Allstate vs. Travelers: Discounts, quotes, and comparison

Allstate vs. Travelers: Discounts, quotes, and comparison

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Allstate vs. Travelers

Both Allstate and Travelers are recognizable names in the car insurance industry. Travelers has been around for more than 150 years, and Allstate has been in business since 1931.

Both providers rate high in customer satisfaction, getting an A from the Better Business Bureau. And both Travelers and Allstate offer discounts to make car insurance more affordable. Choosing between the two can be difficult because of their many similarities. That’s why we’ve lined up the two side by side in this comprehensive comparison. Check out the details below.

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Allstate car insurance

Allstate

Travelers

Travelers

About the provider Allstate was founded in 1931 and aims to deliver quick service to get customers insured and on the road. 16 million households are currently being served by Allstate. In 2016, they were awarded The World’s Most Ethical Company by the Ethisphere Institute. Travelers has over 30,000 employees operating in five different countries to assure customers that they will be taken care of. It has been a Fortune 500 company since 1995 and its goal is to provide insurance rates at competitive prices.
Price Policy costs depend your personal situation. Visit Allstate for a quote based on your specific needs. Policy costs depend your personal situation. Visit Travelers for a quote based on your specific needs.
States served All 50 states All 50 states
User satisfaction* A A
J.D. Power ratings** 3/5 on overall claims satisfaction 3/5 on overall claims satisfaction
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts

* Based on Better Business Bureau’s company rating ** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Allstate car insurance

Allstate

Travelers

Travelers

Good student Up to 20% (full-time student, under 25). 8% (enrolled in school, maintaining a B average or better). Additional 7% if the student is 100+ miles away from home.
Defensive driver Up to 10% — must be at least 55, complete at least 6 hours of defensive driving courses and have no violations or at-fault claims
Good driver Up to 22% — must have driven for at least 3 years without any violations or accidents. Goes up to 35% after 5 years. 10-23% (no accidents or violations for the past 3 or 5 years)
Pay in full discount Up to 10% Up to 7.5%
Multicar Up to 8%
Military
Homeowner Up to 5%
Other discounts

Drivewise – Up to 20% cash back (based on everyday safe driving)

EZ pay plan discount – Up to 5% (automatic withdrawal)

Allstate eSmart discount – Up to 10% (sign up for ePolicy to view all insurance documents online)

Auto/life discount – Varies

Multi policy discount – Up to 10%

Early signing discount – Up to 10% (sign 7 days before policy becomes effective)

Good payer discount – Up to 5% (no cancellation notice for non-payment during the past 12 months)

Senior discount – Up to 10% (55+, not seeking full-time employment)

Safe drivers discount – Up to 45%

TeenSMART discount – Up to 10%

Continuous insurance discount – Up to 15% (no gaps in coverage)

EFT discount – 2-3% (pay through EFT or payroll deduction)

Good payer discount – Up to 15% (consistent payment on time)

Early quote discount – 3-10% (quote before your policy expires)

Driver training discount – Up to 8%


Vehicle discounts

Allstate car insurance

Allstate

Travelers

Travelers

Anti-theft device Up to 10%
Anti-lock brake 10%
Passive restraints Up to 30%
Air bag
Other discounts

New car – Up to 30% (First owner, car under 2 years old)

Economy car – Up to 10%

Utility discount – Up to 15% (Utility vehicle with a model year of 2002 or prior)

Farm vehicle – Up to 10%

Hybrid/electric vehicle – Up to 10%

New car – Up to 10% (car less than 3 years old)

Bottom line

Travelers doesn’t offer as many vehicle discounts as Allstate, but its five-step guide helps you find the exact coverage you need at the lowest rates you’re eligible for. Keep your personal situation in mind when comparing the two, and you’ll make the right choice.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

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