Our top pick: AAA
- Roadside assistance
- Member benefits
- Excellent customer service
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Compare AAA vs American Family car insurance
AAA vs American Family: which car insurance is right for you?
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Considering AAA and American Family for car insurance? We’ve got the details you need on each provider to make your decision.
AAA is a well-established roadside assistance and travel discount company, but it also provides car insurance. In order to get coverage through AAA you’ll need to be a member, which costs up to $100 annually. But with that membership come perks like travel planning, home lockout service, entertainment discounts and more.
Although American Family only services 19 states, it is the 10th-largest insurance provider in the US. It also has a great reputation for customer service, earning a B+ from the Better Business Bureau.
So which one should you choose? Take a look at our side-by-side comparison below to get a better idea of which one might best suit your needs.
|
|
|
|---|---|
| Member benefits extend beyond car insurance to offer discounts, bike coverage and more. For drivers in AK, AZ, CA, MT, NV, UT and WY. | American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection. |
| AK, AZ, CA, MT, NV, UT and WY | AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI |
| Included free | Optional |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes |
Yes |
| online phone |
online phone |
| 12 months 6 months monthly |
12 months monthly custom |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 37% | No |
| No | Yes |
| Yes, up 27% | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 20% | Yes, up to 10% |
| No | No |
| Yes, up to 14% | Yes |
| No | Yes |
|
|
|
Bottom line
If you’re looking for the added rewards that come with an AAA membership, then getting car insurance through AAA might work well for you. But if cost is your main concern then you’ll want to closely consider all of the discounts each provider offers to determine which one will save you the most money. Compare your car insurance options to find the best insurance company for you.
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