World First: Award-winning foreign exchange services

World First offers solutions for businesses, individuals and online sellers in need of transferring money overseas.

Whether you’re a business owner who needs to pay an overseas employee, an online seller needing to pay a supplier or an individual looking to make a one-time international transfer, World First works with you to find a tailored currency solution that suit your needs.

World First aims to make it affordable and simple to send an international money transfer, while offering award-winning customer service. Get a great exchange rate and make payments online 24/7.

World First Foreign Exchange

World First International Money Transfers

Special offer for finder.com readers
Because World First is a trusted partner of finder.com, you can send your money transfer overseas for free.

No fees: There is a $0 online transfer fee for all finder.com customers.

  • Enjoy competitive exchange rates.
  • Spot contracts, forward contracts and limit orders are available.
  • Receive weekly updates on market exchange rates.

    For your business.


    Pay salaries overseas, make supplier payments and more. World First can help your business get the most out of its payments.

    How it works

    • Book a rate. After you set up a free account, you’re assigned an account manager who can help you determine the best products and services for your business. Once you’ve worked out the details with your account manager, you’re quoted a rate.
    • Send World First your money. Once your rate is booked, you’ll receive a trade confirmation. Depending on the product or service you’ve chosen, World First will let you know when and how much money to send them by domestic wire transfer.
    • World First makes your payment. When World First receive your funds, it converts and sends the money on the date and to the account you requested.

    Products and services

    • Spot contracts. With a spot contract, you can make a one-time transfer right then.
    • Forward contracts. If you aren’t ready to make a transfer but want to lock in an ideal exchange rate, forward contracts allow you to schedule a transfer now for up to three years in advance.
    • Easy bulk payments. Choose making manual payments, bulk uploading the details to World First’s online platform to make the payments, or working with World First on a fully automated solution.
    • Limit orders. These firm orders allow you to execute a money transfer when a favorable exchange rate is met.

    Fees and charges

    World First agrees to a payment fee structure with you that reflects how much business you do together. And it does its best to cover third-party transfer fees where it can.

    Normally these fees can range from $0 to $25 per transaction. But because World First is a trusted partner of finder.com, our readers will pay nothing for all eligible transfers. Simply click “Go to site” to take advantage of this exclusive offer.


     For online sellers.


    If you’re selling goods through e-commerce marketplaces, World First can help you save money when converting your payments back into your own currency or paying suppliers abroad.

    How it works

    • Open receiving accounts. After you’ve set up a free account with World First, you specify where you need local receiving accounts and in which currency. It does the rest, providing you with the details of your segregated, secure accounts.
    • Manage your money across marketplaces. With your World First account, you can receive funds from the sales you’ve made on international marketplaces like Amazon and eBay.
    • Watch your business grow. Log in to World First’s online platform 24/7, and choose when and in what currency you want to receive your money.

    Products and services

    • Receiving accounts. Open receiving accounts so you can receive payments from around the world.
    • Supplier payments. Get a rate and make a payment to an overseas supplier.
    • Forward contracts. Lock in a great exchange rate today and make the transfer up to three years from now.

    Fees and charges

    It’s free to open an account, and World First doesn’t charge fees for receiving money. You’ll also pay no monthly charges or any transfer fees on foreign exchange transactions. If you want a same currency transfer, World First offers competitive transaction costs.


     For you.


    Making a one-time international money transfer? Need to schedule recurring payments overseas? World First can help you get the most for your money.

    How it works

    • Make an international transfer. First you’ll need to set up an account. Then tell World First how much you want to transfer and in what currency, and it will quote you a rate.
    • Send World First your money. Once you’ve booked your rate and received your trade confirmation, send your money to World First by domestic wire transfer.
    • World First makes your payment. World First converts your funds and sends the money to the account you requested.

    Products and services

    • Spot contracts. Make a transfer today.
    • Forward contracts. If you want to lock in a rate but aren’t ready to make a transfer — fix it for up to three years in advance.
    • Recurring payments. Automate your regular international payments.
    • Limit orders. Schedule a transfer that World First will execute once an agreed-on rate is met.

    Fees and charges

    Normally World First charges $10 for transactions of up to $10,000 and no fees for larger transfers.

    But because World First is a trusted partner of finder.com, our readers will pay nothing for all eligible transfers. Simply click “Go to site” to take advantage of this exclusive offer.


    Exchange rates with World First

    Select your currency and transfer amount, and review World First’s current exchange rate.

    Rates last updated February 22nd, 2017

    Enter your details to speak to a foreign exchange expert

    By submitting this form, you agree to finder.com privacy policy
    Ofx Logo

    Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

    With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

    • Buying property abroad
    • Emigrating
    • Regular overseas payments
    • Risk management
    • Forecasting

    Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
    World First Foreign Exchange
    Exclusive offer: $0 transfer fee ... Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for more than 100 currencies.
    USD 500 1 day
    Online
    Rates are always
    changing, click to check
    your price today
    Go to site More

    Have we missed anything in the comparison table? Tell us

    • If the provider quotes a different rate to the one above please let us know

    How safe is a World First money transfer?


    What are the pros and cons of using World First?

    Pros

    • Low or no fees. World First charges only $10 for transactions of up to $5,000 and no fees for larger transfers. But finder.com readers pay $0 fees for all eligible transfers.
    • Customer service. World First has a customer satisfaction rating of 98%. You can get help through email, chat, over the phone or through its app.
    • Lock in a rate. If you like the exchange rates on offer now but aren’t ready to make a transfer, World First allows you to lock in an exchange rate now for use on a transaction up to three years into the future.

    Cons

    • Minimum transfer amount. World First has a high minimum transfer amount of $1,000, which can be limiting if you don’t need to send a large amount of money.
    • Bank-to-bank transfers. World First only offers bank-to-bank transfers. You cannot make a payment with cash or a debit or credit card.

    What other features does World First offer?

    • Live rates, graphs and economic commentary. Keep up to date on developments in foreign exchange markets with these online tools and resources.
    • Free rate alert. Set up a free rate alert, and World First will email or text if your target rate is reached.
    • Mobile app. Secure a rate and pay in one easy transaction to make transfers on the go.

    Shopping for an alternative? Compare competing services to World First.


    Who is World First?

    World First has been looking after the international money transfer needs of its customers since 2004. Since then, it has handled more than $56 billion in international money transfers.

    Awards
    • Named leading customer-facing service business in Europe at the 2014 European Business Awards.
    • Awarded the 2013 Customer Experience Award in the Financial Services — Banking category.
    • Received 3A2 credit rating from Dun and Bradstreet.

    Compare the most popular providers to their competition

    Popular providers
    Western Union vs. World FirstWorld First vs. TransferWise

    Frequently asked questions

    I’m sending $1,000 from the United States to Europe — how much I pay in transfer fees?

    For transfers of up to $10,000 with World First, you’ll pay a flat $10 fee. But because World First is a trusted partner of finder.com, our readers will pay nothing for all eligible transfers. Simply click “Go to site” to take advantage of this exclusive offer.

    Do the same fees apply for businesses?

    No, a different fee schedule applies to business accounts based on how regularly your business performs transactions with World First. Contact the company for more details.

    How long does it take to open an account with World First?

    The quickest way to get started with World First is over the phone — the application process can usually be taken care of in around 10 minutes. Applying online may take up to an hour, as World First will need to verify your identity.

    Is there a minimum amount I can transfer?

    Yes, you must transfer at least $1,000 with each World First transaction or an equivalent amount in another currency.

    How much can I save when I transfer money overseas with World First instead of with my bank?

    World First estimates that the savings you’ll enjoy range from 0.25% to 4% of your transfer amount.

    Was this content helpful to you? No  Yes

    US International Money Transfers Offers

    Learn about our information service
    HiFX International Money Transfers

    Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

    WorldRemit International Money Transfers

    Use promo code FREE to send your first transfer for no fee, to over 110 countries for bank-to-bank deposit, cash pickup or mobile top-up.

    World First Foreign Exchange

    Exclusive offer: $0 transfer fee
    No-limit transfers with competitive exchange rates for more than 100 currencies.

    TransferWise International Money Transfers

    Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

    Back to top

    Read more on this topic

    Ask a Question

    You are about to post a question on finder.com

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Disclaimer: At finder.com we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
    Rates and fees mentioned in comments are correct at the time of publication.
    By submitting this question you agree to the finder.com privacy policy.

    feedback