Our top pick: Liberty Mutual
- Get coverage with new car replacement or a lowering deductible fund
- Access convenient online tools for claims or coverage updates
- Rewards safe driving with low rates and accident forgiveness
Choosing between Liberty Mutal vs. Progressive may come down to their coverage and discount options. Progressive rewards drivers with a better variety of discounts and provides local agents. Liberty Mutual adds options Progressive doesn’t, like new and better car replacement.
Yet both Progressive and Liberty Mutual offer broad coverage options and serve a large number of customers. Neither company is highly rated for customer service.
With many similarities between these two big-name companies, you’ll need to compare Progressive and Liberty Mutual side by side to see which wins as your top choice.
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Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims. | Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. |
All 50 states | All 50 states |
Optional | Optional |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Yes |
Yes |
online phone |
Online Phone |
12 months 6 months |
12 months monthly |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Yes | Yes |
Yes, up to 10% | Yes |
Yes | Yes |
Yes | Yes |
Yes | Yes |
No | Yes |
Yes | Yes |
Yes | Yes |
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Liberty Mutual may be more established by a few years, but Progressive folds higher user satisfaction into more discounts for your autopay, minor child, vehicle safety features — and generally being an overall good driver. If neither one’s right for you, compare car insurance options to find the best policy for you.
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Cheap rates and local service sets this company apart, yet it has mixed customer reviews.