Our top pick: The General
- Qualify even as a high-risk driver
- Get instant access to proof of insurance
- Take advantage of 10 discount opportunities
- File a claim conveniently by app
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
American Family vs. The General: Which provider is better?
American Family vs. The General
Guides
Vehicle Guides
Need Financing?
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
If you’re considering getting car insurance through American Family or The General, we’ve got the information you need on both providers to make your decision easier.
American Family is a smaller company that offers coverage in 19 states. Despite the fact that it only covers less than half of the country, it is the 10th-largest insurance provider in the US and gets good customer reviews.
Like American Family, The General has a reputation for good customer service, earning an A+ from the Better Business Bureau. It provides coverage in 46 states and is known for insuring high-risk drivers. If you fall into this category, The General is an option for you.
Below we’ve lined up American Family and The General in a head-to-head comparison where you can easily find all of the details you need to choose the provider that best suits your needs.
|
|
|
|---|---|
| American Family Insurance aims to gain the trust of their customers through top-notch customer service and protection. | Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month. |
| AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI | All states except Hawaii, Massachusetts, Michigan and New Jersey |
| Optional | Optional |
| Yes | No |
| Yes | No |
| Yes | No |
| Yes |
Yes |
| online phone |
Phone App |
| 12 months monthly custom |
12 months monthly |
| Yes | Yes |
| Yes | Yes |
| No | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes | Yes |
| Yes, up to 10% | No |
| No | No |
| Yes | Yes |
| Yes | No |
|
|
|
Bottom line
Both American Family and The General have good reputations, but American Family comes out ahead with its multiple discounts. However, if you are having a hard time getting an insurance company to cover you because of poor credit or driving violations, The General is a great choice. Compare your car insurance options to find the best insurance company for you.
Compare alternatives to American Family and The General
More guides on Finder
-
Lemonade car insurance review for 2021
Safe drivers and electric car owners could see cheap rates, but its claims process isn’t perfect.
-
How much does umbrella insurance cost?
Get a low-cost policy for liability expenses that exceed your car or home insurance coverage.
-
How does a VIN affect car insurance?
Learn how insurance companies use identifying info from your VIN to set rates.
-
Which payment method do Americans prefer?
Finder analyzes which payment methods Americans prefer to use during the global health pandemic, finding that cash is no longer king.
-
Compare full coverage vs. liability car insurance
Which type of car insurance policy fits your car and driving needs?
-
How much does health insurance cost?
Most working Americans pay around $1,489 in premiums each year. Compare costs now.
-
Treecard review
This eco-friendly bank plants one tree for every $60 spent. Plus, 80% of its profits go to reforestation.
-
Top Korean-American beauty brands
We’ve compiled a list of Korean-American beauty brands that you can find at large retailers and specialty beauty stores to achieve coveted trends like “glass skin.”
-
Made in USA cookware
From cast iron skillets to stainless steel stew pots, whimsical bundt pans and more, support American manufacturing when you buy cookware produced in the US.
-
Bask Bank Savings review
American Airlines loyals can earn free miles with this savings account.
Ask an Expert