Clearcover vs. AAA car insurance | finder.com

Clearcover vs AAA: Who has better car insurance?

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Clearcover vs AAA

Founded in 2016, Clearcover has a clear and modern vision for low cost car insurance. The company is unique in that it keeps its business online as much as possible and sticks to basic coverage for lower-than-average premiums in California and Illinois.

On the other side, AAA has been in business for over a century , serves all US states, and is known for making happy customers. AAA was rated 3rd by JD Power for its purchasing customer experience, and it provides travel and shopping perks as long as you have a membership.

The question of the day is which company works best for your insurance needs?

 

Clearcover

AAA

OVERVIEW

OVERVIEW
About the provider
About the brand A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service. Known for travel and roadside assistance, AAA is also one of the largest auto insurance providers in the world.
States served
States served CA, IL All 50 states
User satisfaction
User satisfaction 5 stars 5 stars
JD Power ratings
JD Power ratings 5 stars 5 stars

COVERAGE

COVERAGE
Roadside assistance
Roadside assistance Optional Included free
New car protection
New car protection No Yes
Accident forgiveness
Accident forgiveness No Yes
Rideshare coverage
Accident forgiveness Yes No
SR-22 insurance
SR-22 insurance No
No
Claims methods
Claims methods online
email
phone
online
email
phone
Payment schedule
Payment schedule monthly
12 months
6 months
monthly

DISCOUNTS

DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount No Yes
Home owner discount
Home owner discount No Yes, up to 37%
Military discount
Military discount Yes No
Multi car discount
Multi car discount Yes Yes, up 27%
Paid in full discount
Paid in full discount Depends on provider Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes Yes, up to 20%
Special employment discount
Special employment discount No No
Student discount
Student discount No Yes, up to 14%
Usage based discount
Usage based discount No No
Other discounts
Other discounts Seat belt use
Learn more
Learn more

Alternatives to Clearcover and AAA

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
All 50 states
As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Optional
Optional
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
CA, IL
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.

Compare up to 4 providers

Bottom line

If you’re looking for experienced car insurance on top of member perks, AAA could be your pick. But California or Illinois drivers who just want low rates and basic coverage might lean toward Clearcover as their company of choice. Otherwise, you can compare how these two companies stack up to other providers that may meet your needs.

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