Nationwide vs. Travelers: Discounts, quotes, and comparison

Nationwide vs. Travelers: Discounts, quotes, and comparison

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Nationwide vs. Travelers

Nationwide and Travelers are both big names in the insurance industry. Nationwide was established in 1925, and Travelers has been around for an astounding 150+ years.

Both providers get an A from the Better Business Bureau and a 3 out of 5 rating from J.D. Power. And both offer discounts, making car insurance more affordable. With all of these things in common, choosing between the two can be tough. So we’ve lined up Nationwide and Travelers side by side in a comprehensive comparison to make the decision easier for you.

Find the cheapest rates

Compare the best car insurance companies near you.

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Nationwide

Nationwide

Travelers

Travelers

About the provider Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served 46 All 50 states
User satisfaction* A A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Nationwide

Nationwide

Travelers

Travelers

Good student Varies (full-time student, B average or higher, 16 to 24) 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver
Good driver Up to 10% (no at-fault accidents and free of major violations for at least 5 years 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 7.5%
Multicar Up to 8%
Military
Homeowner Up to 5%
Other discounts

Multi policy discount – Up to 20%

SmartRide discount – 5-40% (usage based discount using plug-in device)

Nationwide Family Plan – Up to 25%

Easy-Pay sign-up discount

Affinity car insurance discounts – For members of partner business or organization

Paperless documents discount – Varies

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%


Vehicle discounts

Nationwide

Nationwide

Travelers

Travelers

Anti-theft device Varies (factory-installed deterrents)
Anti-lock brake
Passive restraints N/A
Air bag
Other discounts

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

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Bottom line

Both Travelers and Nationwide provide ways to cut costs. It comes down to choosing the provider that offers the discounts that apply to your personal situation.

Find the cheapest rates

Compare the best car insurance companies near you.

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