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Mercedes-Benz E-Class insurance rates

Average 2021 E-Class insurance cost? $237. Cheapest rate: $172. Style costs unless you shop around.

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We pulled Mercedes-Benz E-Class car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mercedes-Benz E-Class is $236.63 — or $2,839.56 annually. However, your actual costs depend on your driving history, age, ZIP, annual mileage and other factors. And an older model may score you lower rates depending on your model’s options and features.

ProgressiveGeicoState FarmFarmersAverage
2011 Mercedes-Benz E-Class$153.58$126.23$199.42$222.95$175.55
2016 Mercedes-Benz E-Class$175.92$146.43$256.88$230.83$202.52
2021 Mercedes-Benz E-Class$226.60$172.43$284.01$263.47$236.63

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
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Why is insurance so expensive for the Mercedes-Benz E-Class?

The Mercedes-Benz E-Class is a premium vehicle with an expensive MSRP, making it more expensive to insure. This vehicle also makes the top 10 list for the most stolen luxury vehicle, raising its vulnerability in the eyes of insurers.

Mercedes-Benz E-Class money-saving safety features

You could save money on car insurance for your Mercedes-Benz E-Class if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Enhanced antitheft system
  • Antiwhiplash head restraints

How safe is the Mercedes-Benz E-Class?

The Mercedes-Benz E-Class has been evaluated by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Mercedes-Benz E-Class earned a 5-Star Overall Safety Rating from the NHTSA. The car scored 5 stars, the highest rating in all NHTSA crash tests.

The latest model of the Mercedes-Benz E-Class include antilock brakes, stability control and front, side, overhead and knee airbags plus antiwhiplash engineering.

From 2009 to 2012, approximately 381 Mercedes-Benz E-Class sedans were stolen according to the National Insurance Crime Bureau (NCIB). The car is placed as number four in the NCIB’s list of the Top 10 Most Stolen Luxury Cars.

How does the Mercedes-Benz E-Class compare to other car models?

From a price standpoint, the Mercedes-Benz E-Class ranks right in the middle of our list of the 360 priciest car models to insure.

About this vehicle

The Mercedes-Benz E-Class E 350 model comes equipped with a 2.0-liter inline 4-turbo engine capable of reaching zero to 60 in 6.1 seconds backed by 255 horsepower, at a base price of $54,950. And if you want to beef that up with any significance, then you’ll have to go to the E 450 4matic sedan. It boasts a 362-horsepower, 3.0-liter inline 6-turbo engine with mild hybrid drive engine that delivers a top speed of 155 mph.

Or, if speed, high style and ultimate luxury are your bag, then look at the AMG E 53 sedan. This sleek, sophisticated machine comes with a triple-boosted 429-horsepower quick-shifting 9-speed automatic transmission under the hood that crushes 0 to 60 in 4.1 seconds. And at a starting price of $75,000, get ready to dig deep as Mercedes-Benz upgraded features will cost you dearly.

The 2021 E 53 has yet to get its crash tests by NHTSA or the Insurance Institute for Highway Safety (IIHS), but driver-assisted technology like automated emergency braking and blind-spot monitoring are part of the E 53 package. But it gets an extra safety boost with newly added features that include:

  • Adaptive cruise control with stop-and-go technology.
  • Lane-departure warning and lane-keeping assist.
  • Automatic high-beam headlamps.
    Roslyn McKenna's headshot
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    Publisher

    Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full bio

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