
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
finder.com’s rating: 3.1 / 5.0
★★★★★
FHA: 640
VA: 580
Minimum credit score
3%
Minimum down payment (Conventional)
Not available in: UT
State availability
Loan products offered | Conventional, Jumbo, FHA, VA, USDA, HELOC, Refinance, Reverse |
---|---|
Minimum credit score | FHA: 640 VA: 580 |
Minimum down payment (Conventional) | 3% |
State availability | Not available in: UT |
NMLS # | 6521 |
Review by
Kelly Larson is an editor at Finder who’s written dozens and edited hundreds of articles that help Americans make better financial decisions on everything from credit cards to mortgages to savings accounts. He’s well-versed in fact-checking content for accuracy, editing copy to remove biases and ensuring our content remains independent from affiliates, advertisers and partners. Prior to his role at Finder, Kelly led editorial newsrooms in the creation of award-winning content as a managing editor in the digital space. He holds a BA in Sociology from the University of Kansas.
Homebridge Financial might be a good option for homebuyers looking for a range of loan programs. In addition to conventional, jumbo and reverse loans, it offers FHA, VA and USDA loans, plus FHA 203(k) and FHA 203(h) loans and a VA 95% cash-out.
But Homebridge Financial mortgages aren’t available in Utah, in-person branches are only available in select states and the company doesn’t offer home equity loans or HELOCs. If Homebridge doesn’t have what you’re looking for, compare more lenders to find the right one for you.
Homebridge is not currently available on Finder
Have you considered Rocket Mortgage?
Apply online for free and lock in your rate for 90 days.
To learn if you’re eligible for a Homebridge Financial home loan, visit the company’s website. Basic eligibility for a mortgage with Homebridge includes:
When applying for a mortgage with Homebridge Financial, be prepared to provide the following information and documents:
Depending on your situation, you might also be asked for the following documents:
Homebridge Financial charges a $1,275 origination fee, which may be offset partially or fully with lender credits, depending on the borrower’s eligibility and market conditions. In addition, expect to pay about 2% to 5% of your loan amount in closing costs, which typically include:
To get started applying for a home loan with the company:
Homebridge Financial also offers these specialized types of mortgages:
Compared to other lenders, Homebridge offers a wide range of home mortgage options, including purchase and mortgage refinance products and first-time homebuyer programs. The bank also offers mortgage refinancing and specialized loan programs for homebuyers in different circumstances.
Homebridge Financial doesn’t offer home equity loans or HELOCs at this time.
Compare top brands by home loan type, state availability and credit score. Select See rates to provide the lender with basic property and financial details for personalized rates.
Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.
As of August 2022, Homebridge Financial scores a 4.98 out 5 rating on Zillow from 4,909 customers who praise the company’s loan officers for professional service, availability and overall helpfulness throughout the process. The majority of customers also report that interest rates and closing fees were “as expected.”
Homebridge Financial is not accredited by the Better Business Bureau (BBB) and has a 1 out of 5 rating from 16 customers. The company has an A- BBB business rating, with 84 customers closing complaints in the past three years. Some complaints indicate problems with unexpected price rises in insurance policies after closing and payments being mishandled after loans were sold.
Homebridge might be a good choice for your mortgage and refinancing needs but weigh both sides first.
Homebridge Financial is a privately owned, nonbank mortgage lending firm with a stated mission of simple and affordable homeownership. In business for more than 25 years, it acquired a majority of HomeStreet Bank’s standalone home loan centers in 2019. This purchase expanded Homebridge’s mortgage lending services and increased the number of retail branches throughout the country.