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The F12 — also known as the F12berlinetta, Berlinetta and F12B — has a high cost and specialized Italian parts that will automatically place it at the upper end of insurance premiums. However, you can aim for discounts based on the F12’s safety features.
The F12’s average insurance rate is $1,015 per month, or $12,180 per year. That cost is a whopping $10,750 above the national average of $1,426 per year.
| Model | Monthly insurance rate | Base car Price |
|---|---|---|
| 488 GTB | $783 | $245,400 |
| 488 Spider | $868 | $272,700 |
| 812 | $1,188 | $335,275 |
| California T | $648 | $202,723 |
| F12 Berlinetta & TDF | $1,015 | $319,995 |
| FF | $935 | $295,000 |
| GTC4 Lusso | $953 | $300,000 |
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The Ferrari F12 is an expensive and sporty coupe, automatically lending it to higher insurance rates. Luckily, the manufacturer warranty and maintenance plan should help lower your repair costs for the first few years.
The Ferrari F12 costs more to insure because it’s a sporty car with a V12 engine and faster than some of the other Ferrari models, making this vehicle especially high-risk for a speedy accident. Also, its high ticket price reflect its superior parts making it more expensive to repair.
The F12 comes with several standard safety features that could qualify for discounts. Those include:
The F12 has amazing performance qualities that make it a bit pricier to insure:
This car’s lack of safety information may contribute to its high insurance cost. It has also included a few recalls common in older Ferraris. However, car owners attest to its reliability on the road.
The Ferrari F12’s ticket price and specialized parts needed for repair contribute to the car’s high insurance costs. It also doesn’t have much safety information available. Still, the car may qualify for insurance discounts and it includes a warranty that covers basic repairs for several years.
Compare car insurance options for the F12 or check out costs for other vehicles.
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