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Mercedes-Maybach S 650 Cabriolet car insurance rates

Limited production and luxury means higher insurance rates.

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Mercedes Maybach S 650 Cabriolet car

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This sleek convertible packs luxury value into its frame and high-powered engine that brings $814 per month or $9,768 a year for insurance. Although the cost is thousands more than average cars, it compares well with other luxury rides, like the Ferrari 488 Spider at $10,416 a year.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare car insurance for your Mercedes-Maybach S 650 Cabriolet

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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How much does Maybach S 650 Cabriolet car insurance cost?

ModelMonthly insurance rateBase car price
AMG GT$220.00$111,200
B250e$220.00$39,900
C-Class$220.00$39,500
CLA-Class$152.00$32,400
CLS-Class$152.00$74,850
E-Class$220.00$52,150
G-Class$220.00$122,400
GLA-Class$227.00$32,850
GLC-Class$220.00$39,150
GLE-Class$227.00$52,000
GLS-Class$227.00$67,050
Maybach s650$814$250,000
Metris$220$25,995
S-Class$229$96,600
SL-Class$140$86,950
SLC-Class$220$47,950
Sprinter$227$32,495

How do I compare insurance for the Maybach S 650 Cabriolet?

This exclusive luxury car might require extra care and coverage to protect your pride and joy, driving up your premium. Plus, its stylish convertible top also poses more safety risk during an accident.

  • Body type. This luxury car sports a sleek convertible body, making it stylish but a bit less safe than hardtop cars.
  • Fuel. At 16 mpg for combined city and highway driving, this car isn’t built for its fuel economy.
  • Theft. The Mercedes-Benz S-Class models include several reports of theft that range between one and three per 1,000. However, this exclusive car is likely to have few theft reports due to its limited production.
  • Maintenance. This car’s European parts and limited production may mean higher maintenance and repair costs. You might also pay more if you choose a specialist repair shop for your exclusive car.
  • Coverage. Due to this car’s top price tag and specialty design, you might opt for luxury car insurance to receive agreed value coverage and higher maximums. In addition, consider uninsured/underinsured motorist, comprehensive, umbrella and loan or lease gap insurance for added protection.
  • Insurer options. You might find yourself limited to luxury car insurance providers, which could drive your premium higher.
  • Warranty. Each new Mercedes-Benz comes with a four-year, 50,000-mile basic warranty and roadside assistance, including towing and trip interruption.

Does the Mercedes-Maybach S 650 Cabriolet qualify for discounts?

This car may have high coverage needs with an insurance premium to match, but it does include several discountable safety features:

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Anti whiplash restraints
  • Seatbelt pretensioners
  • Stability control

Why is insurance so high for the Maybach S 650 Cabriolet?

This Maybach model warrants higher rates for several reasons:

  • High MSRP. This car’s base price starts out around $250,000, making it risky for your insurance company.
  • Limited production. Mercedes-Benz kept this model exclusive with only 75 out of 300 cars manufactured for the US.
  • Convertible top. A dropdown top automatically bumps up insurance rates due to added safety risk.
  • Luxury car insurance. Opting for specialty insurance comes with an understandably higher cost.
  • Powerful engine. This convertible offers a zippy maximum speed of 155 mph with its turbocharged V-12, 621-horsepower engine in exchange for higher insurance premiums.

Why is insurance so expensive for the Mercedes-Benz Maybach S650 Cabriolet?

The Mercedes-Benz Maybach S650 Cabriolet costs more to insure because it boasts a high powered engine made for speed and power categorizing it as high-risk. Also, limited production and a specialty design make for high priced parts and labor.

How reliable is the Mercedes-Maybach S 650 Cabriolet?

This specific car offers little information on its safety and reliability. However, Mercedes-Benz includes high safety ratings and few reported problems for most of its other models.

  • Safety. Although top safety organizations haven’t rated this model, other Mercedes-Benz vehicles have received top marks.
  • Reliability. This car is a recent, limited production model, meaning it has little information about its reliability. However, most Mercedes-Benz cars include few reported problems.
  • Recalls. The Maybach S 650 Cabriolet has no recalls to date, suggesting the car’s solid remake of older Maybach models.

Bottom line

The Maybach S 650 Cabriolet brings high rates because of its exclusive make, convertible top and coverage needs. However, paying extra for a specialty policy may be worth the added protection for your rare ride.

Find insurance providers that offer the luxury car protection you need. Still looking around? Compare rates for another make or model.

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