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Geico vs Nationwide car insurance
Geico vs Nationwide: Who has better car insurance?
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Insurance giant Geico is the second-largest insurance company in the US. Geico prides itself on its streamlined process of purchasing car insurance, making it easy, quick and affordable. And its innovative app allows you to view your policy, submit a claim or even find the cheapest gas in your area.
Like Progressive, Nationwide also offers affordable car insurance through its numerous discounts, including a safe driver discount and a multi-car discount, among others. And it’s not far behind Geico, coming in as the eighth-largest insurance provider.
If cost is your number one factor, Geico may offer the lowest rates, but get a quote from both companies before you make your decision.
|
|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. |
| All 50 states | All states except AK, HI, LA, MA |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes |
Yes |
| Online Phone Agent |
Online Phone |
| 12 months 6 months custom |
12 months 6 months Monthly |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | No |
| Yes, up to 15% | No |
| Yes, up to 25% | No |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes, Varies by state | Yes |
| Yes | No |
| Yes, up to 15% | Yes |
| No | Yes, 5-40% |
|
|
|
Bottom line
Geico offers more discounts, but Nationwide isn’t far behind. And if those specific discounts don’t apply to your situation, then there’s no real benefit to you. If neither one’s right for you, compare car insurance options to find the best policy for you.
Compare alternatives to Geico and Nationwide
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