Progressive vs. Travelers: Discounts, savings and comparison

Progressive vs. Travelers: Discounts, savings and comparison

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Progressive vs. Travelers

Progressive, the fourth-largest insurance company in the US, ranks high in customer satisfaction, getting an A+ from the Better Business Bureau. Like Progressive, Travelers also gets high marks from the BBB — a solid A. Both providers offer discounts. Progressive has a unique program called Snapshot, which allows customers to pay based on how well and how much they drive instead of just traditional factors. And Travelers offers a five-step guide to help you find the exact coverage you need at the lowest rate you’re eligible for.

With both customer satisfaction and affordable insurance rates, who should you choose between Progressive and Travelers? Take a look at our side by side comparison below to get the details you need to make a decision.

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Progressive

Progressive

Travelers

Travelers

About the providerProgressive is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Progressive for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
PricePolicy costs depend your personal situation. Visit Progressive for a quote based on your specific needs.Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States servedAll 50 statesAll 50 states
User satisfaction*A+A
J.D. Power ratings**3/5 on overall claims satisfaction3/5 on overall claims satisfaction
Driver discountsView driver discountsView driver discounts
Vehicle discountsView vehicle discountsView vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Progressive

Progressive

Travelers

Travelers

Good studentVaries (B’s or better. Additional discount if away at school, 100+ miles away and 22 or younger)8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Good driver31% (no tickets or accidents in the last three years)10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discountUp to 7.5%
Multicar10%Up to 8%
Military
HomeownerUp to 5%
Other discounts

Automatic bill pays — discount varies

Sign documents online — 7% (not available in CA, GA or NC)

Minor child driver — discount varies for those younger than 19 and newly licensed

Continuous insurance — must maintain active insurance with no gaps or cancellations

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%


Vehicle discounts

Progressive

Progressive

Travelers

Travelers

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Bottom line

If you’re looking for vehicle discounts, Progressive is the clear winner. It also offers the most driver discounts, but if those discounts to apply to you, then there’s no real cost savings. Keep in mind your personal situation, and you’ll make the right choice.

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Enter your ZIP code below and click Compare Now to start comparing and finding the best rate near you.

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