Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Mercedes-Benz C-Class insurance rates

Average insurance cost for the C-Class? $232. But no worries, you can go cheaper by shopping around.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Mercedes-Benz C-Class is $231.54 — or $2,778.48 annually. However, your actual costs depend on your driving history, age, location and other factors. And some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Mercedes-Benz C Class$144.08$117.21$202.43$290.98$188.68
2016 Mercedes-Benz C Class$140.25$127.94$225.87$305.28$199.84
2021 Mercedes-Benz C Class$164.08$150.48$262.24$349.35$231.54

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
loading

Get the cheapest quotes for your Mercedes Benz C Class

Enter your zip code to compare providers in your area.

Your information is secure

Why is insurance so expensive for the Mercedes-Benz C-Class?

The Mercedes-Benz C-Class costs more to insure because it’s a high-dollar vehicle with higher repair costs to match after an accident. Also, this vehicle is considered one of the top most-stolen luxury cars making it a high-risk to insure.

How safe is the Mercedes-Benz C-Class?

The Mercedes-Benz C-Class has been evaluated by the National Highway Traffic Safety Administration (NHTSA) and received a 5-Star Overall Safety Rating — the highest — for the rollover crash test, with 5 stars for the side-impact test and 4 stars for the frontal crash and rollover tests. The Insurance Institute for Highway Safety (IIHS) named the Mercedes-Benz C-Class as its Top Safety Pick. It scored the highest rating, for all IIHS crash tests.

From 2009 to 2012, there were 485 Mercedes-Benz C-Class vehicles stolen, according to the National Insurance Crime Bureau (NCIB). The organization listed the Mercedes-Benz C-Class as the top most stolen luxury car.

How does the Mercedes-Benz C-Class compare to other car models?

From a pricing standpoint, the Mercedes-Benz C-Class ranks right in the middle of our list of the 360 priciest car models to insure. Learn the price of other car brands and models.

About this car

This small luxury car happens to be Mercedes’ best-selling vehicle, selling 10.5 million units since 1982. And it’s come a long way since then, with 2022 offering a full, newly redesigned ride with tons of fresh features at a cool base price of $41,600.

The most major updates are in the cabin with an 11.9-inch touchscreen using Mercedes’ latest MBUX software — and more processing power — in the dash, similar to the 2021 S-class. Tactile controls give drivers control over audio volume, camera view, drive mode, hazard lights and vehicle settings

Under the hood you’ll find a 2.0-liter 255-horsepower inline4-turbo engine spiked with a 48-volt hybrid system that temporarily kicks up your power by 20 extra horses. Coupled with its 9-speed rear-wheel drive transmission you’ll get a zero to 60 acceleration speed of 5.6 seconds. With 25 mpg for city driving and 33 mpg on the highway, expect a range of almost 600 miles on a full tank.

The 2022 Mercedes-Benz C-Class includes safety features like antilock brakes, stability control and overhead airbags plus:

  • Driver drowsiness and blind-spot monitoring.
  • Standard automated emergency braking with pedestrian detection.
  • Available lane-departure warning with lane-keeping assist.
  • Available adaptive cruise control with semi-autonomous driving mode.

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site