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Mercedes-Benz S-Class insurance rates

Average S-Class insurance cost? $376. But style doesn’t have to mean sky-high rates — see Geico.

Top car insurers for Mercedes-Benz S-ClassCompare companies
How much does insurance cost? See sample rates

The average cost of car insurance for a 2021 Mercedes-Benz S-Class is $375.63 a month —or $4,507.56 a year. However, your actual costs depend on your driving history, car model, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Gabi
Optional
Optional
Yes
All 50 states except AK & HI
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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Mercedes-Benz S-Class car insurance rates

We pulled Mercedes-Benz S-Class car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Mercedes-Benz S-Class is $375.63. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Mercedes-Benz S-Class$208.93$156.11$254.78$251.00$217.71
2016 Mercedes-Benz S-Class$240.77$203.18$331.05$416.08$297.77
2021 Mercedes-Benz S-Class$374.46$207.27$463.47$457.30$375.63

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Why is insurance so expensive for the Mercedes-Benz S-Class?

The Mercedes-Benz S-Class costs more to insure because it’s a high priced luxury vehicle that requires premium parts and service. Also, this car falls on the top 10 list for most stolen luxury cars adding another layer of risk for insurers.

About the Mercedes-Benz S-Class

The Mercedes-Benz S-Class has been around since 1972 and is currently in its sixth generation. The super luxury car is known for its strong engine options, premium interior and excellent performance. The car is available in a sedan, coupe and convertible style.

Mercedes-Benz S-Class money-saving safety features

You could save money on car insurance for your Mercedes-Benz S-Class if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Mercedes-Benz S-Class?

The Mercedes-Benz S-Class has not been evaluated by the National Highway Traffic Safety Administration or the Insurance Institute for Highway Safety for safety ratings.

The latest model of the Mercedes-Benz S-Class include antilock brakes, stability control and overhead airbags.

From 2009 to 2012, there were over 160 models stolen, according to the National Insurance Crime Bureau (NICB). The car is ranked number 10 in the NICB’s list of the Top 10 Most Stolen Luxury Cars.

How does the Mercedes-Benz S-Class compare to other car models?

From a price standpoint, the Mercedes-Benz S-Class ranks right in the middle of our list of the 360 priciest car models to insure.

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