Our top pick: State Farm
- Service with a personal feel through dedicated agents
- Bundle multiple policies or vehicles to save up to 20%
- No. 1 for personal auto insurance by market share, suggesting satisfied customers
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Amica vs State Farm: Who has better car insurance?
Choose between strong agent support or great loyalty perks.
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Choosing between Amica vs. State Farm comes down to each company’s discounts, perks and customer service. Amica has a reputation for stellar service and policy perks like no-deductible glass repairs. But State Farm holds an edge on availability with personal agents.
In addition, State Farm’s rates averaged $25 less per month than Amica’s, based on our independent analysis of rates across multiple ZIP codes. Both offer bundling for almost any policy you need, although Amica has the highest bundling discounts.
Compare Amica vs. State Farm car insurance
If you prefer personalized service to get the best-customized policy, then State Farm’s a solid choice. However, Amica could be the way to go if you’re seeking more driver perks and loyalty rewards. Compare these companies side by side to see which one fits your needs best.
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|
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|---|---|
| Enjoy yearly dividends, big discounts and highly rated customer service. | Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value. Start your policy today at 877-745-0232. |
| All 50 states | All 50 states |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| online phone |
Online Phone |
| 6 months monthly |
12 months 6 months Monthly |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes | Yes |
| No | No |
| Yes, up to 25% | Yes, Up to 20% |
| Yes | Yes |
| Yes | Yes, up to 40% |
| Yes | Yes |
| No | No |
| Yes | Yes, Up to 25% |
| No | No |
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|
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Bottom line
Both Amica and State Farm are reliable insurers with a history of personalized support, that offer customized car insurance policies for almost any driver. The biggest difference is in the customer service. If you prefer a personalized agent, State Farm can give you that. Looking for perks for customer loyalty? Amica’s your pick. Compare quotes from both providers to choose the right one for you.
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