Mercedes-Benz S-Class insurance rates

The average insurance costs for a Mercedes-Benz S-Class is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

• Broad coverage, including for custom car parts or ridesharing
• Transparent pricing tools that help you buy within budget
• Accident forgiveness on small claims or for staying claim-free
• Stack a variety of discounts for multiple cars, autopay or homeownership

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Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Clearcover		Optional			Yes	AZ, CA, IL, LA, OH, TX, UT and WI	Get instant online support and score a low rate thanks to online data that sets premiums automatically.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford		Optional			Yes	All 50 states & DC	Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
EverQuote		Optional			Yes	All 50 states	Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.	Get quotes	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Branch		Optional			No	AZ, MO, IL, OH and TX	Benefit from this online-based startup’s steep savings and convenient online quotes and claims.	Get quotes More Info	Compare	loading Fetching your data...

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Why is insurance so expensive for the Mercedes-Benz S-Class?

The Mercedes-Benz S-Class costs more to insure because it’s a high priced luxury vehicle that requires premium parts and service. Also, this car falls on the top 10 list for most stolen luxury cars adding another layer of risk for insurers.

Mercedes-Benz S-Class car insurance rates

A 2017 Mercedes-Benz S-Class starts at a base price of $96,600. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 2.7%.

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Mercedes-Benz S-Class
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • The Mercedes-Benz S-Class’s model year
  • The vehicle’s trim
  • The amount of coverage you need
  • The estimated miles your drive in a year
  • The vehicle’s safety and anti-theft features
  • The driver’s credit score
  • The driver’s location
  • The driver’s age
  • The driver’s driving history in the past five years
  • The driver’s marital status
  • Your (or the driver’s) gender
  • Whether the driver rents, leases or owns the vehicle

About the Mercedes-Benz S-Class

The Mercedes-Benz S-Class has been around since 1972 and is currently in its sixth generation. The super luxury car is known for its strong engine options, premium interior and excellent performance. The car is available in a sedan, coupe and convertible style.

Mercedes-Benz S-Class money-saving safety features

You could save money on car insurance for your Mercedes-Benz S-Class if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Mercedes-Benz S-Class?

The Mercedes-Benz S-Class has not been evaluated by the National Highway Traffic Safety Administration or the Insurance Institute for Highway Safety for safety ratings.

The latest model of the Mercedes-Benz S-Class include antilock brakes, stability control and overhead airbags.

From 2009 to 2012, there were over 160 models stolen, according to the National Insurance Crime Bureau (NICB). The car is ranked number 10 in the NICB’s list of the Top 10 Most Stolen Luxury Cars.

How does the Mercedes-Benz S-Class compare to other car models?

From a price standpoint, the Mercedes-Benz S-Class ranks right in the middle of our list of the 360 priciest car models to insure.

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