We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mercedes-Benz C-Class is $231.54 — or $2,778.48 annually. However, your actual costs depend on your driving history, age, location and other factors. And some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2011 Mercedes-Benz C Class
$144.08
$117.21
$202.43
$290.98
$188.68
2016 Mercedes-Benz C Class
$140.25
$127.94
$225.87
$305.28
$199.84
2021 Mercedes-Benz C Class
$164.08
$150.48
$262.24
$349.35
$231.54
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
Why is insurance so expensive for the Mercedes-Benz C-Class?
The Mercedes-Benz C-Class costs more to insure because it’s a high-dollar vehicle with higher repair costs to match after an accident. Also, this vehicle is considered one of the top most-stolen luxury cars making it a high-risk to insure.
How safe is the Mercedes-Benz C-Class?
The Mercedes-Benz C-Class has been evaluated by the National Highway Traffic Safety Administration (NHTSA) and received a 5-Star Overall Safety Rating — the highest — for the rollover crash test, with 5 stars for the side-impact test and 4 stars for the frontal crash and rollover tests. The Insurance Institute for Highway Safety (IIHS) named the Mercedes-Benz C-Class as its Top Safety Pick. It scored the highest rating, for all IIHS crash tests.
From 2009 to 2012, there were 485 Mercedes-Benz C-Class vehicles stolen, according to the National Insurance Crime Bureau (NCIB). The organization listed the Mercedes-Benz C-Class as the top most stolen luxury car.
How does the Mercedes-Benz C-Class compare to other car models?
From a pricing standpoint, the Mercedes-Benz C-Class ranks right in the middle of our list of the 360 priciest car models to insure. Learn the price of other car brands and models.
About this car
This small luxury car happens to be Mercedes’ best-selling vehicle, selling 10.5 million units since 1982. And it’s come a long way since then, with 2022 offering a full, newly redesigned ride with tons of fresh features at a cool base price of$41,600.
The most major updates are in the cabin with an 11.9-inch touchscreen using Mercedes’ latest MBUX software — and more processing power — in the dash, similar to the 2021 S-class. Tactile controls give drivers control over audio volume, camera view, drive mode, hazard lights and vehicle settings
Under the hood you’ll find a 2.0-liter 255-horsepower inline4-turbo engine spiked with a 48-volt hybrid system that temporarily kicks up your power by 20 extra horses. Coupled with its 9-speed rear-wheel drive transmission you’ll get a zero to 60 acceleration speed of 5.6 seconds. With 25 mpg for city driving and 33 mpg on the highway, expect a range of almost 600 miles on a full tank.
The 2022 Mercedes-Benz C-Class includes safety features like antilock brakes, stability control and overhead airbags plus:
Driver drowsiness and blind-spot monitoring.
Standard automated emergency braking with pedestrian detection.
Available lane-departure warning with lane-keeping assist.
Available adaptive cruise control with semi-autonomous driving mode.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Advertiser Disclosure
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
