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Nationwide vs. Direct Auto: Compare rates and discounts
Nationwide vs. Direct Auto
One of the top 10 providers in the country, Nationwide has been insuring drivers since 1926. Unlike Nationwide, Direct Auto is fairly new to the auto insurance industry. They also only provide insurance in 13 states.
If you look closer, you’ll find even more differences between Direct Auto and Nationwide. Nationwide gets an A in user satisfaction from the Better Business Bureau, while Direct Auto gets consistently poor reviews from consumers and an F from the BBB.
In light of all of these negatives, you might be wondering why you should even consider Direct Auto. The company’s saving grace might be that it provides coverage for high-risk drivers. If you find yourself in this situation, Direct Auto might be an option.
Take a look at our detailed comparison below to find out which provider is right for you.
- A.M. Best A+ Superior rating
- On Your Side Auto Repair Network
- Plenti rewards program
Our top pick: Nationwide
Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service.
- A.M. Best A+ Superior rating
- On Your Side Auto Repair Network
- Plenti rewards program
 Nationwide |
 Direct Auto |
|
|---|---|---|
| About the provider | Nationwide is not just an auto insurance company, it is also one of the largest financial services companies in America. Its flexible options and member resources are among a few of the reasons people have chosen Nationwide since 1926. | Founded in 1991, Direct Auto Insurance offers low-cost insurance policies to “nonstandard” drivers — also known as high-risk drivers — who might have a hard time finding coverage elsewhere. But beware, the company gets very poor reviews and only services 13 states. |
| Price | Policy costs depend your personal situation. Visit Nationwide for a quote based on your specific needs. | Policy costs depend your personal situation. Visit Direct Auto for a quote based on your specific needs. |
| States served | 46 | 13 |
| User satisfaction* | A | F |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | N/A |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Nationwide |
Direct Auto |
|
|---|---|---|
| Anti-theft device | Varies (factory-installed deterrents) | N/A |
| Anti-lock brake | N/A | |
| Passive restraints | N/A | N/A |
| Air bag | N/A | |
| Other discounts | ||
Bottom line
Nationwide’s solid reputation makes it the better choice, but if you don’t qualify for coverage through Nationwide, you might want to consider Direct Auto. Compare your car insurance options to find the best insurance company for you.
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