Money transfer companies allow you to send funds from one country and have your recipient pick it up in cash in another. It may be that you want to find your nearest money transfer location in order to pay in cash, ask an agent questions or send money for cash pickup. However, not all providers will offer a fair exchange rate, and you may find that visiting a location in person will cost you more in fees. Let’s take a look at how to find money transfer locations near you, and why it may be a better option to use an online provider.
How to find a money transfer location near you
You can search online to find a provider with agent locations in your neighborhood.
Look for a link to the Find a location page, typically located on the homepage.
Enter your ZIP code or address to confirm the hours of operation for the location nearest you.
Visit the agent location in person, making sure to bring identification and enough money to cover fees.
Who offers in-person money transfers?
There are many national chain retailers and grocery stores which have exclusive areas dedicated to providing money transfers using MoneyGram or Western Union. Lots of popular money transfer services also have brick-and-mortar locations.
There is also the option of your local bank. But while an international bank transfer is a reliable option, you will most likely end up paying more in fees, and receive a weaker exchange rate than if you were to use a money transfer service.
Location guides for popular brands
For your convenience, we’ve compiled location guides for the top money transfer services and their brick-and-mortar locations worldwide.
It may be that you need to make an urgent money transfer. If this is the case, then some of the larger money transfer networks like MoneyGram and Western Union offer 24-hour agent locations in most major (and even some smaller) cities.
Make sure to check online or call ahead to confirm opening hours before visiting, especially if you are going in the middle of the night.
What do I need to send money in-person?
What you will need to send money will depend on how you’re transferring money. However, in general you will need to take the following with you:
Photo ID. A driver’s license, a passport or another other official government-issued ID should work. If you are unsure about your type of ID, call ahead to ask whether or not it will suffice.
Recipient information. The name and contact information of the person receiving the money. The name provided must exactly match their ID.
Amount. Work out the amount you want to send ahead of time, keeping in mind that fees will be added on top of your sending amount.
Payment method. Most agent locations will accept credit and debit cards, but may also allow you to use cash, checks or bank transfers.
To send money to a bank account, you’ll also need:
Recipients bank information. You will need to provide the receiving bank’s name, address and SWIFT code, in addition to your recipient’s account and routing numbers. Learn more about SWIFT and IBAN bank codes if you’re having trouble locating this information.
How do I keep my cash safe?
When you find a money transfer service near you, it’s important to keep in mind some safety tips when picking up your money:
Call ahead. Call to confirm an agent’s location and opening hours.
Be aware. Avoid agents in high-crime or unsafe areas.
Bring a friend. Ask a friend to come along for the pickup.
Hide it. Keep your cash hidden and avoid carrying it around for longer than necessary.
Secure it. Deposit your funds into an account as soon as possible.
Compare money transfer services with agent locations
Use our table to compare services which have in-person locations, and click Go to site to find a money transfer location near you.
Can you save money by sending your transfer online?
Usually you can save yourself money by using an online money transfer service, compared to visiting a physical location.
Fewer fees. Agent locations typically add on extra fees, which helps them to keep their doors open. Online providers offer the same services without the additional cost.
Zero transit costs. When you transfer money from your mobile or desktop, you avoid having to spend anything on gas, bus fares or subway tokens to travel to the agent location.
Wider range of providers. Visiting in person means you are limited to the rates and fees of agent locations. But shopping around often leads you to a better deal on your transfer.
Easier comparison. You can compare any of the services in our comparison table to find the best deal for your transfer.
Frequently asked questions
Lots of popular money transfer services have brick-and-mortar locations. You will also find nationwide chain retailers and grocery stores have an exclusive area dedicated to providing money transfers using MoneyGram or Western Union.
However, you don't need to visit a brick-and-mortar location to make a money transfer. There are plenty of online providers that allow you to make your transfer from the comfort of your own home.
Compare providers using our comparison table. Once you have selected your money transfer service, visit their site to search their agent locations.
What you will need may vary depending on your provider, but in general you will require photo ID, the recipient's information, the amount you wish to send and a payment method to make the transfer.
Kelly Suzan Waggoner is editor-in-chief at Finder, where she works with a talented team of expert writers and editors focused on helping readers to save money, earn money and grow their wealth. She joined Finder in 2016 as an editor, germinating the site from money transfers to include the wide scope of personal finance.
Kelly has worked with publishers, magazines and nonprofits throughout New York City to develop best practices around editorial, SEO, plain language and accessibility, including Black Dog & Leventhal Publishers, HauteLife Press and Queerty. She is quoted on such sites as Lifehacker and CertifiKid, and ghostwrote Copyediting and Proofreading for Dummies, published by Wiley.
Kelly earned a BA in English from Russell Sage College and a Poynter ACES Certificate in Editing from Poynter News University. She is trained in digital and website accessibility and plain language, and is a member of ACES: The Society for Editing and the Center for Plain Language. Between projects, she toys with words, flips through style guides and fantasizes about the serial comma’s world domination.
How do you know if your international money transfer made it safely? Learn how to track or cancel, and find out what your rights are when it comes to sending money.
From bank transfers to specialist money transfer companies, there are several options available when you need to transfer money overseas from your bank account.
If you need to transfer money overseas using your credit card, you can do so via your bank, MoneyGram, Western Union and PayPal. This can be useful in emergency situations, but credit card transfers are usually not a cost-effective option.
If you’re looking for a secure way to send money overseas, an international bank draft could be for you — but if speed is important, consider using a money transfer service instead.
You may need to visit any of the money transfer company website featured on our page for you to see if there are locations near you that you may be able to reach out to in sending your funds to Ghana. Please see steps below:
Compare your options to find a provider that offers an agent location.
Go to your provider’s website.
Look for the “Find a location” page (it’s often a link from the homepage).
Enter your ZIP code or address information to find the location nearest you.
Visit the office and initiate your money transfer.
To see where the pick up locations are in a specific country, simply select that country in the blue box, then and scroll down to cash pickup. That’s it. You will be able to see pickup locations specific to the country you chose.
Please send me a message if you need anything else. :)
Here are the steps to find transfer locations near you:
1. Compare your options to find a provider that offers an agent location.
2. Go to your provider’s website. (Western union’s website, Moneygram etc)
3. Look for the “Find a location” page (it’s often in the middle of your screen and you won’t miss it).
4. Enter your ZIP code or address information to find the location nearest you.
5. Visit the office and initiate your money transfer.
WorldRemit currently accepts bank transfers and credit/debit cards as modes of payment for the transfer. One option available is to purchase a prepaid debit card where you could load the amount you need to send via WorldRemit. Hope this helps!
If you’re referring to the Walmart international money transfers, yes you can send money overseas including Nigeria. Walmart partners with MoneyGram, so your recipient can pick this up at any Moneygram locations in Nigeria.
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finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
I’m looking to transfer 8K in cash to Ghana. I would like to do this in person. Where is the best place to go? I live in Northern Illinois.
Hi Michelle,
Thank you for reaching out to Finder.
You may need to visit any of the money transfer company website featured on our page for you to see if there are locations near you that you may be able to reach out to in sending your funds to Ghana. Please see steps below:
Compare your options to find a provider that offers an agent location.
Go to your provider’s website.
Look for the “Find a location” page (it’s often a link from the homepage).
Enter your ZIP code or address information to find the location nearest you.
Visit the office and initiate your money transfer.
Hope this helps!
Cheers,
Reggie
Where is the closest world remit to me?
Hi Linda,
Thanks for leaving a question on finder.
To see where the pick up locations are in a specific country, simply select that country in the blue box, then and scroll down to cash pickup. That’s it. You will be able to see pickup locations specific to the country you chose.
Please send me a message if you need anything else. :)
Cheers,
Joel
I would like to find a location near me I am from Houston Texas 77021 can you help me
Hi Carrl,
Thanks for leaving a question on finder.
Here are the steps to find transfer locations near you:
1. Compare your options to find a provider that offers an agent location.
2. Go to your provider’s website. (Western union’s website, Moneygram etc)
3. Look for the “Find a location” page (it’s often in the middle of your screen and you won’t miss it).
4. Enter your ZIP code or address information to find the location nearest you.
5. Visit the office and initiate your money transfer.
Cheers,
Joel
I need to send money but only have cash? Is there a world remit store in Bentonville,Ar
Hi Steven,
WorldRemit currently accepts bank transfers and credit/debit cards as modes of payment for the transfer. One option available is to purchase a prepaid debit card where you could load the amount you need to send via WorldRemit. Hope this helps!
Cheers,
Reggie
Can I send money to Nigeria using walmart2walmart transfer?
Hello Joseph,
Thank you for your comment.
If you’re referring to the Walmart international money transfers, yes you can send money overseas including Nigeria. Walmart partners with MoneyGram, so your recipient can pick this up at any Moneygram locations in Nigeria.
Alternatively, you may also compare other ways to send money to Nigeria.
Regards,
Jhezelyn