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Alternatives to WorldRemit

Explore money transfer services similar to WorldRemit to help you find the best deal.

Whether you’re seeking alternatives to WorldRemit because it isn’t offered in your area, you need higher transfer limits or you want cheaper transfer options, check out what other options you have using the list below.

We’ve compiled some of the most popular money transfer companies that hit the same notes as WorldRemit but excel in other areas where WorldRemit is lacking.

wise logo

1. Wise

Wise offers users the mid-market rate for its transfers and is one of few companies to do so, so what you see on Google is the rate you’ll exchange your money at.

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Why pick Wise instead?

  • Guaranteed better exchange rates
  • Minimum transfer of $1, good for small transfers
  • Offer multi-currency accounts

Downsides

  • High fees can offset the benefits of mid-market exchange rates
  • Limited currency options compared to WorldRemit
  • Not suitable for large transfers
Xe Money Transfer Logo

2. Xe Money Transfer

Xe offers low-fee transfers and is backed by a well-known brand in the currency exchange industry.

Go to Xe's website

Why pick Xe Money Transfer instead?

  • Low fees – small flat fee below $500.
  • Competitive exchange rates
  • Max transfer is $500,000 per transaction
  • Send money to 130+ countries from six regions around the world.

Downsides

  • Doesn’t accept cash or card payments
  • No cash pickup option
  • Must pay and transfer via bank accounts
OFX Logo

3. OFX

OFX is a good alternative for sending large amounts, especially since it waives its transfer fees when sending $10,000 or more. There is also no maximum sending limit.

Go to site

Why pick OFX instead?

  • No maximum transfer amount
  • Fees waived for larger transfers
  • Hedging options: forward contracts and limit orders

Downsides

  • Must transfer to a bank account
  • Can only pay by bank transfer
  • No cash pickup options
  • High minimum transfer amount of $1,000

4. Western Union

With over 145 years in the business, Western Union has over 500,000 locations and a wide assortment of money transfer options.

Why pick Western Union instead?

  • Trusted provider since 1871
  • 500,000+ global locations
  • Flat fees

Downsides

  • Weak exchange rates are often 5% more than the mid-market rate
  • Often more expensive than other, smaller transfer companies
Instarem logo

5. Instarem

Instarem is one of very few money transfer services to offer the mid-market currency exchange rate, but only for some currencies during certain hours of the day.

Go to site

Why pick Instarem instead?

  • Transparent fees
  • Same-day transfers for most supported currencies
  • Loyalty points system that can be redeemed against transactions
  • Direct send to over a dozen Filipino e-wallets

Downsides

  • Transfers must be sent to a bank account, expect in Philippines
  • Must pay via bank transfer
  • Fewer supported currencies than many competitors

6. Xoom

Xoom is smaller than WorldRemit but typically offers more competitive fees to the countries it operates in.

Why pick Xoom instead?

  • Money-back guarantee if your transfer doesn’t arrive on time
  • Integrates with PayPal accounts
  • Operates in over 160 countries

Downsides

  • Low maximum sending limits of $2,999 for new customers
  • Transfer fees can vary depending on sending method, amount and destination

Still looking for other options?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about WorldRemit in our review.
1 - 12 of 12
Name Product USFMT Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
MoneyGram
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
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Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product USFMT Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
Xe
Within minutes
From $0
Xe has fast transfers with low fees and a range of foreign currency tools.
MoneyGram
Within minutes
From $0
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
WorldRemit - 4free
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
PayPal (business)
Within minutes
$0
Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
Wise (TransferWise) International Money Transfers Business
Within minutes
From $8.16
Enjoy high maximum transfers into more than 40 currencies, while saving up to 90% over local banks.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
PayPal
Within minutes
From $0
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
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Written by

Editor

Leah Fallon is a freelance journalist and editor, specializing in personal finance and small business. She owns Birch Tree Bookstore in Leesburg, Virginia. See full bio

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