Our top pick: Liberty Mutual
- Get coverage with new car replacement or a lowering deductible fund
- Access convenient online tools for claims or coverage updates
- Rewards safe driving with low rates and accident forgiveness
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Liberty Mutual vs. AAA: Which provider is right for you?
Liberty Mutual vs. AAA
Liberty Mutual and AAA are well-known companies, but not everyone realizes AAA also provides car insurance, not just roadside assistance and travel discounts.
Liberty Mutual makes the process of purchasing car insurance understandable and easy. The website includes ways to get quotes, check coverage mandates by state, and even help identify what exactly you need from your car insurance. They get an A+ from the Better Business Bureau and provide discounts, making car insurance more affordable.
You’ll need a membership to get coverage through AAA, which adds to the cost of your insurance. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
If you’re trying to decide between Liberty Mutual and AAA, check out our comprehensive comparison below to get the info you need to make your decision.
|
|
|
|---|---|
| Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. | Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY. |
| All 50 states & DC |
AK, AZ, CA, MT, NV, UT and WY |
| Optional | Included free |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Online Phone |
online phone |
| 12 months monthly |
12 months 6 months monthly |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes, up to 37% |
| Yes | No |
| Yes | Yes, up 27% |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes, up to 20% |
| Yes | No |
| Yes | Yes, up to 14% |
| Yes | No |
|
|
|
Bottom line
If you want the benefits that come with a AAA membership, getting car insurance through AAA might be a good choice for you. But if your only concern is cost, you might come out ahead with Liberty Mutual. If neither one’s right for you, compare car insurance options to find the best policy for you.
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