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Geico vs Liberty Mutual car insurance
Geico vs. Liberty Mutual: Who has better car insurance?
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The second-largest insurance company in the US, Geico streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable. And its innovative app allows you to view your policy, submit a claim or even find the cheapest gas in your area.
The older Liberty Mutual is the nation’s seventh-largest provider. Like Geico, it offers roadside assistance and rental reimbursement. And both received 3 out 5 for overall satisfaction in the claims process in J.D. Power’s 2016 survey.
Geico’s probably your top contender if you want the absolute lowest rates, but Liberty Mutual offers more in the way of coverage, customer support, perks and more. In our independent study of thousands of rates, we found Geico was $33 cheaper per month on average than Liberty Mutual.
- Roadside assistance
- Accident forgiveness
- Collision coverage
Our top pick: Liberty Mutual
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
 Geico |
 Liberty Mutual |
|
|---|---|---|
| About the provider | Geico’s been around since 1936 as the nation’s second-largest auto insurance company. It streamlines the process of purchasing comprehensive car insurance for your peace of mind. | Formed in 1912, Liberty Mutual is committed to delivering insurance at a competitive rate. Taking pride in operating with immense integrity, the diversified global insurer makes an effort to go above and beyond for its members. |
| Policy Price | Policy costs depend your personal situation. Visit Geico for a quote based on your specific needs. | Policy costs vary. Visit Liberty Mutual for a quote based on your specific needs. |
| States served | All 50 states | All 50 states |
| User satisfaction* | N/A | N/A |
| J.D. Power ratings** | 3/5 on overall claims satisfaction | 3/5 on overall claims satisfaction |
| Driver discounts | View driver discounts | View driver discounts |
| Vehicle discounts | View vehicle discounts | View vehicle discounts |
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* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study
Driver discounts
Vehicle discounts
Bottom line
If you’re looking for a good-driver or military discount on your auto insurance, Geico might be the way to go. But if you want to take advantage of a discount for paying in full, then Liberty is the smart choice. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.
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