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WorldFirst: Award-winning foreign exchange services

This provider has closed as of January 30, 2019 – read on for alternatives.


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World First has discontinued its services in the US effective January 30, 2019. The company will accept no new trades or transactions after this date, and inbound transfers received after 5 p.m. CT will be returned to the sender.

If you’re a personal or business customer who’s concerned about your account, call 737-226-5240 for assistance.

To find a suitable alternative, compare money transfer specialists to find the best rates, fees and turnaround you’re eligible for.

WorldFirst aims to make it simple and affordable to send an international money transfer while offering award-winning customer service. Get a great exchange rate and make payments online 24/7.

WorldFirst helps you choose the right money transfer option, whether you want to make a personal or business transfer. You can even do business internationally, with services for paying overseas employees or suppliers.

Explore personal or business transfers and online seller accounts

Alternatives to WorldFirst

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1,000 1 day USD 0.00 0.878 EUR 4,392 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.878 EUR 4,392 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1 Same day USD 0.00 0.883 EUR 4,416 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 2,000 1 day USD 0.00 0.878 EUR 4,392 $0 transfer fees with rates at never more than a 2% markup. Go to site Show details
USD 0 1 - 2 days USD 1.99 0.869 EUR 4,346 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
USD 1 1 - 2 days USD 40.00 0.887 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.883 EUR 4,414 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

WorldFirst is best for:

  • Affordable transfers. WorldFirst charges no fees for transactions of up to $10,000 and larger transfers.
  • High amounts. WorldFirst has a high minimum transfer amount of $1,000, which can be limiting if you don’t need to send a large amount of money.
  • Bank account transfers. WorldFirst only offers bank-to-bank transfers. You cannot make a payment with cash or a debit or credit card.
  • Recurring payments. Unlike some money transfer services, you can set up recurring international payments.

How much does WorldFirst cost?

Personal transfers are always a $0 fee. For businesses, WorldFirst agrees to a payment fee structure with you that reflects how much business you do together, ranging from $0 to $25 per transaction. And it does its best to cover third-party transfer fees where it can.

Make online transfers with ease

Making a one-time international money transfer? Need to schedule recurring payments overseas? WorldFirst can help you get the most for your money.

  • Spot contracts. Make a one-time transfer today.
  • Forward contracts. If you want to lock in a rate but aren’t ready to make a transfer, lock it in for up to three years in advance.
  • Recurring payments. Automate your regular international payments.
  • Easy bulk payments. Choose from making manual payments, bulk uploading payment details to WorldFirst’s online platform or working with WorldFirst on a fully automated solution.
  • Limit orders. Schedule a transfer that WorldFirst will execute once your chosen rate is met.
  • Free rate alert. Set up a free rate alert, and WorldFirst will email or text you if your target rate is reached.
  • Mobile app. Secure a rate and pay in one easy transaction to make transfers on the go.
  • Live rates, graphs and economic commentary. Keep up to date on developments in foreign exchange markets with these online tools and resources.

Bank-to-bank transfers

Unfortunately, WorldFirst only allows bank-to-bank transfers at this time. You’ll need to have a bank account to transfer money from and an international bank account to transfer to.

Send over 100 currencies with WorldFirst

Besides the convenience of transferring money online, you’ll also enjoy the flexibility to transfer your money almost anywhere you need. WorldFirst lets you send money to a wide variety of currencies across the world. Some of the most popular include:

  • United Arab Emirates dirham (AED)
  • Australian dollar (AUD)
  • Bulgarian lev (BGN)
  • Canadian dollar (CAD)
  • Swiss franc (CHF)
  • Czech koruna (CZK)
  • Danish krone (DKK)
  • Euro (EUR)
  • British pound (GBP)
  • Hong Kong dollar (HKD)
  • Hungarian forint (HUF)
  • Israeli shekel (ILS)
  • Japanese yen (JPY)
  • Norwegian krone (NOK)
  • New Zealand dollar (NZD)
  • Polish zloty (PLN)
  • Romanian leu (RON)
  • Saudi riyal (SAR)
  • Swedish krona (SEK)
  • Thai baht (THB)
  • Turkish lira (TRY)
  • US dollar (USD)
  • South Africa rand (ZAR)

Transfer limits

There’s no maximum amount or limit to how much you can transfer with WorldFirst, but watch out for the high minimum. You’ll need to send at least $1,000 USD to use WorldFirst, and $10,000 for some exotic currencies.

How it works

  1. Make an international transfer. First you’ll need to set up an account. Then tell WorldFirst how much you want to transfer and in what currency, and it will quote you a rate.
  2. Send WorldFirst your money. Once you’ve booked your rate and received your trade confirmation, send your money to WorldFirst by domestic wire transfer.
  3. WorldFirst makes your payment. WorldFirst converts your funds and sends the money to the account you requested.

What is WorldFirst?

WorldFirst is a UK-based foreign exchange company offering innovative services along with standard money transfers. Founded in 2004 as an alternative to transferring money through banks, WorldFirst handles exchange services in 140 currencies to 45 countries. This exchange company has handled more than $56 billion in international money transfers.


  • Named winner of Most Convenient money transfer service in the 2017 Money Transfer Awards.
  • Awarded the 2013 Customer Experience Award in the Financial Services — Banking category.
  • Received 3A2 credit rating from Dun and Bradstreet.

What do customers say about WorldFirst?

The reviews for WorldFirst are a mixed bag. WorldFirst has a Feefo score of 4.7 out of 5 but a Trustpilot score of 4.8 out of 10 at this time. Many customers say the service is reliable and fast, but others complain about unexpected delays or cancellations and funds being held without communication about the reasons.

The customer support team at WorldFirst does seem to prioritize good service and improving customer satisfaction. The team responds quickly and in detail to good and bad reviews on a variety of review sites.

How do I contact customer support?

WorldFirst is available by phone, email or chat during their business hours 8:30 am to 5 pm ET.

How does WorldFirst protect my money?

WorldFirst broke the record for fastest international transfer by completing a transaction in 6 minutes and 49 seconds. An established leader in the money transfer business, it takes the duty of protecting your money seriously.

  • Licensed. WorldFirst is a licensed money transmitter business that adheres to the rules of the US Office of Foreign Assets Control and Financial Crimes Enforcement Center (FinCen).
  • High credit rating. WorldFirst has a 3A2 rating from Dun & Bradstreet, further ensuring that your funds are covered.
  • Segregated client accounts. Your money is kept separate from WorldFirst’s money. This makes it easy to identify and protect should anything happen to the company.
  • Award-winning. WorldFirst has won several awards for its service, including the 2016 Queen’s Award for Enterprise in International Trade.
  • Years of experience. Founded in 2004, WorldFirst has grown from its headquarters in London to include offices in Austin, DC, Hong Kong, Singapore, the Netherlands, and Sydney.

Compare WorldFirst to other services

Looking for an alternative? Compare services like WorldFirst to get the best rates and fees.

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