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Mortgage lender reviews

Find a provider you can trust with one of life's biggest expenses.

Heather Petty's headshot

By

Heather Petty

Edited by

Megan B. Shepherd

Key takeaways

  • Lender types range from traditional banks (Chase, Wells Fargo) and credit unions (Navy Federal) to online lenders (Rocket Mortgage, Better) and marketplaces (LendingTree) — each has distinct advantages in rate, service, and product availability.
  • Compare APR, loan product variety (FHA, VA, jumbo, HELOC), state availability, and customer service quality — not just the advertised rate, which rarely reflects the full cost.
  • Rocket Mortgage offers a 90-day rate lock; most conventional lenders require a 620 minimum credit score — check both the terms and your eligibility before applying.
  • A mortgage is one of life’s largest financial commitments — lender financial strength, transparency, and reputation matter as much as the rate you’re quoted.
This summary was generated by AI and may contain errors or omissions.
When you’re in the market for a new or even a second home, you’ll find no lack of potential lenders competing for your hard-earned dollar.
We regularly review many of the top mortgage providers on the market, from your bank around the corner to fintech upstarts, weighing their rates and terms against support and financial strength to build a full picture of what you can expect as a borrower.

Finder's pick

Apply online for free and lock in your rate for 90 days.

  • Fast service
  • More flexibility
  • Prepayment is OK
  • Complete your application online

Mortgage lender reviews by category

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Compare mortgage lenders

Compare top brands by home loan type, state availability and credit score. Select See rates to provide the lender with basic property and financial details for personalized rates.

Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.

2 of 2 results
Updated regularly
Loan products offered State availability Min. credit score
Rocket Mortgage logo
Rocket Mortgage
Conventional, Jumbo, FHA, VA, Refinance, Home equity loan
Available in all states
620
Apply online for free and lock in your rate for 90 days.
More info
Compare product selection
Veterans United logo
Veterans United
Conventional, FHA, VA, USDA, Jumbo, Refinance
Available in all states
620
Veterans United stands out from other lenders for its focus on serving the military community.
See rates More info
Compare product selection
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Showing 2 of 2 results
Megan B. Shepherd's headshot
To make sure you get accurate and helpful information, this guide has been edited by Megan B. Shepherd as part of our fact-checking process.
Heather Petty's headshot
Written by

Staff writer
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Heather Petty was a personal finance writer at Finder, specializing in home and personal loans. After falling victim to a disreputable mortgage broker when buying her first home, she’s on a mission to help readers avoid similar experiences when managing their own finances. A self-proclaimed word nerd, her writing and analysis has been featured on MSN, Credit.com and MediaFeed, among other top media. Heather previously worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. She earned a BA in English with a minor in journalism from the University of Nevada, Reno. See full bio

Heather's expertise
Heather has written 74 Finder guides across topics including:
  • Home loans
  • Home equity products
  • Homeowners insurance
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