Progressive vs. Travelers: Discounts, savings and comparison

Progressive vs. Travelers: Discounts, savings and comparison

Progressive vs. Travelers

Progressive, the fourth-largest insurance company in the US, ranks high in customer satisfaction, getting an A+ from the Better Business Bureau. Like Progressive, Travelers also gets high marks from the BBB — a solid A. Both providers offer discounts. Progressive has a unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And Travelers offers a five-step guide to help you find the exact coverage you need at the lowest rate you’re eligible for.

With both customer satisfaction and affordable insurance rates, who should you choose between Progressive and Travelers? Take a look at our side by side comparison below to get the details you need to make a decision.

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ProgressiveProgressiveTravelersTravelers
About
AboutProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served
States servedAll 50 statesAll 50 states
User satisfaction*
User satisfaction*A+A
J.D. Power ratings**
J.D. Power ratings**3/5 on overall claims satisfaction3/5 on overall claims satisfaction
Driver discounts
Driver discountsView driver discounts
Vehicle discounts
Vehicle discountsView vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

ProgressiveProgressiveTravelersTravelers
Good student
Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Defensive driverYesNo
Good driver
Good driver31% (no tickets or accidents in the last three years)10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount
Pay in full discountYesUp to 7.5%
Multi car
Multi car10%Up to 8%
Military
MilitaryYesNo
Homeowner
HomeownerYesUp to 5%
Other discounts
Other discounts
  • Automatic bill pays – Varies
  • Sign documents online – 7% (not available in CA, GA, and NC)
  • Minor child driver – Varies (newly licensed child, 18 and under)
  • Continuous insurance – Maintained active car insurance with no gaps or cancellations
  • Continuous insurance discount – Up to 15% (no gaps in coverage)
  • EFT discount – 2-3% (pay through EFT or payroll deduction)
  • Good payer discount – Up to 15% (consistent payment on time)
  • Early quote discount – 3-10% (quote before your policy expires)
  • Driver training discount – Up to 8%

Vehicle discounts

ProgressiveProgressiveTravelersTravelers
Anti-theft device
Anti-theft deviceYesNo
Anti-lock brake
Anti-lock brakeYesNo
Passive restraints
Passive restraintsYesNo
Air bag
Air bagYesNo
Other discounts
Other discounts
  • Hybrid/electric vehicle – Up to 10%
  • New car – Up to 10% (car less than 3 years old)

Bottom line

If you’re looking for vehicle discounts, Progressive is the clear winner. It also offers the most driver discounts, but if those discounts to apply to you, then there’s no real cost savings. Keep in mind your personal situation, and you’ll make the right choice.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

Your information is secure.

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