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Mercedes-Benz E-Class insurance rates

Average 2021 E-Class insurance cost? $237. Cheapest rate: $172. Style costs unless you shop around.

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We pulled Mercedes-Benz E-Class car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Mercedes-Benz E-Class is $236.63 — or $2,839.56 annually. However, your actual costs depend on your driving history, age, location and other factors. And an older model may score you lower rates depending on your model’s options and features.

ProgressiveGeicoState FarmFarmersAverage
2011 Mercedes-Benz E-Class$153.58$126.23$199.42$222.95$175.55
2016 Mercedes-Benz E-Class$175.92$146.43$256.88$230.83$202.52
2021 Mercedes-Benz E-Class$226.60$172.43$284.01$263.47$236.63

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may differ based on details such as your ZIP, location, job type, annual mileage and more.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
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Why is insurance so expensive for the Mercedes-Benz E-Class?

The Mercedes-Benz E-Class is a premium vehicle with an expensive MSRP, making it more expensive to insure. This vehicle also makes the top 10 list for the most stolen luxury vehicle, raising its vulnerability in the eyes of insurers.

Mercedes-Benz E-Class money-saving safety features

You could save money on car insurance for your Mercedes-Benz E-Class if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Enhanced antitheft system
  • Antiwhiplash head restraints

How safe is the Mercedes-Benz E-Class?

The Mercedes-Benz E-Class has been evaluated by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Mercedes-Benz E-Class earned a 5-Star Overall Safety Rating from the NHTSA. The car scored 5 stars, the highest rating in all NHTSA crash tests.

The latest model of the Mercedes-Benz E-Class include antilock brakes, stability control and front, side, overhead and knee airbags plus antiwhiplash engineering.

From 2009 to 2012, approximately 381 Mercedes-Benz E-Class sedans were stolen according to the National Insurance Crime Bureau (NCIB). The car is placed as number four in the NCIB’s list of the Top 10 Most Stolen Luxury Cars.

How does the Mercedes-Benz E-Class compare to other car models?

From a price standpoint, the Mercedes-Benz E-Class ranks right in the middle of our list of the 360 priciest car models to insure.

About this vehicle

The Mercedes-Benz E-Class E 350 model comes equipped with a 2.0-liter inline 4-turbo engine capable of reaching zero to 60 in 6.1 seconds backed by 255 horsepower, and a base price starting at $54,950. And if you want to beef that up with any significance, then you’ll have to go to the E 450 4matic sedan. It boasts a 362-horsepower, 3.0-liter inline 6-turbo engine with mild hybrid drive engine that delivers a top speed of 155 mph.

Or, if speed, high style and ultimate luxury are your bag, then look at the AMG E 53 sedan. This sleek, sophisticated machine comes with a triple-boosted 429-horsepower quick-shifting 9-speed automatic transmission under the hood that crushes zero to 60 in 4.1 seconds. And at a starting price of $75,000, get ready to dig deep as Mercedes-Benz upgraded features will cost you dearly.

The 2021 E 53 has yet to get its crash tests by NHTSA or the Insurance Institute for Highway Safety (IIHS), but driver-assisted technology like automated emergency braking and blind-spot monitoring are part of the E 53 package. But it gets an extra safety boost with newly added features that include:

  • Adaptive cruise control with stop-and-go technology.
  • Lane-departure warning and lane-keeping assist.
  • Automatic high-beam headlamps.

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