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Amica vs State Farm: Who has better car insurance?
Choose between strong agent support or great loyalty perks.
State Farm’s nationwide presence marks it as one of the top insurers in the US. If you prefer personalized service to get the best customized policy, then State Farm’s a solid choice. However, Amica could be the way to go if you’re seeking more driver perks and loyalty rewards.
Amica’s reputation for its stellar customer service and policy advantages includes car purchase support and lifetime claim warranty. Both insurers offer numerous financial services, including auto, home and life insurance. You’ll be able to bundle almost anything you need with either provider for convenience or savings. But State Farm has the slight edge for its wide availability and support from your personal agent.
- Excellent rating and top choice in the US
- Full range of financial options
- Available in 50 states
Our top pick: State Farm
Get personalized, one-on-one support from your local State Farm agent.
- Excellent rating and top choice in the US
- Full range of financial options
- Available in 50 states
Compare Amica vs. State Farm car insurance
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|---|---|
| From offering yearly dividends for policyholders to multi-car discounts and roadside assistance, consider switching to Amica car insurance. | Get personalized, one-on-one support from your local State Farm agent. |
| All 50 states | All 50 states |
| 5 stars | 3 stars |
| 5 stars | 5 stars |
| Optional | Optional |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| online phone |
online phone in-person |
| 6 months monthly |
6 months monthly |
| Yes | Yes |
| Yes, up to 15% | Yes |
| Yes | No |
| No | No |
| Yes, up to 25% | Yes, Up to 20% |
| Yes | Yes |
| Yes | Yes, up to 40% |
| Yes | Yes |
| No | No |
| Yes | Yes, Up to 25% |
| No | No |
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Bottom line
Both Amica and State Farm are reliable insurers with a history of personalized support, that offer customized car insurance policies for almost any driver. The biggest difference is in the customer service. If you prefer a personalized agent, State Farm can give you that. Looking for perks for customer loyalty? Amica’s your pick. Compare quotes from both providers to choose the right one for you.
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