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

State Farm

State Farm

Nationwide

Nationwide

Good student Up to 25% (under 25). Additional discount if student is away from home and only using the car when back home. Varies (full-time student, B average or higher, 16 to 24)
Defensive driver
Good driver (3 years no moving violations or at-fault accidents) Up to 10% (no at-fault accidents and free of major violations for at least 5 years)
Pay in full discount
Multicar Up to 20% (two or more vehicles in household)
Military
Homeowner
Other discounts Driving training – Varies (all operators under 21 complete approved drivers education)

Drive Safe & Safe – Enroll in the State Farm app

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

Nationwide Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies


Vehicle discounts

State Farm

State Farm

Nationwide

Nationwide

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints Up to 40% (medical-related coverage, vehicle made in 1994 or later) N/A
Air bag
Other discounts Vehicle safety discount – Up to 40% (medical-related coverage, vehicle made in 1994 or later)

Bottom line

Neither company offers an overwhelming amount of discounts, but both have their pros and cons. If neither one’s right for you, compare car insurance options to find the best policy for you.

Compare alternatives to State Farm and Nationwide

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

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