Our top pick: Liberty Mutual
- Get coverage with new car replacement or a lowering deductible fund
- Access convenient online tools for claims or coverage updates
- Rewards safe driving with low rates and accident forgiveness
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Liberty Mutual vs. Nationwide: Which company is right for you?
Compare Liberty Mutual vs. Nationwide car insurance
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Founded in 1912, Liberty Mutual is the nation’s seventh-largest insurance brand. It gets an outstanding A+ from the Better Business Bureau, but only a 2 out of 5 from J.D. Powers in overall satisfaction with claims. With an insurance policy through Liberty Mutual, you can expect benefits, coverage options and discounts — all at an affordable price. Roadside assistance is also included.
Like Liberty Mutual, Nationwide also receives high marks from the BBB, and gets a 3 out of 5 from J.D. Powers. Nationwide also offers many discounts, including a safe driver discount and a multi-car discount, among others. Because of the similarities between Liberty Mutual and Nationwide, picking the right one can be tough. That’s why we’ve lined up the two insurance providers side by side in this comprehensive comparison to make your decision easier.
|
|
|
|---|---|
| Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. | Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. |
| All 50 states | All states except AK, HI, LA, MA |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes |
Yes |
| Online Phone |
Online Phone |
| 12 months monthly |
12 months 6 months Monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes | No |
| Yes | No |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes | Yes |
| Yes | Yes, 5-40% |
|
|
|
Bottom line
Both Liberty Mutual and Nationwide do well in customer satisfaction, and they both offer discounts. It comes down to which discounts apply to your personal situation. Unlike Nationwide, Liberty offers a multi-car discount. So if you need to insure more than one car, Liberty might come out ahead for you. But if you’re looking for a defensive driver discount, take a look at Nationwide.
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