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Mercedes-Benz S-Class insurance rates
Average S-Class insurance cost? $376. But style doesn’t have to mean sky-high rates — see Geico.
The average cost of car insurance for a 2021 Mercedes-Benz S-Class is $375.63 a month —or $4,507.56 a year. However, your actual costs depend on your driving history, car model, location and other factors.
We pulled Mercedes-Benz S-Class car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Mercedes-Benz S-Class is $375.63. However, an older model may score you lower rates.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Mercedes-Benz S-Class | $208.93 | $156.11 | $254.78 | $251.00 | $217.71 |
| 2016 Mercedes-Benz S-Class | $240.77 | $203.18 | $331.05 | $416.08 | $297.77 |
| 2021 Mercedes-Benz S-Class | $374.46 | $207.27 | $463.47 | $457.30 | $375.63 |
How we got these rates
Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Your rates may be different based on details such as your zip, location, job type, annual mileage and more.
Get the cheapest quotes for your Mercedes-Benz S-Class
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Why is insurance so expensive for the Mercedes-Benz S-Class?
The Mercedes-Benz S-Class costs more to insure because it’s a high priced luxury vehicle that requires premium parts and service. Also, this car falls on the top 10 list for most stolen luxury cars adding another layer of risk for insurers.
About the Mercedes-Benz S-Class
The Mercedes-Benz S-Class has been around since 1972 and is currently in its sixth generation. The super luxury car is known for its strong engine options, premium interior and excellent performance. The car is available in a sedan, coupe and convertible style.
Mercedes-Benz S-Class money-saving safety features
You could save money on car insurance for your Mercedes-Benz S-Class if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Mercedes-Benz S-Class?
The Mercedes-Benz S-Class has not been evaluated by the National Highway Traffic Safety Administration or the Insurance Institute for Highway Safety for safety ratings.
The latest model of the Mercedes-Benz S-Class include antilock brakes, stability control and overhead airbags.
From 2009 to 2012, there were over 160 models stolen, according to the National Insurance Crime Bureau (NICB). The car is ranked number 10 in the NICB’s list of the Top 10 Most Stolen Luxury Cars.
How does the Mercedes-Benz S-Class compare to other car models?
From a price standpoint, the Mercedes-Benz S-Class ranks right in the middle of our list of the 360 priciest car models to insure.
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