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Geico vs Liberty Mutual car insurance
Geico vs. Liberty Mutual: Who has better car insurance?
Geico’s probably your top contender for car insurance if you want the absolute lowest rates. However, Liberty Mutual offers more in the way of coverage, customer support, perks and more. In our independent study of thousands of rates, we found Geico was $33 cheaper per month on average than Liberty Mutual.
Geico streamlines the process of purchasing comprehensive car insurance for your peace of mind, making it easy, quick and affordable. And its innovative app allows you to view your policy, submit a claim or even find the cheapest gas prices.
On the other side, Liberty Mutual offers wide coverage like new or better car replacement and a deductible-lowering perk if you don’t file any claims. Both companies received a 3 out 5 rating for overall claims satisfaction in J.D. Power’s 2016 survey.
Our top pick: Liberty Mutual
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
- Roadside assistance
- Accident forgiveness
- Collision coverage
- Better car replacement
- Coverage for every location
- Roadside assistance
- Accident forgiveness
- Collision coverage
|
|
|
|---|---|
| Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims. | Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes |
Yes |
| Online Phone Agent |
Online Phone |
| 12 months 6 months custom |
12 months monthly |
| Yes, up to 25% | Yes |
| Varies | Yes |
| No | Yes |
| Yes, up to 15% | Yes |
| Yes, up to 25% | Yes |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Varies | Yes |
| Yes | Yes |
| Yes, up to 15% | Yes |
| No | Yes |
|
|
|
Bottom line
If you’re looking for a good-driver or military discount on your auto insurance, Geico might be the way to go. But if you want to take advantage of a discount for paying in full, then Liberty is the smart choice. Before making a decision about car insurance, always compare your options to find a provider that’s right for you.
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