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Founded in 2016, Clearcover has a clear and modern vision for low cost car insurance. The company is unique in that it keeps its business online as much as possible and sticks to basic coverage for lower-than-average premiums in a handful of states.
On the other side, AAA has been in business for over a century , serves all US states, and is known for making happy customers. AAA was rated 3rd by JD Power for its purchasing customer experience, and it provides travel and shopping perks as long as you have a membership.
The question of the day is which company works best for your insurance needs?
|
|
|
|---|---|
| Find basic coverage and low rates through its easy online or app-based experience. | Member benefits extend beyond car insurance to offer discounts, bike coverage and more. |
| AZ, CA, IL, UT | All 50 states |
| 5 stars | 5 stars |
| 5 stars | 5 stars |
| Optional | Included free |
| No | Yes |
| No | Yes |
| Yes | No |
| online phone |
online phone |
| monthly |
12 months 6 months monthly |
| Yes | Yes |
| No | Yes |
| No | Yes, up to 37% |
| Yes | No |
| Yes | Yes, up 27% |
| Depends on provider | Yes |
| Yes | Yes |
| Yes | Yes, up to 20% |
| No | No |
| No | Yes, up to 14% |
| No | No |
| Seat belt use | |
|
|
|
Alternatives to Clearcover and AAA
Bottom line
If you’re looking for experienced car insurance on top of member perks, AAA could be your pick. But drivers who just want low rates and basic coverage might lean toward Clearcover as their company of choice. Otherwise, you can compare how these two companies stack up to other providers that may meet your needs.
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