Managing Money In A Crisis
Weekly tips sent straight to your inbox
Guides
Vehicle Guides
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Geico vs Nationwide car insurance
Geico vs Nationwide: Who has better car insurance?
Insurance giant Geico is the second-largest insurance company in the US. Geico prides itself on its streamlined process of purchasing car insurance, making it easy, quick and affordable. And its innovative app allows you to view your policy, submit a claim or even find the cheapest gas in your area.
Like Progressive, Nationwide also offers affordable car insurance through its numerous discounts, including a safe driver discount and a multi-car discount, among others. And it’s not far behind Geico, coming in as the eighth-largest insurance provider.
If cost is your number one factor, Geico may offer the lowest rates, but get a quote from both companies before you make your decision.
|
|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | Nationwide is among the nation’s top ten car insurance providers, offering the full range of service and a promise to be “on your side” with stellar service. |
| All 50 states | All states except AK, HI, LA, MA |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | No |
| Yes |
Yes |
| Online Phone Agent |
Online Phone |
| 12 months 6 months custom |
12 months 6 months Monthly |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | No |
| Yes, up to 15% | No |
| Yes, up to 25% | No |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes, Varies by state | Yes |
| Yes | No |
| Yes, up to 15% | Yes |
| No | Yes, 5-40% |
|
|
|
Bottom line
Geico offers more discounts, but Nationwide isn’t far behind. And if those specific discounts don’t apply to your situation, then there’s no real benefit to you. If neither one’s right for you, compare car insurance options to find the best policy for you.
Compare alternatives to Geico and Nationwide
More guides on Finder
-
2020 shakes up the car insurance industry in a good way
A company you’ve never heard of just made it to the top for customer satisfaction. Here’s who did what to better serve their customers.
-
Car insurance for drivers 25 to 40 years old
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
-
Heacock Classic car insurance review October 2020
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
-
Horror stories you could actually insure against
13 best horror stories where insurance could have saved the day.
-
Say car insurance review Oct 2020
Offers a transparent look at your premiums and rewards renewal with a better insurance score.
-
Compare Auto Insurance
Get cheap car insurance rates.
-
Car insurance engine
Get cheap car insurance quotes for you.
-
Acceptance car insurance review Oct 2020
Consider Acceptance if you’re a high-risk driver, but prepare for the possibility of a negative customer service experience.
-
Compare van dweller insurance
Nail down the right insurance for your budget and van type, including converted vans or Sprinters.
-
Compare Auto Insurance
Get cheap car insurance rates.
Ask an Expert