

- Choose this lender for fixed- and adjustable-rate mortgages with rate locks
- Watch out for the long hold times with customer service
- A good option for first-time homebuyers with high credit scores
- Choose this lender for clear time estimates
- Not ideal if you’re looking for in-person support
- A good option for first-time homebuyers
Loans offered
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
- Conventional
- Refinance
- Jumbo
- HELOC
- FHA
- VA
- USDA
Neither of these seems the right fit?
Minimum credit score
Conventional: 620
Conventional: 620
States available
Available in all states
Not available in: AK, HI, MD, MA, MN, NV, NH, NY, VT, VA, WY
Pros
- No down payment
- Cashback rebates
- Rate locks
- No prepayment penalties
- Rate watch
- Clear timeline
- Customer discount
- First-time buyers guide
Cons
- Limited eligibility
- Limited in-person support
- No government-backed loans
- No branch locations
- No home equity line of credit (HELOC) options