Geico vs. USAA
The second-largest insurance company in the US, Geico provides discounts for members of the military and for those who need to insure more than one car. If those two situations don’t apply to you, don’t worry; there are many more discounts to be had. And its award-winning app puts help at your fingertips.
Founded in 1922, like Geico, USAA also serves members of the military. They offer competitive rates on car insurance and have a great reputation for customer service. And there are many discounts to take advantage of.
With similarities between Geico and USAA, how do you pick the right provider? Make it easier with this side by side comparison of the two.
|About the provider||Geico is a household name and one of the largest car insurance companies in the US. Since its origins in 1937, customers have been flocking to Geico for their insurance needs. It also offers discounts via Snapshot, a usage-based insurance program.||Operating since 1922, USAA is a company that deals primarily with military members and their families. It offers a wide array of products ranging from car insurance, homeowners insurance, banking, investing and more.|
|Price||Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs.||Policy costs depend your personal situation. Visit USAA for a quote based on your specific needs.|
|States served||All 50 states||All 50 states|
|J.D. Power ratings**||3/5 on overall claims satisfaction||5/5 on overall claims satisfaction|
|Driver discounts||View driver discounts||View driver discounts|
|Vehicle discounts||View vehicle discounts||View vehicle discounts|
* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study
If you are a current or past member of the military, it’s hard to argue against USAA, especially considering its stellar ratings and its extension of coverage to family members. But don’t count Geico out. Geico offers a military discount, and when you add up all of the other discounts that Geico has to offer, they just might come out ahead.