Transfer money overseas, whether you’re an individual, business or online seller
World First aims to make it simple and affordable to send an international money transfer while offering award-winning customer service. Get a great exchange rate and make payments online 24/7.
World First helps you choose the right money transfer option, whether you want to make a personal or business transfer. You can even do business internationally, with services for paying overseas employees or suppliers.
Explore personal or business transfers and online seller accounts
Why we like: World First
Pay $0 fees to transfer money in more than 140 currencies to more than 45 countries overseas.
Convenient money transfers with excellent customer service and no transfer fee every day:
- Enjoy competitive exchange rates.
- Lock in low rates with forward contracts and limit orders.
- Get weekly updates on the market.
- Affordable transfers. World First charges only $10 for transactions of up to $10,000 and no fees for larger transfers. But finder.com readers pay $0 fees for all eligible transfers.
- High amounts. World First has a high minimum transfer amount of $1,000, which can be limiting if you don’t need to send a large amount of money.
- Bank account transfers. World First only offers bank-to-bank transfers. You cannot make a payment with cash or a debit or credit card.
- Recurring payments. Unlike some money transfer services, you can set up recurring international payments.
How much does World First cost?
It’s free to open an account, and World First doesn’t charge fees for receiving money. You’ll also pay no monthly charges or any transfer fees on foreign exchange transactions. If you want a same-currency transfer (for example, USD to USD), World First offers competitive transaction costs.
Normally World First charges $10 for transactions of up to $10,000 and no fees for larger transfers. For businesses, World First agrees to a payment fee structure with you that reflects how much business you do together, ranging from $0 to $25 per transaction. And it does its best to cover third-party transfer fees where it can.
Make online transfers with ease
Making a one-time international money transfer? Need to schedule recurring payments overseas? World First can help you get the most for your money.
- Spot contracts. Make a one-time transfer today.
- Forward contracts. If you want to lock in a rate but aren’t ready to make a transfer, lock it in for up to three years in advance.
- Recurring payments. Automate your regular international payments.
- Easy bulk payments. Choose from making manual payments, bulk uploading payment details to World First’s online platform or working with World First on a fully automated solution.
- Limit orders. Schedule a transfer that World First will execute once your chosen rate is met.
- Free rate alert. Set up a free rate alert, and World First will email or text you if your target rate is reached.
- Mobile app. Secure a rate and pay in one easy transaction to make transfers on the go.
- Live rates, graphs and economic commentary. Keep up to date on developments in foreign exchange markets with these online tools and resources.
Exchange rates with World First
Select your currency and transfer amount, and review World First’s current exchange rate.
Unfortunately, World First only allows bank-to-bank transfers at this time. You’ll need to have a bank account to transfer money from and an international bank account to transfer to.
Send over 100 currencies with World First
Besides the convenience of transferring money online, you’ll also enjoy the flexibility to transfer your money almost anywhere you need. World First lets you send money to a wide variety of currencies across the world. Some of the most popular include:
- United Arab Emirates dirham (AED)
- Australian dollar (AUD)
- Bulgarian lev (BGN)
- Canadian dollar (CAD)
- Swiss franc (CHF)
- Czech koruna (CZK)
- Danish krone (DKK)
- Euro (EUR)
- British pound (GBP)
- Hong Kong dollar (HKD)
- Hungarian forint (HUF)
- Israeli shekel (ILS)
- Japanese yen (JPY)
- Norwegian krone (NOK)
- New Zealand dollar (NZD)
- Polish zloty (PLN)
- Romanian leu (RON)
- Saudi riyal (SAR)
- Swedish krona (SEK)
- Thai baht (THB)
- Turkish lira (TRY)
- US dollar (USD)
- South Africa rand (ZAR)
There’s no maximum amount or limit to how much you can transfer with World First, but watch out for the high minimum. You’ll need to send at least $1,000 USD to use World First.
How it works
- Make an international transfer. First you’ll need to set up an account. Then tell World First how much you want to transfer and in what currency, and it will quote you a rate.
- Send World First your money. Once you’ve booked your rate and received your trade confirmation, send your money to World First by domestic wire transfer.
- World First makes your payment. World First converts your funds and sends the money to the account you requested.
What is World First?
World First is a UK-based foreign exchange company offering innovative services along with standard money transfers. Founded in 2004 as an alternative to transferring money through banks, World First handles exchange services in 140 currencies to 45 countries. This exchange company has handled more than $56 billion in international money transfers.
- Named winner of Most Convenient money transfer service in the 2017 finder.com Money Transfer Awards.
- Awarded the 2013 Customer Experience Award in the Financial Services — Banking category.
- Received 3A2 credit rating from Dun and Bradstreet.
What do customers say about World First?
The reviews for World First are a mixed bag. World First has a Feefo score of 4.7 out of 5 but a Trustpilot score of 4.8 out of 10 at this time. Many customers say the service is reliable and fast, but others complain about unexpected delays or cancellations and funds being held without communication about the reasons.
The customer support team at World First does seem to prioritize good service and improving customer satisfaction. The team responds quickly and in detail to good and bad reviews on a variety of review sites.
How do I contact customer support?
World First is available by phone, email or chat during their business hours 8:30 am to 5 pm ET.
How does World First protect my money?
World First broke the record for fastest international transfer by completing a transaction in 6 minutes and 49 seconds. An established leader in the money transfer business, it takes the duty of protecting your money seriously.
- Licensed. World First is a licensed money transmitter business that adheres to the rules of the US Office of Foreign Assets Control and Financial Crimes Enforcement Center (FinCen).
- High credit rating. World First has a 3A2 rating from Dun & Bradstreet, further ensuring that your funds are covered.
- Segregated client accounts. Your money is kept separate from World First’s money. This makes it easy to identify and protect should anything happen to the company.
- Award-winning. World First has won several awards for its service, including the 2016 Queen’s Award for Enterprise in International Trade.
- Years of experience. Founded in 2004, World First has grown from its headquarters in London to include offices in Austin, DC, Hong Kong, Singapore, the Netherlands, and Sydney.